The National Insurance Company Limited (NICL) will release the NICL Assistant Cut Off 2026 along with the official result after the completion of the examination process. The cut-off marks represent the minimum score required to qualify for the next stage of the recruitment process, i.e., the Regional Language Test, which is the final stage of the NICL Assistant (Class III) selection. Candidates scoring equal to or above the prescribed cut-off will be shortlisted for the final round.
NICL Assistant Cut Off 2026
The NICL Assistant Cut Off is released separately for the Prelims and Mains examinations. Since the 2026 cut-off has not yet been announced, candidates can refer to the previous year's cut-off marks to understand the expected competition level and prepare accordingly.
NICL Assistant Prelims Cut Off Trends
The NICL Assistant Prelims cut-off has witnessed a noticeable increase over the years due to higher competition, improved candidate performance, and limited vacancies. Comparing the latest and previous recruitment cycles helps candidates understand the expected score required to qualify for the Mains examination and prepare accordingly.
| State/UT | Prelims 2024-25 | Prelims 2017 | Change |
|---|
| Andhra Pradesh | 82.00 | 65.75 | +16.25 |
| Assam | 81.25 | 57.50 | +23.75 |
| Bihar | 83.00 | 64.00 | +19.00 |
| Chhattisgarh | 82.75 | 63.00 | +19.75 |
| Gujarat | 79.25 | 60.50 | +18.75 |
| Haryana | 79.50 | 66.50 | +13.00 |
| Himachal Pradesh | 85.00 | 63.50 | +21.50 |
| Jammu & Kashmir | 85.75 | 53.25 | +32.50 |
| Jharkhand | 79.50 | 61.00 | +18.50 |
| Karnataka | 73.25 | 58.75 | +14.50 |
| Kerala | 86.50 | 69.50 | +17.00 |
| Madhya Pradesh | 84.50 | 66.25 | +18.25 |
| Maharashtra | 83.00 | 61.25 | +21.75 |
| Odisha | 85.25 | 63.25 | +22.00 |
| Punjab | 83.25 | 66.00 | +17.25 |
| Rajasthan | 82.50 | 66.50 | +16.00 |
| Tamil Nadu | 76.00 | 63.50 | +12.50 |
| Telangana | 73.25 | 66.00 | +7.25 |
NICL Assistant Mains Cut Off Trends
The NICL Assistant Mains examination determines the final merit list, making its cut-off considerably higher than the Preliminary examination. Over the years, the Mains cut-off has remained competitive, with most states recording qualifying scores above 110 marks in the latest recruitment cycle. Reviewing these trends helps candidates set an effective target score for final selection.
| State/UT | Mains 2025 | Mains 2017 | Change |
|---|
| Andhra Pradesh | 113.75 | 137.00 | -23.25 |
| Assam | 110.50 | 121.00 | -10.50 |
| Bihar | 111.00 | 126.00 | -15.00 |
| Chhattisgarh | 118.25 | 127.00 | -8.75 |
| Gujarat | 111.75 | 121.00 | -9.25 |
| Karnataka | 110.50 | 120.00 | -9.50 |
| Kerala | 122.00 | 139.00 | -17.00 |
| Maharashtra | 115.25 | 126.00 | -10.75 |
| Rajasthan | 114.25 | 137.00 | -22.75 |
| Tamil Nadu | 110.25 | 126.00 | -15.75 |
| Telangana | 110.50 | 136.00 | -25.50 |
| Uttar Pradesh | 113.25 | 137.00 | -23.75 |
| West Bengal | 120.50 | 138.00 | -17.50 |
NICL Assistant Previous Year Cut Off
Analyzing the previous year's cut-off helps candidates understand the level of competition and estimate the expected qualifying marks for the upcoming recruitment cycle. NICL releases the cut-off state-wise and category-wise, depending on vacancies, candidate performance, and the overall difficulty level of the examination.
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NICL Assistant Prelims Cut Off 2024-25
NICL released the Prelims Cut Off 2024-25 after conducting the examination on 30 November 2024. The cut-off has been published state-wise and category-wise, reflecting the competition across different states and reservation categories.
