NABARD Grade A Salary: The NABARD Grade A salary is attractive and comes with several benefits, making it a rewarding career option. Officers start their career with a basic pay of ₹44,500, which increases annually through regular increments. Over the years, the salary grows steadily, reaching a maximum of ₹89,150 after 17 years. Along with the basic pay, officers also receive allowances, perks, and other benefits, making the overall compensation highly rewarding. This blog provides a complete overview of the NABARD Grade A pay scale, salary, allowances, and other benefits.
What is the salary of a NABARD Grade A officer?
Selected candidates for the NABARD Grade A Officer post receive a starting basic pay of ₹44,500 per month, along with a structured pay scale that increases over time. In addition to the basic pay, officers are entitled to benefits such as Dearness Allowance, House Rent Allowance, Local Compensatory Allowance, and Grade Allowance.
They also receive facilities like bank accommodation (subject to availability), reimbursement for vehicle use, internet and telephone bills, newspaper and books, furnishing allowance, and medical benefits for both OPD and hospitalization. Additional perks include Leave Travel Concession, interest-free festival advance, and concessional loans for housing, vehicles, education, and personal computers. Officers are covered under the New Pension Scheme (NPS), along with Gratuity and Group Term Insurance.
Accommodation may be limited at some centres, but leased housing is available everywhere. The initial appointment comes with a two-year probation period, which may be extended by one year. Candidates must be prepared to work and relocate anywhere in India as per NABARD's requirements.
| Particulars | Details |
|---|
| Pay Scale | Starting basic pay of ₹44,500 per month in the scale of ₹44,500 – 2,500 (4 years) – 54,500 – 2,850 (7 years) – 74,450 – EB – 2,850 (4 years) – 85,850 – 3,300 (1 year) – 89,150 (after 17 years). Initial monthly gross emoluments around ₹1,00,000. |
| Allowances | Dearness Allowance (DA), Local Compensatory Allowance (LCA), House Rent Allowance (HRA), and Grade Allowance as per rules. |
| Perquisites | Bank accommodation (subject to availability), vehicle maintenance reimbursement for official use, internet, telephone, newspaper, and book allowances, furnishing allowance for residence, medical facilities (free dispensary and reimbursement for OPD/hospitalization). |
| Additional Benefits | Interest-free festival advance, Leave Travel Concession (LTC), concessional loans for housing, car, education, consumer articles, personal computer, etc. |
| Pension & Insurance | Governed under New Pension Scheme (NPS), along with Gratuity and Group Term Insurance. |
| Accommodation | Limited residential quarters at certain centers; lease accommodation available at all centers. |
| Probation | Initial appointment on probation for 2 years, extendable by 1 year at the Bank's discretion. |
| Transfer Policy | Selected candidates are liable to be posted and transferred anywhere in India. |
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NABARD Grade A Salary Overview
Any aspirant who wants to work with NABARD as a Grade A Officer needs to have an overview of the salary. In the table below, you will get the complete overview of NABARD Grade A Salary:
| Particulars | Details |
|---|
| NABARD Grade A Basic Pay | Rs.44500/- per month |
| NABARD Grade A Pay Scale | 44500–2500(4)–54500–2850(7)–74450–EB–2850(4)–85850– 3300(1)–89150 (17 Years) ₹44,500: Starting basic pay. 2500 (4): Annual increment of ₹2,500 for the next 4 years, reaching ₹54,500. 2850 (7): After that, an increment of ₹2,850 per year for 7 years, taking the pay to ₹74,450. EB (Efficiency Bar): A performance checkpoint that must be cleared to move ahead. 2850 (4): Post-EB, ₹2,850 annual increment for 4 years, reaching ₹85,850. 3300 (1): A final increment of ₹3,300 after one more year, ending at ₹89,150. The full progression from ₹44,500 to ₹89,150 takes 17 years. |
| NABARD Grade A Allowances | Dearness Allowance, Local Compensatory Allowance, House Rent Allowance, and Grade Allowance. |
| NABARD Grade A Gross Emoluments | Rs.1,00,000/- per month |
What is the pay scale for NABARD Grade A officers?
