PNB SO Credit Officer Syllabus
Punjab National Bank (PNB) is set to conduct the PNB SO 2025 exam in April/May 2025 to fill 350 vacancies for the Specialist Officer (Credit Officer) post. Candidates who have applied for the exam should begin their preparation with a thorough understanding of the PNB SO Syllabus 2025 and Exam Pattern. This article provides a detailed syllabus to help candidates structure their study plan effectively and ensure timely syllabus completion with ample revision.
PNB SO Credit Officer Syllabus Overview
The first step in preparing for the PNB SO Exam is understanding the syllabus and exam pattern. The selection process includes an Online Exam followed by an Interview. The Online Exam consists of multiple-choice questions (MCQs) covering various subjects. Below is an overview of the PNB SO Credit Officer Exam.
| Details | Parameters |
|---|
| Exam Conducting Body | Punjab National Bank |
| Exam Name | PNB SO Exam 2025 |
| Mode of Exam | Online |
| Type of Questions | Objective Type |
| Category | Syllabus |
| PNB SO Exam Date 2025 | April/May 2025 |
| Selection Process | Online Exam and Interview |
| Negative Marking | 1/4 of the mark deducted for each wrong answer |
| No. of Questions | 150 |
| PNB SO Interview Marks | 50 Marks |
| Official Website | www.pnbindia.in |
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PNB SO Credit Officer Syllabus Section Wise
Candidates need to prepare for three main sections apart from the professional knowledge test. Below is the detailed syllabus for each section.
| Section | Topics Covered |
|---|
| Reasoning | Analogy, Series Completion, Verification of truth of the Statement, Situation Reaction Test, Direction Sense Test, Classification, Data Sufficiency, Alpha-Numeric Sequence Puzzle, Puzzle Test, Blood Relations, Coding-Decoding, Assertion and Reasoning, Arithmetical Reasoning, Operations of Mathematics, Venn Diagrams, Word Sequence, Missing Characters, Sequential Output training, Directions, Test on Alphabets, Eligibility Test, Dot Situation, Identical figure groupings, Forming figures and analysis, Construction of Squares and Triangles, Series, Analytical Reasoning, Paper Folding, Paper Cutting, Cubes and Dice, Water Images, Mirror Images, Figure Matrix, Completion Incomplete Pattern, Spotting embedded figures, Classification, Rules Detection. |
| English Language | Spellings/Detecting Mis-spelt words, Antonyms and their correct usage, Common Error, Active/Passive Voice of Verbs, Comprehension Passage, Spot the Error, Cloze Passage, Fill in the Blanks, Shuffling of Sentence parts, Conversions, Sentence Rearrangement, Grammar, Shuffling of Sentences in a Passage, Improvement of Sentences, Synonyms/Homonyms, Antonyms, Vocabulary, Idioms & Phrases, One word substitution. |
| Quantitative Aptitude | Time and Work Partnership, Ratio and Proportion, Boats and Streams, Simple Interest, Time and Distance, Problems on Trains, Areas, Races and Games, Numbers and Ages, Mixtures and Allegations, Mensuration, Permutations and Combinations, Problems on L.C.M and H.C.F, Pipes and Cisterns, Percentages, Simple Equations, Problems on Numbers, Averages, Indices and Surds, Compound Interest, Volumes, Odd Man Out, Quadratic Equations, Probability, Profit and Loss, Simplification and Approximation. |
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PNB SO Credit Officer Professional Knowledge Syllabus 2025
The Professional Knowledge syllabus for the PNB SO Credit Officer 2025 exam is expected to cover topics relevant to the role. Candidates should prepare for the following subjects:
1. Banking and Financial Awareness
- Recent developments in the banking and financial sector
- Monetary policies and their impact on banking
- Financial institutions and their roles (RBI, SEBI, NABARD, etc.)
- Regulatory bodies and banking guidelines
2. Credit Management
- Principles of credit management
- Credit appraisal process and loan evaluation
- Risk assessment techniques in lending
- Mitigation strategies for credit risk
3. Financial Analysis
- Understanding financial statements (Balance Sheet, P&L, etc.)
- Ratio analysis and its importance in banking
- Cash flow and fund flow analysis
4. Corporate Finance
- Capital structure and its significance
- Cost of capital and financial decision-making
- Leverage and its impact on profitability
- Dividend policy and shareholder value
5. Risk Management
- Types of banking risks (credit, market, operational, liquidity)
- Basel norms and risk management frameworks
- Risk mitigation techniques in banking
6. Economics
- Basic economic concepts related to banking and finance
- Micro and macroeconomic principles
- Current economic trends and their impact on banking
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PNB SO Credit Officer Syllabus PDF
Candidates preparing for the PNB SO Credit Officer Exam 2025 can download the PNB SO Credit Officer Syllabus PDF from the link provided below. This PDF includes a detailed breakdown of all sections, such as Reasoning, English Language, Quantitative Aptitude, and Professional Knowledge, helping candidates plan their preparation effectively. Download the syllabus PDF now and start your exam preparation in a structured manner.
Download PNB SO Credit Officer Syllabus PDF
