The SBI SO Salary 2025 is one of the most attractive aspects of the SBI Specialist Officer post. The SBI SO salary varies depending on the post and experience. Along with the basic salary, SBI also offers various allowances such as DA, TA, HRA, and other perks. These often include medical insurance, pension schemes, and other perks that enhance job satisfaction and financial security. The SBI SO role is among the highest positions in the bank, offering attractive salary and career growth opportunities. Check the details of the SBI SO Salary 2025 in the article below.

SBI SO Salary 2025

The SBI SO recruited employees receive a competitive salary along with multiple perks and allowances. The monthly salary for an SBI SO ranges from Rs. 30,000 to Rs. 1,00,000, based on the job role and grade. The salary structure also includes additional benefits like medical insurance, pension schemes, and housing allowances. Along with this allowances, there are also some deductions in the SBI SO Salary like - NPS, Income Tax, and some other. Check the SBI SO Salary Structure 2025 below for more details.

SBI SO Salary Structure 2025

The SBI Specialist Officer (SO) salary structure comprises multiple components that provide financial stability and security. Officers receive a Basic Pay ranging from Rs. 30,000 to Rs. 1,00,000 per month, along with a Dearness Allowance (DA) of approximately 46% of Basic Pay. The House Rent Allowance (HRA) varies between 7% to 10% of Basic Pay, based on the job location. Additionally, they receive a Special Allowance ranging from Rs. 7,000 to Rs. 15,000 per month.

Component	Amount (Approximate)
Basic Pay	Rs. 30,000 – Rs. 1,00,000 per month (Depending on the category)
Dearness Allowance (DA)	Around 46% of Basic Pay
House Rent Allowance (HRA)	7% to 9% or 10% of Basic Pay
Special Allowance	Rs. 7,000 – Rs. 15,000 per month
City Compensatory Allowance	Varies based on posting location
Leased Accommodation	As per actuals
Medical Insurance	Coverage for employees and dependents

SBI SO Pay Scale 2025

SBI divides its Specialist Officers into different grades, each with a specific pay scale. Below is the pay scale for different posts:

Post Name	Grade	Pay Scale
Assistant Manager	JMGS-I	36000-1490/7-46430-1740/2-49910-1990/7-63840
Assistant General Manager	SMGS-V	89890-2500/2-94890-2730/2-100350
Manager	MMGS-III	63840-1990/5-73790-2220/2-78230
Deputy Manager	MMGS-II	48170-1740/1-49910-1990/10-69810
Chief Manager	SMGS-IV	76010-2220/4-84890-2500/2-89890
Project Manager	MMGS-II	48170-1740/1-49910-1990/10-69810
Senior Project Manager	SMGS-IV	76010-2220/4-84890-2500/2-89890

SBI SO Post Wise Salary 2025

The salary for each post varies based on the responsibilities and experience required. Below is the post-wise salary range for SBI SO positions:

Post Name	Annual Salary (Approximate)	Details
Deputy Manager	Rs. 9.60 – 9.78 lakhs	Includes bonuses and allowances
IT Officer (Scale I)	Rs. 2.88 – 3.84 lakhs	Monthly salary: Rs. 24,000 – 32,000
IT Officer (Scale II)	Rs. 4.08 – 4.80 lakhs	Monthly salary: Rs. 34,000 – 40,000
Relationship Manager	Rs. 1.7 – 3.9 lakhs	Responsible for client relationships
Customer Relationship Executive	Rs. 2.7 – 4.1 lakhs	Average salary of Rs. 3.3 lakhs
Assistant Vice President	Rs. 5.60 – 16.7 lakhs	Includes bonuses and additional benefits

SBI SO Perks and Allowances 2025

Apart from the salary, SBI SOs receive additional benefits and allowances. These include:

Dearness Allowance (DA)
House Rent Allowance (HRA)
City Compensatory Allowance (CCA)
Provident Fund (PF)
Contributory Pension Fund (NPS)
Leave Fare Concession (LFC)
Medical Facility
Other Perks

SBI SO Contractual vs Regular Posts

SBI recruits Specialist Officers under both contractual and regular employment. Here's the difference between the two:

Contractual Posts: Initial contract for 1 year, extendable up to 5 years based on performance. Includes fixed salary and performance-based variable pay.
Regular Posts: Officers get full bank benefits, including DA, HRA, CCA, PF, NPS, LFC, medical facilities, and more.

SBI SO Annual Increment and Performance Appraisal

SBI Specialist Officers receive an annual raise of up to 8% of their total compensation, provided they score at least 90% in their performance reviews. Reviews occur twice a year, determining additional pay based on performance scores, and ensuring rewards match achievements.

Annual Increment: Up to 8% of total salary, depending on performance review.
Performance Appraisal: Conducted twice a year, affecting salary increments and variable pay.

SBI SO Contractual Terms and Conditions

The terms for contractual SBI SO posts are mentioned in the table below. These terms outline the contract duration, termination policy, leave entitlement, appraisal process, salary structure, and job responsibilities for SBI SOs, providing clear guidelines for candidates.

Contractual Terms	Details
Contract Duration	Initially 1 year, extendable up to 4 years based on performance
Termination Clause	Either party can terminate with 1 month's notice or payment in lieu
Leave Entitlement	30 days per year, subject to approval
Performance Appraisal	Conducted twice a year
Salary & Benefits	Includes DA, HRA, CCA, PF, NPS, LFC, medical facilities
Responsibilities	Customer engagement, system management, troubleshooting

SBI SO Roles and Responsibilities

SBI SOs handle various responsibilities depending on their job role. Some key responsibilities include:

Roles and Responsibilities	Details
Customer Communication	Engage with customers and business partners
Task Management	Handle specialized banking operations
System Administration	Maintain IT systems and security
Troubleshooting	Resolve technical and operational issues
Reporting	Prepare detailed operational reports

SBI SO Annual Package

The annual Cost to Company (CTC) for SBI Specialist Officers (SO) depends on factors such as experience, current salary, and job location. The SBI SO Salary 2025 follows a compensation structure where 70% of the pay is fixed, and 30% is variable. Employees can expect annual salary increments as follows: