IIBF AML KYC Syllabus 2025: The IIBF AML KYC certification is a crucial credential for banking and finance professionals, focusing on anti-money laundering (AML) measures and KYC compliance. It equips candidates with the knowledge to detect and prevent financial crimes, assess risks, and implement effective customer verification procedures. Explore the AML KYC syllabus, key topics, and best strategies to prepare for the exam.
KYC AML Syllabus 2025 Overview
The KYC AML Syllabus 2025 covers essential topics like Know Your Customer (KYC) procedures, Anti-Money Laundering (AML) regulations, risk-based approaches, customer due diligence (CDD), and suspicious transaction reporting (STR). It also includes global AML frameworks like FATF guidelines, FinCEN regulations, and digital KYC trends to address emerging financial crimes. With increasing regulatory scrutiny, mastering financial compliance, fraud detection, and AML investigation techniques is crucial for professionals in banking, fintech, and financial security sectors. Stay ahead by understanding regulatory updates, crypto compliance, and AI-driven KYC solutions in the evolving AML landscape.
IIBF AML KYC Syllabus 2025
The IIBF AML KYC syllabus is structured to provide a detailed understanding of money laundering prevention, legal frameworks, and compliance requirements. Here is its proper breakdown:
IIBF AML Detailed Syllabus
| Main Topic | Subtopics Covered |
|---|
| Money Laundering | - Origin, definition, and techniques - Impact on banks: structuring, layering, integration |
| Legal & Regulatory Framework | - AML legislations in UK, USA, and India - PMLA: objectives and scope - RBI AML guidelines - Basel Committee recommendations |
| International Cooperation | - Global best practices - FATF: role and standards - IBA Working Group initiatives |
| AML Compliance Tools | - AML screening software - System adequacy for AML detection and prevention - Antiterrorism finance mechanisms |
| Institutional Support | - Financial Intelligence Unit (FIU) - Money laundering in correspondent banking - Exchange companies and foreign branches |
IIBF KYC Detailed Syllabus
| Main Topic | Subtopics Covered |
|---|
| Introduction to KYC | - KYC overview and objectives - Customer profile and transaction profiling |
| KYC Policies and Practices | - RBI-prescribed KYC framework - Operating guidelines and monitoring mechanisms - KYC policies of countries with deficiencies - RBI initiatives for stronger compliance |
| Customer Classification and Account Guidelines | - Definition of customer under KYC principles - Guidelines for opening accounts for: – Companies, trusts, firms, intermediaries – Professional intermediaries – Trust/nominee or fiduciary accounts – Politically Exposed Persons (PEPs) residing outside India – Non-face-to-face customers – Joint accounts, minor accounts – Low-income group customers |
| Ongoing Monitoring and Risk Management | - KYC for existing customers - Customer research and profiling - Identification of suspicious transactions - Use of qualitative data in analysis - Detecting and reporting organized financial crimes |
AML KYC Syllabus 2025 PDF Download
You can download the AML KYC Syllabus 2025 PDF from the Indian Institute of Banking & Finance (IIBF) official website. The syllabus covers key topics like money laundering prevention, KYC regulations, compliance frameworks, and risk management. To download, click on the link given below or visit www.iibf.org.in, go to the Examinations/Courses section, select AML KYC Certification, and click on the syllabus link to get the PDF. Stay updated with official sources to ensure you have the latest information for AML KYC certification preparation.
AML KYC Syllabus 2025 PDF Direct Download
AML KYC Exam Date 2025 Full Schedule
The AML KYC exam dates along with the AML KYC Registration 2025, have been released by IIBF. The details of the exam schedule are as follows:
| Exam Date | Day | Registration Dates |
|---|
| 23rd August 2025 | 4th Saturday | 11th to 17th August 2025 |
| 13th September 2025 | 2nd Saturday | 1st to 7th September 2025 |
| 27th September 2025 | 4th Saturday | 15th to 21st September 2025 |
AML KYC Exam Pattern 2025
The AML KYC certification exam follows a structured format to assess candidates on key aspects of Anti Money Laundering (AML) and Know Your Customer (KYC) regulations. Below is an overview of the AML KYC Exam Pattern 2025:
| Component | Details |
|---|
| Mode of Examination | Online (Remote Proctored) |
| Type of Questions | Objective Type – Multiple Choice Questions (MCQs) |
| Total Number of Questions | 120 Questions |
| Maximum Marks | 100 Marks |
| Negative Marking | No Negative Marking |
| Duration of Exam | 2 Hours |
| Medium of Examination | English Only |
| Passing Criteria | Minimum 60 Marks out of 100 |
IIBF AML KYC Syllabus Important Topics
The IIBF AML KYC exam covers crucial topics related to money laundering prevention, compliance regulations, and customer due diligence. Below is a breakdown of the most important topics to focus on:
| Unit | Important Topics |
|---|
| 1. Money Laundering & Terrorism Financing | - Definition & Stages of Money Laundering (Placement, Layering, Integration)
- Difference Between Money Laundering & Terrorism Financing
- Impact of Financial Crimes on the Economy |
| 2. Legal & Regulatory Framework | - FATF Guidelines & International AML Laws
- Prevention of Money Laundering Act (PMLA), 2002
- RBI KYC & AML Compliance Rules |
| 3. Customer Due Diligence (CDD) & KYC Process | - Types of Customers (Individuals, Corporates, PEPs)
- KYC Documentation & Verification Process
- Risk-Based Approach & Enhanced Due Diligence (EDD) |
| 4. Monitoring & Reporting of Suspicious Transactions | - Suspicious Transaction Reporting (STR) Guidelines
- Cash Transaction Reporting (CTR) Process
- Identifying Red Flags & Unusual Transactions |
| 5. AML Compliance & Internal Controls | - Role of Compliance Officers in AML
- Setting Up an Effective AML Program
- Internal Policies to Prevent Financial Crimes |
| 6. Risk Management in KYC & AML | - Customer & Transaction Risk Assessment
- Steps to Mitigate AML & KYC Risks
- Industry Best Practices for Compliance |
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