The pay scale for NABARD Grade A Officers starts with a basic pay of ₹44,500 per month and progresses through fixed annual increments, reaching up to ₹89,150 after 17 years of service.
| Stage | Basic Pay (₹) | Increment (₹) | Duration | Details |
|---|
| Stage 1 | 44,500 | 2,500 | 4 years | Basic pay starts at ₹44,500 with an annual increment of ₹2,500 for 4 years. |
| Stage 2 | 54,500 | 2,850 | 7 years | After 4 years, pay reaches ₹54,500, followed by annual increments of ₹2,850 for the next 7 years. |
| Stage 3 | 74,450 | — | — | Reaches ₹74,450 before moving to the EB stage. |
| EB (Efficiency Bar) | — | 2,850 | 4 years | After clearing the Efficiency Bar, annual increments of ₹2,850 continue for 4 years. |
| Stage 4 | 85,850 | 3,300 | 1 year | Basic pay becomes ₹85,850, with one final increment of ₹3,300. |
| Final Pay | 89,150 | — | After 17 years | Maximum basic pay reaches ₹89,150 after 17 years of service. |
NABARD Grade A Salary Structure 2025
The NABARD Grade A salary is attractive and comes with several benefits, making it a rewarding career option. Officers start their career with a basic pay of ₹44,500, which increases every year through regular increments. Over time, the pay grows steadily, reaching a maximum of ₹89,150 after 17 years. The table below shows the salary progression, including basic pay, annual increments, and total pay at different stages. Aspirants should also check the official NABARD Grade A Notification for complete and updated information.
| Service Duration | Basic Pay (₹) | Annual Increment (₹) | Total Pay After Period (₹) |
|---|
| At the time of joining | ₹44,500 | ₹2,500 | ₹44,500 |
| After 1 year | ₹47,000 | ₹2,500 |
| After 2 years | ₹49,500 | ₹2,500 |
| After 3 years | ₹52,000 | ₹2,500 |
| After 4 years | ₹54,500 | ₹2,850 | ₹54,500 |
| After 5 years | ₹57,350 | ₹2,850 |
| After 6 years | ₹60,200 | ₹2,850 |
| After 7 years | ₹63,050 | ₹2,850 |
| After 8 years | ₹65,900 | ₹2,850 |
| After 9 years | ₹68,750 | ₹2,850 |
| After 10 years | ₹71,600 | ₹2,850 |
| After 11 years | ₹74,450 | ₹2,850 | ₹74,450 |
| After 12 years (Post-EB) | ₹77,300 | ₹2,850 |
| After 13 years | ₹80,150 | ₹2,850 |
| After 14 years | ₹83,000 | ₹2,850 |
| After 15 years | ₹85,850 | ₹3,300 | ₹85,850 |
| After 16 years | ₹89,150 | — | ₹89,150 (Maximum Pay) |
What are the allowances offered to NABARD Grade A officers?
Apart from the monthly salary, NABARD Assistant Managers enjoy numerous other benefits and perks, which significantly enhance the overall compensation package. These include Dearness Allowance (DA) of around 58% of the basic pay, House Rent Allowance (HRA) ranging from 10% to 30% of the basic pay depending on the posting location, and Local Compensatory Allowance of ₹3,000–₹5,000 based on the place of posting. Officers also receive a Grade Allowance of approximately ₹6,800.
Other perks include reimbursement for internet, newspapers, and furnishings. Medical benefits cover self and dependents as per limits, and the Leave Travel Concession (LTC) allows one family trip every two years. Together with the basic pay and annual increments, these allowances and perks make the NABARD Grade A position highly rewarding.
| Allowance Type | Amount / Remarks |
|---|
| Dearness Allowance (DA) | 58% of Basic Pay (approx.) |
| House Rent Allowance (HRA) | 10 to 30% of Basic Pay (based on posting location) |
| Local Compensatory Allowance | ₹3,000 – ₹5,000 (depends on posting location) |
| Grade Allowance | ₹6,800 (approx.) |
| Other Perks | Reimbursement for internet, newspapers, furnishings |
| Medical Reimbursement | Full coverage for self and dependents (as per limits) |
| LTC (Leave Travel Concession) | One trip in 2 years for family |
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Perks and benefits of NABARD Grade A Assistant Manager
Apart from an attractive salary, NABARD Grade A Officers are entitled to a wide range of benefits that make the role both rewarding and secure. These include bank-provided accommodation (subject to availability), reimbursement for official vehicle expenses, and allowances for internet, telephone, newspapers, books, and residence furnishing.
Officers also receive medical facilities covering OPD and hospitalization, interest-free festival advance, Leave Travel Concession, and loans at concessional rates for housing, vehicles, education, and personal computers. Additionally, officers are covered under the New Pension Scheme (NPS), along with Gratuity and Optional Group Term Insurance, ensuring long-term financial security.
- Bank's accommodation is subject to availability
- Reimbursement of expenses for maintenance of vehicle for official purpose
- Newspaper, internet, telephone charges, book grant as per eligibility
- Allowance for furnishing of residence, etc. as per eligibility
- Free dispensary facility besides reimbursement of medical expenses for OPD treatment/hospitalization as per eligibility
- Interest-free festival advance
- Leave Travel Concession
- Loans and Advances at concessional rates of interest for Housing, cars, Education of children, Consumer Articles Personal computers, etc.
