The new pay scale for the post of Probationary Officer (Executive Officer – Generalist and Specialist) is ₹88,635–4,385(14)–150,025–4,750(4)–169,025. Officers are also eligible for multiple allowances and benefits such as Dearness Allowance, HRA or House Lease Reimbursement, Transport Allowance, Medical Allowance, Meal Coupons, Mobile Reimbursement, Furniture Allowance, and Household Help Allowance. With this revised salary structure, the approximate CTC for an ECGC Probationary Officer posted in Mumbai is around ₹20,00,000 per annum.
What is the revised ECGC PO salary structure for 2026?
The pay scale for the post of Probationary Officer (Executive Officer – Generalist and Specialist) is ₹88,635–4,385(14)–150,025–4,750(4)–169,025. The basic pay starts at ₹88,635 and increases annually by ₹4,385 for the first 14 years. After that, the increment increases to ₹4,750 for the next four years, reaching a maximum basic pay of ₹1,69,025. After standard deductions such as income tax and NPS, a newly appointed ECGC PO in a metro city can expect an in-hand salary aligned with the revised CTC of approximately ₹20 lakh per annum.
| Particulars | Details |
|---|
| Pay Scale | ₹88,635–4,385(14)–150,025–4,750(4)–169,025 |
| Basic Pay | ₹88,635 |
| Basic Pay after 14 years | ₹150,025 |
| Maximum Basic Pay | ₹1,69,025 |
| Approx. CTC in Mumbai | ₹20 lakh per annum |
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ECGC PO Salary Breakdown
The ECGC PO salary includes several allowances in addition to the basic pay, which significantly increase the total monthly earnings. After standard deductions, the approximate in-hand salary of a newly appointed PO in a metro city aligns with the revised CTC of around ₹20,00,000 per annum.
| Component | Amount (₹) |
|---|
| Basic Pay | 88,635 |
| Dearness Allowance (DA) | 40,000* |
| House Rent Allowance (HRA) | 52,500* |
| City Compensation | 1,500* |
| Grade Allowance | 8,000* |
| Special Functional Allowance | 1,200* |
| Family Allowance | 1,500* |
| Transport Allowance | 2,000* |
| Special Pay | 3,000* |
| Total Gross Salary | 1,98,335* |
| Deductions |
| NPS | 10,000* |
| Income Tax | 6,335* |
| Professional Tax | 500* |
| Total Deductions | 16,835* |
| In-Hand Salary | 1,81,500* |
What is the ECGC PO in-hand salary?
The in-hand salary of an ECGC PO in 2026 is approximately ₹1,81,500 per month after standard deductions. This includes allowances like Dearness Allowance, HRA, Transport Allowance, and other benefits. The salary increases steadily with annual increments and promotions during the service period.
| Salary Component | Amount (₹) |
|---|
| Pay Scale | 88,635 – 4,385 (14) – 150,025 – 4,750 (4) – 169,025 |
| Starting Basic Pay | 88,635 |
| Basic Pay after 14 Years | 150,025 |
| Maximum Basic Pay | 1,69,025 |
| Total CTC in Mumbai | 20 lakh per annum |
What is the ECGC PO monthly salary?
The starting basic pay for an ECGC PO in 2026 is ₹88,635 per month. Employees receive an annual increment of ₹4,385 for the first 14 years, followed by an increment of ₹4,750 for the next four years. The total monthly salary includes basic pay along with applicable allowances and benefits, resulting in a high overall compensation package.
| Component | Details |
|---|
| Initial Basic Pay | ₹88,635 per month |
| Annual Increment (first 14 years) | ₹4,385 per month |
| Basic Pay after 14 Years | ₹150,025 per month |
| Increment (next 4 years) | ₹4,750 per month |
| Maximum Basic Pay | ₹1,69,025 per month |
| CTC (Mumbai) | ₹20,00,000 per annum |
What perks and allowances do ECGC PO officers receive?
Along with the salary, ECGC Probationary Officers receive several perks and allowances that add significant value to the overall package. These include:
- Cash medical benefits and medical coverage
- Mobile bill and handset reimbursement
- Entertainment reimbursement
- Household help allowance
- Furniture allowance
- Meal vouchers
- Office bag reimbursement
- PLI bonus
- Paid leaves and travel allowance
- Pension and retirement benefits
ECGC PO Salary Deductions
Some standard deductions are made from the ECGC PO's salary as per government rules. These include:
- Provident Fund (PF)
- Income Tax
- National Pension Scheme (NPS)
- These deductions slightly reduce the in-hand salary but add to long-term financial benefits and retirement savings.
What is the job profile for an ECGC PO?
The ECGC Probationary Officer plays a crucial role in supporting India's export sector. The job responsibilities mainly include managing export credit insurance and handling financial transactions related to export activities.
- Monitoring export credit insurance and managing related risks.
- Overseeing and ensuring timely financial transactions for exporters.
- Preparing and analyzing export-related financial reports.
- Working in city-based offices, as ECGC operates only in urban centers.
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What is the career growth path for an ECGC PO?
A career with ECGC offers excellent growth opportunities with clearly defined promotion levels. With experience and good performance, officers can progress through the following roles:
- Probationary Officer (Scale I) – Entry-level position with training and foundational responsibilities
- Assistant Manager (Scale II) – Supervises teams and manages core operations
- Manager (Scale III) – Oversees projects and departmental functions
- Senior Manager (Scale IV) – Handles major planning and decision-making
- Assistant General Manager (Scale V) – Senior leadership role with strategic responsibilities
