AML KYC Exam Pattern 2025: The AML KYC Exam Pattern by IIBF follows a structured format to assess professionals on Anti Money Laundering (AML) and Know Your Customer (KYC) regulations. The exam consists of multiple-choice questions (MCQs) covering key topics like risk assessment, regulatory compliance, financial crime detection, and customer due diligence. Conducted in an online mode, the test evaluates candidates' understanding of global AML frameworks, ensuring they stay updated with industry standards. Mastering the IIBF AML KYC Exam Pattern 2025 is crucial for bankers, compliance officers, and financial professionals aiming to enhance their expertise in financial security and fraud prevention.
AML KYC Exam Pattern 2025
The AML KYC certification exam follows a structured format to assess candidates on key aspects of Anti Money Laundering (AML) and Know Your Customer (KYC) regulations. Below is an overview of the AML KYC Exam Pattern 2025:
| Component | Details |
|---|
| Mode of Examination | Online (Remote Proctored) |
| Type of Questions | Objective Type – Multiple Choice Questions (MCQs) |
| Total Number of Questions | 120 Questions |
| Maximum Marks | 100 Marks |
| Negative Marking | No Negative Marking |
| Duration of Exam | 2 Hours |
| Medium of Examination | English Only |
| Passing Criteria | Minimum 60 Marks out of 100 |
AML KYC Marking Scheme
The AML KYC Marking Scheme has the following features:
- Each correct answer carries 1 mark.
- There is no negative marking, allowing candidates to attempt all questions without penalty.
- Candidates must score a minimum of 60 out of 100 to pass the exam.
AML KYC Exam Date Registration Process
The AML KYC Certificate Examination is conducted by the Indian Institute of Banking and Finance (IIBF) to provide professionals with in-depth knowledge on Anti-Money Laundering and Know Your Customer guidelines. This certification is essential for banking and financial sector employees, helping them comply with regulatory requirements and strengthen the integrity of customer onboarding and transaction monitoring processes.
| Exam Date | Registration Start Date | Registration End Date |
|---|
| 23rd August 2025 | 11th August 2025 | 17th August 2025 |
| 13th September 2025 | 1st September 2025 | 7th September 2025 |
| 27th September 2025 | 15th September 2025 | 21st September 2025 |
Topics Covered in IIBF AML KYC Exam
The IIBF AML KYC Exam 2025 consists of multiple-choice questions (MCQs) designed to assess the candidate's knowledge of AML and KYC regulations. Below is an outline of the key IIBF AML KYC Exam Pattern topics:
| Section | Topics Covered |
|---|
| 1. Anti-Money Laundering (AML) | - Definition, origin, and techniques of money laundering - Impact on banks (structuring, integration) - Preventive legislations (UK, USA, India) - Basel Committee guidelines - PMLA objectives - RBI guidelines and system adequacy - Anti-terrorism finance - Financial Intelligence Unit (FIU) - Financial Action Task Force (FATF) - IBA Working Group - AML software and screening - Money laundering in correspondent banking - Role of exchange companies and foreign branches |
| 2. Know Your Customer (KYC) | - Introduction and overview - Customer profile and KYC policies - Countries deficient in KYC compliance - RBI initiatives and KYC frameworks - Definition of customer under KYC - Transaction profiles and account types - Guidelines for opening accounts: companies, trusts, firms, intermediaries - Client/professional intermediary accounts - Trust/nominee/fiduciary accounts - PEPs and non-face-to-face customers - Joint, minor, and low-income accounts - KYC for existing accounts - Monitoring accounts and detecting suspicious transactions |
| 3. Additional Guidelines | - Questions may cover latest developments in AML/KYC, banking, and finance - Candidates advised to read financial newspapers and IIBF publications like "IIBF Vision" and "Bank Quest" |
| 4. MCQ Policy | - Exam will be MCQ-based - Questions are from IIBF's confidential question bank - MCQs and their answers will not be disclosed by the Institute |
How to Prepare for the AML KYC Exam?
To excel in the AML KYC Exam 2025, candidates should:
- Study the AML KYC Syllabus Thoroughly: Focus on key AML KYC concepts and legal frameworks.
- Practice AML KYC Mock Tests: Attempt sample papers to get familiar with the question format.
- Revise Regulatory Guidelines: Keep updated with FATF, RBI, and PMLA regulations.
- Use Official Study Material: Refer to IIBF-recommended books and online courses.
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