NICL Assistant Prelims Cut Off 2024-25 (State-wise & Category-wise)
| State / UT | SC | ST | OBC | EWS | UR |
|---|
| Andhra Pradesh | – | 79.25 | 82.00 | 82.00 | 82.00 |
| Arunachal Pradesh | – | – | – | – | 82.50 |
| Assam | 79.00 | 76.50 | 74.50 | 80.25 | 81.25 |
| Bihar | – | – | – | 83.00 | 83.00 |
| Chhattisgarh | 80.25 | 76.75 | – | 82.75 | 82.75 |
| Goa | – | – | – | – | 80.50 |
| Gujarat | 79.25 | 75.00 | 79.25 | 79.25 | 79.25 |
| Haryana | – | – | – | – | 79.50 |
| Himachal Pradesh | – | – | 75.00 | – | 85.00 |
| Jharkhand | 77.50 | 78.25 | 79.50 | 79.50 | 79.50 |
| Karnataka | 73.25 | 73.25 | 73.25 | 73.25 | 73.25 |
| Kerala | 83.00 | – | 86.50 | 59.25 | 86.50 |
| Madhya Pradesh | – | 77.75 | 84.50 | 84.50 | 84.50 |
| Maharashtra | 83.00 | 82.25 | 83.00 | 83.00 | 83.00 |
| Manipur | – | – | – | – | 81.25 |
| Meghalaya | – | – | – | – | 56.00 |
| Mizoram | – | – | – | – | 80.00 |
| Nagaland | – | – | – | – | 81.75 |
| Odisha | 82.25 | 74.00 | – | 83.75 | 85.25 |
| Punjab | – | – | 73.25 | 77.00 | 83.25 |
| Rajasthan | 82.25 | 76.00 | 82.50 | 82.50 | 82.50 |
| Sikkim | – | – | – | – | 82.00 |
| Tamil Nadu | – | – | 76.00 | 52.00 | 76.00 |
| Telangana | 73.25 | 73.25 | 73.25 | 73.25 | 73.25 |
| Tripura | – | – | – | – | 85.00 |
| Uttar Pradesh | – | – | 83.50 | 83.50 | 83.50 |
| Uttarakhand | 82.50 | – | 80.50 | 81.00 | 82.75 |
| West Bengal | 81.50 | 76.50 | 80.75 | 79.00 | 87.25 |
| Chandigarh (UT) | – | – | 73.25 | – | 84.25 |
| Delhi (UT) | 84.75 | 76.50 | 84.75 | 84.75 | 84.75 |
| Jammu & Kashmir | – | – | 66.25 | – | 85.75 |
| Ladakh | – | – | – | – | 61.50 |
| Puducherry (UT) | – | – | – | – | 79.00 |
Note: The official notification also includes cut-offs for PwBD and Ex-Servicemen categories.
NICL Assistant Prelims Section-wise Cut Off 2024-25
Apart from the overall state-wise cut-off, NICL also prescribed minimum qualifying marks for each section of the Preliminary Examination. Candidates were required to secure both the sectional cut-off as well as the overall cut-off to qualify for the Mains examination.
| Category | English Language (30) | Reasoning Ability (35) | Quantitative Aptitude (35) |
|---|
| SC / ST / OBC / PwBD / EXS / DXS | 11.00 | 7.25 | 7.50 |
| EWS / UR | 14.25 | 12.25 | 11.50 |
NICL Assistant Mains Cut Off 2025
The NICL Assistant Mains Cut Off 2025 was released after the completion of the Mains examination. The cut-off differs across states due to varying vacancies and competition levels. Along with the state-wise cut-off, NICL has also announced category-wise qualifying marks.
NICL Assistant Mains Cut Off 2025 (Category-wise)
The category-wise cut-off serves as the minimum qualifying benchmark for candidates belonging to different reservation categories. Candidates must obtain these minimum marks while also meeting the applicable state-wise cut-off.
| Category | Cut Off Marks (Out of 200) |
|---|
| SC / ST / OBC / PwBD | 90 |
| EWS / UR | 110 |
| EXS / DXS / DISEXS | 100 |
NICL Assistant Mains Cut Off 2025 (State-wise)
NICL has published the official state-wise Mains cut-off marks for all major categories. These cut-offs vary according to the number of vacancies, candidate performance, and competition in each state.
