The IIBF AML KYC Syllabus 2026 covers important topics related to Anti-Money Laundering (AML) and Know Your Customer (KYC) practices for the November and December 2026 exam cycles, scheduled for 14th and 28th November 2026 and 12th and 26th December 2026, respectively. It includes key topics such as money laundering techniques, the Prevention of Money Laundering Act (PMLA), RBI guidelines, FATF, FIU, KYC policies, customer profiles, account opening, transaction monitoring, and suspicious transactions. Understanding the complete syllabus will help candidates focus on important concepts, plan their preparation effectively, and approach the examination with greater confidence.
What topics are included in the IIBF AML KYC syllabus 2026?
The IIBF AML KYC Syllabus 2026 covers the core regulatory and operational aspects of Anti-Money Laundering (AML) and Know Your Customer (KYC), focusing on legal provisions, international standards, RBI guidelines, and customer due diligence practices in banks.
| Section | Sub-Topics Covered (Brief) |
|---|
| Anti-Money Laundering (AML) | • Concept, origin & definition of money laundering • Techniques (Structuring, Integration) • Impact on banks • Preventive legislations (UK, USA, India) • PMLA objectives • RBI guidelines & system adequacy • Basel Committee & FATF • FIU & Anti-terrorism financing • AML screening systems & correspondent banking |
| Know Your Customer (KYC) | • Introduction & KYC policies • Customer & transaction profile • RBI KYC framework & initiatives • Account opening guidelines (companies, trusts, intermediaries) • PEP & non-face-to-face accounts • Joint, minor & low-income accounts • KYC for existing accounts • Monitoring, customer research & suspicious transactions |
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When will the IIBF AML KYC registration start?
The IIBF AML KYC Exam Schedule 2026 includes four examination dates across November and December. Each date has a separate registration window, so candidates must check the relevant dates before applying. Candidates should complete registration before the deadline for their selected examination date.
| Exam date | Day | Registration start date | Registration end date |
|---|
| 14th November 2026 | 2nd Saturday | 4th November 2026 | 8th November 2026 |
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| 28th November 2026 | 4th Saturday | 18th November 2026 | 22nd November 2026 |
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| 12th December 2026 | 2nd Saturday | 2nd December 2026 | 6th December 2026 |
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| 26th December 2026 | 4th Saturday | 16th December 2026 | 20th December 2026 |
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What are the topics covered in the IIBF AML syllabus?
The IIBF Anti-Money Laundering (AML) syllabus covers money laundering techniques, preventive legislation, regulatory guidelines, international cooperation, and systems used to detect and prevent financial crimes. It also includes the role of the Financial Intelligence Unit (FIU), the Financial Action Task Force (FATF), and banking institutions in combating money laundering and terrorist financing.
| Main topic | Subtopics covered |
|---|
| Money laundering | - Origin of money laundering - Definition of money laundering - Techniques of money laundering - Impact on banks - Structuring - Integration |
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| Preventive legislation and international cooperation | - Preventive legislation - International cooperation - Legislation and approaches in the UK, USA, and India |
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| Regulatory framework | - Basel Committee - Objectives of the Prevention of Money Laundering Act (PMLA) - RBI guidelines - System adequacy to combat money laundering |
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| Combating terrorist financing | - Anti-terrorism finance |
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| Financial intelligence and global bodies | - Financial Intelligence Unit (FIU) - Financial Action Task Force (FATF) - IBA Working Group |
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| AML screening and technology | - Software for AML screening |
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| Banking and financial operations | - Money laundering and correspondent banking - Exchange companies - Foreign branches |
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Also Check: AML KYC Exam Date 2026
What are the topics covered in the IIBF KYC syllabus?
