Punjab National Bank (PNB) has released the official notification for the PNB SO Credit Officer Recruitment 2025, detailing the eligibility criteria for interested candidates. It is essential for applicants to meet all the specified requirements regarding nationality, educational qualifications, age limit, and category-based relaxations to be considered for selection. Below is a detailed breakdown of the PNB SO Credit Officer Eligibility Criteria 2025.
PNB SO Credit Officer Eligibility 2025
Candidates applying for PNB SO Credit Officer 2025 must ensure they meet all the eligibility criteria before filling out the application form. Failing to provide the necessary documents or misrepresenting information can lead to cancellation of candidature at any stage of the selection process. The eligibility criteria for the PNB SO Credit Officer position include parameters such as nationality, educational qualifications, and age requirements.
PNB SO Credit Officer Nationality
To be eligible for the PNB SO Credit Officer Exam 2025, a candidate must be:
| Category | Details |
|---|
| Citizen of India | Must be an Indian citizen. |
| Subjects of Nepal & Bhutan | Eligible to apply. |
| Tibetan Refugees | Those who migrated to India before January 1, 1962, with the intention of permanent settlement. |
| Persons of Indian Origin (PIO) | Individuals who migrated from Pakistan, Burma, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia, or Vietnam for permanent settlement in India. |
PNB SO Credit Officer Educational Qualification
Applicants must possess the required qualification as of the closing date of registration, check details of the additional educational qualification below:
- Mark sheets, degree certificates, or provisional certificates must be provided as proof of qualification.
- If a CGPA/OGPA is awarded, it must be converted to percentage based on the university norms.
- The minimum percentage required in graduation/post-graduation must be calculated up to two decimal places.
Candidates must meet the minimum educational qualification as per mentioned in the table below.
| Post | Educational Qualification |
|---|
| Officer-Credit | CA / CMA (ICWA) / CFA / MBA (Finance) / PGDM (Finance) with at least 60% marks |
| Officer-Industry | B.E./B.Tech in Civil/ Electrical/ Mechanical/ Textile/ Mining/ Chemical/ Production/ Metallurgy/ Electronics & Communication/ IT with 60% marks
Desirable: Full-time degree in M.Tech/ MBA from an institute recognized by AICTE/ UGC |
| Manager-IT | B.E./B.Tech in CS/IT/IS or MCA with 60% marks
Desirable: Full-time M.E./M.Tech in IT/CS or similar streams from an institute recognized by AICTE/ UGC |
| Senior Manager-IT | Same as Manager-IT |
| Manager-Data Scientist | B.E./B.Tech in IT, Computer Science, Business, or Data Science with 60% marks
Desirable: Full-time Master's Degree in AI, Data Science, CS or similar fields from an institute recognized by AICTE/ UGC |
| Senior Manager-Data Scientist | Same as Manager-Data Scientist |
| Manager-Cyber Security | B.E./B.Tech in CS, IT, ECE, or MCA with 60% marks
Desirable: Full-time M.E./M.Tech in CS, IT, or ECE with hands-on experience in Data Analysis, Machine Learning, Cloud Technologies (AWS, Azure, GCP), Digital Forensics, and coding languages like Python |
| Senior Manager-Cyber Security | B.E./B.Tech in CS/IT/ECE or MCA with 60% marks
Desirable: Full-time M.E./M.Tech in CS, IT, or ECE with hands-on experience in Data Analysis, Machine Learning, Cloud Technologies, Digital Forensics, and coding languages like Python |
PNB SO Credit Officer Age Limit (As On 01/01/2025)
The prescribed age limit for PNB SO Credit Officer is as follows:
| Post | Age Limit |
|---|
| Officer-Credit | 21-30 years |
| Officer-Industry | 21-30 years |
| Manager-IT | 25-35 years |
| Manager-Data Scientist | 25-35 years |
| Manager-Cyber Security | 25-35 years |
| Senior Manager-IT | 27-38 years |
| Senior Manager-Data Scientist | 27-38 years |
| Senior Manager-Cyber Security | 27-38 years |
PNB SO Credit Officer Age Relaxation
Candidates belonging to reserved categories are eligible for age relaxation as per government norms:
| Category | Age Relaxation |
|---|
| Scheduled Caste (SC)/Scheduled Tribe (ST) | 5 Years |
| Other Backward Classes (OBC – Non-Creamy Layer) | 3 Years |
| Persons with Benchmark Disabilities (PwBD) | 10 Years |
| Ex-Servicemen, ECOs, SSCOs (with 5 years of military service) | 5 Years |
| Persons affected by the 1984 riots | 5 Years |
- SC/ST/OBC candidates can avail of only one age relaxation benefit apart from their category relaxation.
