The SBI Clerk Salary has been updated following the release of the SBI Clerk Notification 2025. The revised pay scale offers a starting basic pay of Rs. 26,730/- (Rs. 24,050/- plus two advance increments for graduates). The new pay scale structure ranges from Rs. 24,050-1340/3-28,070-1650/3-33,020-2000/4-41,020-2340/7-57,400-4400/1-61,800-2680/1-64,480.
SBI Clerk Salary 2025
In addition to the basic pay, the total starting emoluments for an SBI Clerk employee are approximately Rs. 41,000/- per month, which includes Dearness Allowance (D.A.) and other allowances. This updated salary structure makes the SBI Clerk position even more attractive, with competitive pay and additional benefits that make it a popular choice for candidates in the banking sector.
SBI Clerk Salary
Successful candidates in the SBI Clerk Recruitment 2025 will undergo a six-month probation period, where they will be trained and assessed for their roles. During this period, they will perform essential tasks such as customer service, cash handling, and other clerical duties. The position offers job security, career growth opportunities, and the prestige of working with the State Bank of India. As employees gain more experience, their salary increases, going up to Rs 47,920.
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SBI Clerk In Hand Salary 2025
The SBI Clerk in-hand salary for 2025 is approximately Rs. 41221.79 per month after deductions. The salary breakdown includes a basic pay of Rs. 26,730 (Rs. 24,050 plus two advance increments for graduates), a Dearness Allowance (DA) of Rs. 6,168, a Transport Allowance (TA) of Rs. 850, House Rent Allowance (HRA) of Rs. 2,862, and a Special Allowance of Rs. 7,083. Additionally, the new Special Pay is Rs. 1,200, bringing the gross salary to around Rs. 44894.79. After deductions of approximately Rs. 3,673, the net salary paid to the SBI Clerk employee is Rs. 41221.79.
SBI Clerk Salary Structure 2025
The SBI Clerk In-hand salary received per month is a sum of Basic Pay and other salary components like – House Rent Allowance(HRA), Variable Pay, Dearness Allowances (DA), City Compensatory Allowance (CCA), etc. Here’s a look at the SBI Clerk Salary Structure 2025:
Parameters | Amount (in Rs.) |
Basic Pay (including 2 annual increments) | Rs. 26730/- |
Dearness Allowances (17.20%) | Rs. 6168.51 |
House Rent Allowance | Rs. 2862.83 |
Transport Allowance | Rs. 850 |
Special Allowance | Rs. 7083 |
Special Pay | Rs. 1200 |
Gross Pay | Rs. 44894.79 |
Deductions | Rs. 3673 |
Net Pay | Rs. 41221.79 |
The starting basic salary for an SBI Clerk is ₹26,730, which includes ₹24,050 and two extra increments for graduates. The maximum basic salary can go up to ₹64,480.
SBI Clerk Salary structure in India | |
SBI Clerk Baisc Salary | Rs.26730/- (Rs 24050 + two advance increments given to graduates)Salary after 1st Increment- Rs. 28070/-Salary after 2nd Increment-Rs. 33020/-Salary after 3rd Increment- Rs. 41020/-Salary after 4th Increment- Rs. 57400/-Salary after 5th increment- Rs. 61800/-Salary after 6th increment- Rs. 64480/- |
Dearness Allowance | Based on the Consumer Price Index |
House Accommodation | Depends on the place of posting. |
SBI Clerk Salary Slip 2025
Understanding the SBI Clerk 2025 salary slip is essential, especially after the 11th bipartite settlement, as it provides clarity on the various salary components. Key elements include basic pay and several allowances. By summing these, you get the gross salary, while the final in-hand amount is derived after deductions.
SBI Clerk Salary After 5 and 10 Years
The salary structure for an SBI Clerk is designed to offer good growth over the years, with annual increments and the possibility of additional allowances. Let’s break down what the approximate salary might look like after 5 and 10 years based on the pay scale and allowances.