| State / UT | SC | ST | OBC | EWS | UR |
|---|
| Andhra Pradesh | – | 102.25 | 113.75 | 113.75 | 113.75 |
| Assam | 107.50 | 97.25 | 104.50 | 110.50 | 110.50 |
| Bihar | – | – | – | 111.00 | 111.00 |
| Chandigarh (UT) | – | – | 113.25 | – | 117.75 |
| Chhattisgarh | 107.75 | 94.00 | – | 118.25 | 118.25 |
| Delhi (UT) | 111.50 | 100.00 | 112.50 | 121.50 | 121.50 |
| Gujarat | 111.75 | 95.25 | 111.75 | 111.75 | 111.75 |
| Karnataka | 109.00 | 107.50 | 110.50 | 110.50 | 110.50 |
| Kerala | 108.00 | – | 122.00 | 110.00 | 122.00 |
| Maharashtra | 115.25 | 100.50 | 115.25 | 115.25 | 115.25 |
| Rajasthan | 104.50 | 94.00 | 114.25 | 114.25 | 114.25 |
| Tamil Nadu | – | – | 110.25 | – | 110.25 |
| Telangana | 110.50 | 109.00 | 110.50 | 110.50 | 110.50 |
| Uttar Pradesh | – | – | 113.25 | 113.25 | 113.25 |
| West Bengal | 105.00 | 101.50 | 104.75 | 112.00 | 120.50 |
Note: "–" indicates that no cut-off was released for that category in the respective state.
NICL Assistant Prelims Cut Off 2017
The 2017 cut-off provides a useful comparison to understand how the competition has evolved over the years. Candidates preparing for the upcoming examination can analyze these scores to identify long-term trends in the NICL Assistant recruitment process.
| State | Cut Off |
|---|
| Madhya Pradesh | 66.25 |
| Andhra Pradesh | 65.75 |
| Maharashtra | 61.25 |
| Rajasthan | 66.50 |
| Assam | 57.50 |
| Bihar | 64.00 |
| Odisha | 63.25 |
| Chhattisgarh | 63.00 |
| Punjab | 66.00 |
| Tamil Nadu | 63.50 |
| Gujarat | 60.50 |
| Haryana | 66.50 |
| Himachal Pradesh | 63.50 |
| Jammu & Kashmir | 53.25 |
| Jharkhand | 61.00 |
| Karnataka | 58.75 |
| Kerala | 69.50 |
| Telangana | 66.00 |
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NICL Assistant Mains Cut Off 2017
The Mains cut-off in 2017 was considerably higher than the Preliminary cut-off, reflecting the increased difficulty level and competition in the final written examination. Candidates can use these scores as a benchmark while preparing for the upcoming recruitment cycle.
| State | Cut Off |
|---|
| Madhya Pradesh | 135 |
| Andhra Pradesh | 137 |
| Maharashtra | 126 |
| Rajasthan | 137 |
| Assam | 121 |
| Bihar | 126 |
| Odisha | 131 |
| Chhattisgarh | 127 |
| Punjab | 138 |
| Tamil Nadu | 126 |
| Gujarat | 121 |
| Haryana | 139 |
| Himachal Pradesh | 128.50 |
| Jammu & Kashmir | 113 |
| Jharkhand | 128 |
| Karnataka | 120 |
| Kerala | 139 |
| Telangana | 136 |
| Uttar Pradesh | 137 |
| Uttarakhand | 143 |
| West Bengal | 138 |
Factors Affecting NICL Assistant Cut Off
The NICL Assistant Cut Off changes every year and depends on several recruitment-related factors. Understanding these factors helps candidates estimate the expected cut-off and plan their preparation accordingly.
- Number of Vacancies: A higher number of vacancies generally leads to a comparatively lower cut-off, whereas fewer vacancies increase competition.
- Difficulty Level of the Exam: If the question paper is difficult, the cut-off usually decreases. Conversely, an easier paper often results in a higher cut-off.
- Number of Candidates Appearing: A larger number of candidates generally increases competition, which may push the cut-off higher.
- Overall Performance of Candidates: Better overall performance by candidates can increase the cut-off, while lower average scores may reduce it.
- State-wise Competition: Since NICL releases separate state-wise cut-offs, the competition level in each state significantly influences the final qualifying marks.
- Category-wise Reservation: Reservation policies and category-wise vacancies also impact the final cut-off for different categories.