- Candidates seeking age relaxation must submit valid supporting documents during the recruitment process.
PNB SO Credit Officer Ex-Servicemen Criteria
Candidates who have already availed ex-servicemen benefits in a government job are not eligible to claim this status again. There is no reservation for ex-servicemen in officer cadre posts.
Solve PNB SO Previous Year Papers
PNB SO Credit Officer Persons with Benchmark Disabilities (PwBD) Criteria
As per The Rights of Persons with Disabilities Act, 2016, candidates with benchmark disabilities are eligible for reservation. Identified categories include:
- Locomotor Disabilities: Cerebral palsy, Dwarfism, Muscular dystrophy, Acid attack victims, etc.
- Visual Impairment: Blindness or low vision.
- Hearing Impairment: Deaf or hard of hearing.
- Intellectual Disabilities: Autism Spectrum Disorder, Dyslexia, Mental Illness, etc.
- Candidates must provide valid medical certification to claim eligibility under this category.
PNB SO Credit Officer EWS (Economically Weaker Section) Eligibility
Candidates must submit an Income and Asset Certificate issued by the competent authority to avail of this reservation. Candidates not covered under SC/ST/OBC reservation and meeting the following income criteria are eligible for EWS reservation:
| Criteria | Details |
|---|
| Annual Family Income | Below ₹8 lakh (from all sources). |
| Property Exclusions | - More than 5 acres of agricultural land.
- Residential flat of 1000 sq. ft. and above.
- Residential plot of 100 sq. yards and above in notified municipalities.
- Residential plot of 200 sq. yards and above in non-notified areas. |
PNB SO Work Experience Requirements
For the PNB Specialist Officer (SO) Recruitment 2025, candidates must meet specific work experience criteria depending on the post they are applying for. Relevant experience in IT, Cyber Security, Artificial Intelligence, Machine Learning, Data Science, and related fields is mandatory for certain positions. The required minimum years of experience, along with preferred qualifications for each post, are listed in the table below:
| Post | Work Experience |
|---|
| Senior Manager - Cyber Security | - Minimum 3 years of IT experience, with at least 2 years in IT & Cyber Security.
- Experience in managing and monitoring Cyber Security tools such as Firewalls, NIPS, Anti-DDOS, Threat Hunting, and SIEM integration.
- Knowledge of threat intelligence and platforms.
- Hands-on experience in penetration testing, application security testing, and vulnerability assessments.
- Must have worked with a CERT-In Empaneled Information Security Auditing Organization.
(Note: Training, teaching, and BPO experience will not be considered.) |
| Manager - Cyber Security | - Minimum 3 years of IT experience, with at least 2 years in IT & Cyber Security.
- Experience in managing and monitoring Cyber Security tools such as Next-Generation Firewalls, NIPS, Anti-DDOS, Threat Hunting, and SIEM integration.
- Hands-on experience with threat intelligence feeds and platforms.
- Knowledge of penetration testing, application testing, and vulnerability assessments.
- Must have worked with a CERT-In Empaneled Information Security Auditing Organization.
(Note: Training, teaching, and BPO experience will not be considered.) |
| Manager - IT | - Minimum 2 years of experience in deploying AI/ML models.
Preferred:
- Experience in managing large-scale AI systems.
- Knowledge of AI/ML frameworks such as TensorFlow, PyTorch, and Hugging Face.
- Hands-on experience with LLMs (Large Language Models) and fine-tuning pre-trained models. |
| Senior Manager - IT | - Minimum 3 years of experience in IT, with expertise in AI/ML solution architecture.
Preferred:
- Experience in managing IT infrastructure for Generative AI systems.
- Hands-on experience with ML frameworks and libraries such as TensorFlow, PyTorch, Scikit-learn, Keras, and XGBoost.
- Proficiency in data tools like Pandas, NumPy, and SQL. |
| Manager - Data Scientist | - Minimum 2 years of experience in AI/ML, with expertise in Natural Language Processing (NLP) and model deployment.
Preferred:
- Experience in deploying Generative AI solutions in production.
- Knowledge of containerization tools like Kubernetes, Docker, etc.
- Basic understanding of Prompt Engineering and LLMs. |
| Senior Manager - Data Scientist | - Minimum 3 years of experience in Data Science and AI.
Preferred:
- Experience in deploying Generative AI solutions in production.
- Hands-on experience with containerization tools like Kubernetes, Docker, etc.
- Basic understanding of Prompt Engineering and LLMs. |
Enroll in PNB SO Credit Officer Online Coaching