SBI Clerk Salary After 5 Years
In the initial years, the SBI Clerk’s basic pay increases by Rs. 1,340 per year for the first 3 years. For the next 2 years, the increment goes up to Rs. 1,650 annually. By the end of the fifth year, the basic pay would be approximately Rs. 32,710.
Along with the basic pay, other allowances like Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance (TA), and Special Allowance are added to the total salary. With these allowances considered, the gross monthly salary after 5 years can be expected to range from Rs. 55,000 to Rs. 58,000.
When deductions like provident fund (PF) and professional tax are taken into account, the in-hand salary would be approximately Rs. 48,000 to Rs. 50,000.
SBI Clerk Salary After 10 Years
As time progresses, the annual increment increases. After the first 5 years, the basic pay continues to grow at Rs. 1,650 per year for the next 3 years. After that, for the following 2 years, it increases by Rs. 2,000 annually. After 10 years, the basic pay would be around Rs. 41,660.
With the addition of allowances and considering possible future increments, the gross salary after 10 years could be in the range of Rs. 64,000 to Rs. 67,000.
The in-hand salary after 10 years would likely fall between Rs. 55,000 and Rs. 58,000, considering all deductions.
Please Note: These figures are estimates, and the actual salary can vary depending on various factors like location, DA adjustments, and further changes in allowances.
SBI Clerk Salary Allowances
Along with the salary, candidates are also offered additional allowances. These allowances include- conveyance charges, newspapers, and medical facilities.
Allowance | Details |
Conveyance Allowance | Monthly allowance for transportation expenses provided to a newly appointed junior associate. |
Provision of Newspapers | Monthly amount for the provision of newspapers to an SBI Junior Associate. |
Medical Facilities | Details of medical benefits include annual medical aid, improved medical aid for specified serious diseases, hospitalization scheme, and other medical benefits. |
SBI Clerk Salary Conveyance Allowance
Category of Employees | Maintaining 2 or 4-wheelers (Petrol in liters) | Not Maintaining Vehicles (Amount in Rs) | Entertainment Expenses (Amount in Rs) |
Chief Associate (Cash-in-charge) | 43 | 900 | 1140 |
Chief Associate | 43 | 900 | 600 |
Special Associate | 35 | 850 | 540 |
Senior Associate | 25 | 700 | 420 |
Associates/Junior Associates | 20 | 625 | 360 |
SBI Clerk Salary Provision Of Newspapers
Category of Staff | Monthly Salary |
Chief Associates | Rs. 530 |
Special Associates (Cash-in-charge/ATM/Locker-in-charge/Members of outbound sales force) | Rs. 530 |
Other chief associates/special associates/senior associates/associates/junior associates | Rs. 450 |
Subordinate Staff | Rs. 350 |
SBI Clerk Salary Medical Facilities
- Annual Medical Aid: Employees are eligible for an annual medical aid benefit.
- Improved Medical Aid (Specified Serious Disease): Enhanced medical aid coverage is provided specifically for specified serious diseases.
- Hospitalization Scheme: A scheme is in place to cover hospitalization expenses.
- Other Medical Benefits: Additional medical benefits include coverage for vaccinations.
SBI Clerk Salary Additional Benefits
Working as an SBI Clerk comes with more benefits beyond the basic pay. Here are the additional perks:
- House Rent Allowances
- Concessional Vehicle Finance
- Concessional Rate for SBI Pension Plans
- Housing Finance at concessional rates
- Travel Allowances
- Full coverage of medical treatment expenses for the employee and family
- Maternity or child education leave of 2 years for women clerks.