The IIBF Know Your Customer (KYC) syllabus focuses on customer identification, KYC policies, account-opening procedures, regulatory guidelines, and transaction monitoring. It covers different customer categories and account types, including companies, trusts, firms, politically exposed persons (PEPs), and non-face-to-face customers. Candidates must also understand customer profiling, account monitoring, and the identification of suspicious transactions.
| Main topic | Subtopics covered |
|---|
| Introduction to KYC | - Introduction and overview of KYC - Customer profile - Transaction profile |
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| KYC policies and regulatory framework | - KYC policies - Countries deficient in KYC policies - Initiatives by the RBI - Important KYC framework in RBI prescriptions - Operating guidelines |
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| Organized financial crimes and customer identification | - Organized financial crimes - Definition of a customer under KYC principles - Organizational structure - Qualitative data |
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| Introduction to new accounts | - Introduction of new accounts - Guidelines for opening accounts of companies, trusts, firms, and intermediaries |
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| Accounts handled by professional intermediaries | - Client accounts opened by professional intermediaries - Trust, nominee, or fiduciary accounts |
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| Special customer categories | - Accounts of politically exposed persons (PEPs) residing outside India - Accounts of non-face-to-face customers - Joint accounts - Minor accounts - KYC for low-income group customers |
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| KYC for existing customers | - KYC for existing accounts |
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| Account monitoring and transaction review | - Monitoring accounts - Customer research - Suspicious transactions |
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Download AML KYC syllabus PDF
You can download the AML/KYC syllabus PDF from the official website of Indian Institute of Banking and Finance. It includes important topics like money laundering prevention, KYC rules, compliance, and risk management. To download, visit the website, go to the Exams/Courses section, select AML/KYC Certification, and click on the syllabus link. Always check the official site to get the latest updates.
Download AML KYC Syllabus PDF
What is the IIBF AML KYC exam pattern 2026?
The IIBF AML KYC Certificate Examination is conducted online in a remote proctored mode. The AML KYC Exam Pattern consists of 120 multiple-choice questions (MCQs) with a total of 100 marks. Candidates have 2 hours to complete the test, which is conducted in English. There is no negative marking, and to pass the exam, candidates must score at least 60 marks out of 100. The exam is designed to assess a candidate's knowledge and understanding of Anti-Money Laundering (AML) and Know Your Customer (KYC) standards.
| Component | Details |
|---|
| Mode of Examination | Online (Remote Proctored) |
| Type of Questions | Objective Type – Multiple Choice Questions (MCQs) |
| Total Number of Questions | 120 Questions |
| Maximum Marks | 100 Marks |
| Negative Marking | No Negative Marking |
| Duration of Exam | 2 Hours |
| Medium of Examination | English Only |
| Passing Criteria | Minimum 60 Marks out of 100 |
What are the important topics for AML KYC syllabus?
The IIBF AML KYC exam covers crucial topics related to money laundering prevention, compliance regulations, and customer due diligence. Below is a breakdown of the most important topics to focus on:
| Unit | Important Topics |
|---|
| 1. Money Laundering & Terrorism Financing | - Definition & Stages of Money Laundering (Placement, Layering, Integration)
- Difference Between Money Laundering & Terrorism Financing
- Impact of Financial Crimes on the Economy |
| 2. Legal & Regulatory Framework | - FATF Guidelines & International AML Laws
- Prevention of Money Laundering Act (PMLA), 2002
- RBI KYC & AML Compliance Rules |
| 3. Customer Due Diligence (CDD) & KYC Process | - Types of Customers (Individuals, Corporates, PEPs)
- KYC Documentation & Verification Process
- Risk-Based Approach & Enhanced Due Diligence (EDD) |
| 4. Monitoring & Reporting of Suspicious Transactions | - Suspicious Transaction Reporting (STR) Guidelines
- Cash Transaction Reporting (CTR) Process
- Identifying Red Flags & Unusual Transactions |
| 5. AML Compliance & Internal Controls | - Role of Compliance Officers in AML
- Setting Up an Effective AML Program
- Internal Policies to Prevent Financial Crimes |
| 6. Risk Management in KYC & AML | - Customer & Transaction Risk Assessment
- Steps to Mitigate AML & KYC Risks
- Industry Best Practices for Compliance |
