ECGC PO Salary 2025 has been revised. The new pay scale for the post of Probationary Officer (Executive Officer – Generalist and Specialist) is ₹88,635–4,385(14)–150,025–4,750(4)–169,025. Officers are also eligible for allowances and benefits such as Dearness Allowance, HRA / House Lease Reimbursement, Transport Allowance, Medical Allowance, Meal Coupons, Mobile Reimbursement, Furniture Allowance, and Household Help Allowance. With this revised structure, the approximate CTC for a Probationary Officer posted in Mumbai is ₹20,00,000 per annum (Rupees Twenty Lakh only).
Revised ECGC PO Salary Structure 2025
The pay scale for the post of Probationary Officer (Executive Officer – Generalist and Specialist) is ₹88,635–4,385(14)–150,025–4,750(4)–169,025. The basic pay starts at ₹88,635, with yearly increments of ₹4,385 for 14 years, followed by ₹4,750 for the next four years, reaching a maximum of ₹1,69,025. After deductions like income tax and NPS, a newly appointed ECGC PO in a metro city can expect an approximate in-hand salary in line with the revised CTC, which is around ₹20,00,000 per annum.
| Particulars | Details |
|---|
| Pay Scale | ₹88,635–4,385(14)–150,025–4,750(4)–169,025 |
| Basic Pay | ₹88,635 |
| Basic Pay after 14 years | ₹150,025 |
| Maximum Basic Pay | ₹1,69,025 |
| Approx. CTC in Mumbai | ₹20 lakh per annum |
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ECGC PO Salary Breakdown
The ECGC PO salary includes several allowances in addition to the basic pay, which significantly increase the total monthly earnings. After standard deductions, the approximate in-hand salary of a newly appointed PO in a metro city aligns with the revised CTC of around ₹20,00,000 per annum.
| Component | Amount (₹) |
|---|
| Basic Pay | 88,635 |
| Dearness Allowance (DA) | 40,000* |
| House Rent Allowance (HRA) | 52,500* |
| City Compensation | 1,500* |
| Grade Allowance | 8,000* |
| Special Functional Allowance | 1,200* |
| Family Allowance | 1,500* |
| Transport Allowance | 2,000* |
| Special Pay | 3,000* |
| Total Gross Salary | 1,98,335* |
| Deductions |
| NPS | 10,000* |
| Income Tax | 6,335* |
| Professional Tax | 500* |
| Total Deductions | 16,835* |
| In-Hand Salary | 1,81,500* |
ECGC PO In-Hand Salary 2025
The in-hand salary of an ECGC PO in 2025 is around ₹1,81,500 per month after standard deductions. This includes various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance, and other benefits. Over time, the salary increases with yearly increments and promotions.
| Salary Component | Amount (₹) |
|---|
| Pay Scale | 88,635 – 4,385 (14) – 150,025 – 4,750 (4) – 169,025 |
| Starting Basic Pay | 88,635 |
| Basic Pay after 14 Years | 150,025 |
| Maximum Basic Pay | 1,69,025 |
| Total CTC in Mumbai | 20 lakh per annum |
ECGC PO Monthly Salary 2025
The starting basic pay for an ECGC PO in 2025 is ₹88,635 per month. Employees receive an annual increment of ₹4,385 for the first 14 years, followed by ₹4,750 for the next four years. The total monthly income includes the basic pay along with all applicable allowances and benefits.
| Component | Details |
|---|
| Initial Basic Pay | ₹88,635 per month |
| Annual Increment (first 14 years) | ₹4,385 per month |
| Basic Pay after 14 Years | ₹150,025 per month |
| Increment (next 4 years) | ₹4,750 per month |
| Maximum Basic Pay | ₹1,69,025 per month |
| CTC (Mumbai) | ₹20,00,000 per annum |
ECGC PO Perks and Allowances 2025
Along with the salary, ECGC POs receive several perks and allowances, which add great value to their overall package. Here are the benefits provided:
| Benefit / Allowance |
|---|
| Cash Medical Benefit |
| Mobile Bill Reimbursement |
| Handset Reimbursement |
| Entertainment Reimbursement |
| Household Help |
| Furniture Allowance |
| Meal Vouchers |
| Medical Coverage |
| Office Bag Reimbursement |
| PLI Bonus |
| Paid Leaves |
| Pension Scheme |
| Travel Allowance |
ECGC PO Salary Deductions
Some standard deductions are made from the ECGC PO's salary as per government rules. These include:
- Provident Fund (PF)
- Income Tax
- National Pension Scheme (NPS)
- These deductions slightly reduce the in-hand salary but add to long-term financial benefits and retirement savings.
ECGC PO Job Profile 2025
The ECGC Probationary Officer plays a vital role in supporting India's export sector. Their job mainly involves handling export credit insurance and managing financial transactions related to export activities.
- Monitoring export credit insurance and managing related risks.
- Overseeing and ensuring timely financial transactions for exporters.
- Preparing and analyzing export-related financial reports.
- Working in city-based offices, as ECGC operates only in urban centers.
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Career Growth in ECGC PO
A career with ECGC offers excellent growth opportunities. Employees can rise through various levels with experience and good performance.
- Probationary Officer (Scale I) – Entry-level post with training and basic responsibilities.
- Assistant Manager (Scale II) – Supervises small teams and handles core operations.
- Manager (Scale III) – Oversees projects and manages key departments.
- Senior Manager (Scale IV) – Responsible for major decision-making and planning.
- Assistant General Manager (Scale V) – Senior leadership position with strategic responsibilities.