- Candidates selected for the post will be governed by the defined contribution to the New Pension Scheme (NPS) in addition to the benefits of Gratuity and Optional Group Term Insurance Plan.
What will be the NABARD Assistant Manager salary after 5 years?
A NABARD Assistant Manager (Grade A Officer) starts with a basic pay of ₹44,500, which increases annually through regular increments. After 4 years, the pay rises to ₹54,500 with an increment of ₹2,850 per year. By 7 years of service, it reaches ₹74,450, continuing with annual increments of ₹2,850.
| Service Duration | Basic Pay (₹) | Annual Increment (₹) |
|---|
| At the time of joining | ₹44,500 | ₹2,500 per year |
| After 4 years | ₹54,500 | ₹2,850 per year |
| After 7 years | ₹74,450 | ₹2,850 per year |
What are the applicable deductions from the salary of a NABARD Grade A officer?
Like any government job, the NABARD Grade A Officers have a few deductions from their gross salary for various contributions and taxes. These typically include Provident Fund contribution of around ₹6,130, medical insurance premium of ₹180, lounge subscription of ₹400, income tax of ₹2,323, and relief fund contribution of ₹200, bringing the total monthly deductions to approximately ₹9,053. These deductions are standard and help ensure financial security and compliance with statutory requirements.
| Deduction Type | Approx. Monthly Amount (₹) |
|---|
| Provident Fund Contribution | ₹6,130 |
| Medical Insurance Premium | ₹180 |
| Lounge Subscription | ₹400 |
| Income Tax | ₹2,323 |
| Relief Fund Contribution | ₹200 |
| Total Deductions (approx.) | ₹9,053 |
What is the job profile of NABARD Grade A officers?
As an Assistant Manager at NABARD, you may be posted to any department regardless of your qualifications and will report to the Chief General Manager (CGM) of the regional office. Officers in the General stream play a key role in implementing rural development schemes, evaluating project proposals, drafting policies, and coordinating with government departments. Their work is diverse and forms the backbone of NABARD's efforts to promote rural development and financial inclusion across the country.
- Carry out clerical/managerial/any other task assigned by the CGM
- Dealing with policy issues of various state and central government programs related to Agriculture & Rural Development
- Liaison with Banking Industry and the State Government, that surrounds the activities in rural areas
- Work under the Manager & do clerical work
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What is the career progression and promotion path for NABARD Grade A officers?
NABARD offers a clear career path for Grade A officers, with promotions based on seniority, performance, and departmental requirements. Officers start as Assistant Managers (Grade A), handling rural development schemes during a two-year probation. They can progress to Manager (Grade B), supervising teams and departments, then to Assistant General Manager (Grade C), focusing on strategic planning and project oversight.
Higher roles include Deputy General Manager (Grade D), involved in senior management and policy framing, General Manager (Grade E), heading departments or regional offices, and Chief General Manager (Grade F), who oversees zones or departments and contributes to national policymaking with the Government and RBI.
- Assistant Manager (Grade A) – Entry-level, probation 2 years, handles rural development schemes and coordination.
- Manager (Grade B) – Supervises teams, manages departments, ensures policy execution.
- Assistant General Manager (Grade C) – Strategic planning, inter-department coordination, project oversight.
- Deputy General Manager (Grade D) – Senior management, policy framing, leadership, liaising with govt. bodies.
- General Manager (Grade E) – Heads departments/regional offices, fund allocation, high-level decisions.
- Chief General Manager (Grade F) – Top position, oversees zones/departments, contributes to national policymaking with Govt. & RBI.
NABARD Grade A Salary - Key Takeaways
Here's the Key Takeaways Table for the NABARD Grade A Salary 2025:
| Key Point | Details |
|---|
| Basic Pay | ₹44,500 per month |
| Pay Scale | ₹44,500 – 1,500(4) – 50,500 – 1,750(7) – 62,750 – 2,000(1) – 64,750 – 2,500(1) – ₹67,250 |
| Gross Monthly Salary | Approx. ₹1,00,000/- per month (varies by location) |
| Net In-Hand Salary | Around ₹80,000 to ₹85,000 per month (after deductions) |
| Allowances Included | DA, HRA, Grade Allowance, LTA, Local Compensatory Allowance, etc. |
| Annual CTC | Approx. ₹14 to ₹15 lakhs |
| Perks & Benefits | Leased accommodation, medical insurance, newspaper allowance, loans |
| Job Location Impact | Salary may vary slightly depending on the city and posted location |