SBI Clerk Job Profile
The role of an SBI Clerk involves a lot of interaction with customers and requires good problem-solving skills. Here are some key responsibilities of an SBI Clerk:
Job Profile | Key Responsibilities |
Single Window Operator (SWO) | Acknowledge inward mails, receipt of cheques, drafts, and dividend warrants, issue cash receipts, recount currency, pass cheques and vouchers, handle pre-signed drafts. |
Head Cashier (HC) | Safeguard bank’s cash & valuables, run cash department, verify payments, countersign cheques, participate in Government Treasury works, and manage clearing & transferring cheques. |
Special Assistant (SA) | Supervise sub-staff, pass clearing & transfer of cheques, check accounts manually, sign vouchers and drafts, assist customers with product queries, and handle customer concerns. |
Universal Teller (UT) | Verify cheques/DDs, process transactions, update passbooks, issue remittance instruments, and explain bank’s products to customers. |
Agricultural Assistant | Assist with agricultural loans, scrutinize farm plans, help small-scale borrowers, check farm machinery, encourage deposit mobilization, and maintain liaison with development agencies. |
SBI Clerk Promotions – In Cadre
An SBI Clerk (Junior Associate) can be promoted up to three times based on their years of service:
- After 10 years of service, they can be promoted to Senior Assistant.
- After 20 years of service, they can be promoted to Special Assistant.
- After 30 years of service, they can be promoted to Senior Special Assistant.
Each promotion comes with additional allowances. At SBI, promotions within the same cadre are solely based on seniority.
SBI Clerk Promotions – Clerk to Officer
If an SBI Clerk aspires to move up to the Officer cadre, SBI offers them opportunities to do so through two main channels:
Fast Track Promotion Channel: This option allows an SBI Clerk to take the Officer Promotion examination after just 3 years of service. To be eligible, they must pass two banking examinations:
- JAIIB (Junior Associate of the Indian Institute of Banking)
- CAIIB (Certified Associate of the Indian Institute of Banking)
If they clear both exams, they become eligible after 3 years; if only JAIIB, then after 4 years. If they don’t clear JAIIB, they follow the normal track promotion channel.
Normal Track Promotion Channel: Under this channel, an employee needs to serve a minimum of 6 years as an SBI Clerk to be eligible for promotion to Bank PO. After 6 years, they can take the internal promotion exam and become a Trainee Officer (TO), which is equivalent to a Probationary Officer (PO) in rank. However, TOs need to work harder to reach the same level as POs, who are recruited directly at that rank.
Career Growth as SBI Clerk – Things to Remember
When an SBI Clerk aims for promotion to the Officer cadre, they must:
- Pass SBI’s internal promotion examination, which includes a written test and an interview. This applies to both Fast Track and Normal Track promotion channels.
- Obtain permission from SBI to take the SBI PO examination. If they pass, they become Bank POs; if not, they remain as Bank Clerks.
- Clear the JAIIB examination before attempting CAIIB.
- After passing the internal promotion exam, they become Trainee Officers (TOs) for a 2-year probation period at the JMGS-I rank. Following probation, they may be promoted to MMGS-II rank or revert to the Clerical cadre if they don’t clear probation.
SBI Clerk Job Postings & Transfer Policy
Many candidates have concerns about job postings away from their hometown or to distant branches. Here are some points regarding SBI Clerk posting and transfer:
- SBI Clerk Junior Associates cannot be transferred outside the state for the initial 5 years of service.
- For candidates selected in a special recruitment drive for Tura, Kashmir Valley, and Ladakh, this period extends to 8 years.
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SBI Clerk Salary – FAQs
A1. The SBI Clerk In Hand Salary is Rs. 41221.79 per month after revision.
A2. SBI clerks receive various additional benefits and allowances, including medical benefits, provident fund, gratuity, pension, leave travel concession, and reimbursement for newspaper, petrol, and house rent expenses.
A3. Yes, newly recruited SBI clerks are placed on probation for a period of 6 months. During this period, their performance and suitability for the job are evaluated.
A4. Yes, SBI clerks have good promotional opportunities. They can rise through the ranks and become Assistant Managers, Deputy Managers, Managers, and even higher-level positions based on their performance and experience.
A5. Yes, SBI clerks have ample opportunities for career growth and promotions. They can appear for internal exams and assessments to move up the hierarchy within the bank.

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