Preparing for the IRDAI Grade A 2026 exam in just three months is challenging, but completely achievable with the right study plan. Since the exam includes two distinct phases an objective Phase I and a descriptive Phase II your preparation must be balanced, structured, and syllabus oriented. A smart 3-month plan focuses on concept clarity, regular revision, answer writing, and mock tests, without leaving any paper or subject for the last minute. In this blog, we provide a week-wise 3-month study plan, along with details of the daily study schedule for the upcoming IRDAI Grade A exam.
How to plan your 3-month preparation for IRDAI Grade A?
Your 3-month study plan for the IRDAI Grade A exam should be structured, balanced, and syllabus-centric. With limited time, divide your preparation equally between Phase I (objective) and Phase II (descriptive), dedicating consistent daily hours to both. Focus first on building strong conceptual clarity across all Phase I sections while simultaneously covering English Descriptive, Economic & Social Issues, Insurance, and Management every week to avoid last-minute overload. Regular revision, sectional practice, and mock tests should be integrated throughout the plan, with increasing emphasis on answer writing and full-length mocks in the final weeks. A disciplined, week-wise approach covering the entire syllabus multiple times is key to cracking IRDAI Grade A in three months.
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What should be your 13-week study plan for the IRDAI Grade A exam?
Your 13-week study plan for the IRDAI Grade A exam should be balanced between Phase I and Phase II preparation, with around 28 hours per week dedicated to each phase. The plan should start with concept building in reasoning, quantitative aptitude, English, and general awareness for Phase I, while simultaneously covering the English descriptive, Economic & Social Issues, and Insurance & Management papers for Phase II. The detailed study plan for the next 3 months is as follows:
| Week | Covering phase 1 topics | Covering phase 2 topics |
|---|
| Week 1 | Reasoning: Analogy, Coding and Decoding, Alphabet Test, Series, Direction Sense Test Quant: Number Systems, Simplification, Percentage English: Reading Comprehension, Synonyms and Antonyms, Spotting Errors GA: Current Affairs (National & International), History | Paper I: Essay basics, Precis writing basics Paper II: Economic Growth, Business Cycles, Insurance Penetration Paper III (Insurance): History of Indian Insurance, Principles of Insurance Paper III (Management): Nature and Scope of Management |
| Week 2 | Reasoning: Classification, Logical Venn Diagrams, Ranking and Time Sequence Test Quant: Ratio and Proportion, Profit and Loss English: Idioms and Phrases, Fill in the Blanks, Sentence Correction GA: Polity, Geography | Paper I: Comprehension, Business/Office Correspondence Paper II: Impact of Age Structure on Economy, Utility Theory in Insurance Premium Setting Paper III (Insurance): Risk and Uncertainty, Pooling and Diversification of Risk Paper III (Management): Planning and Organisation |
| Week 3 | Reasoning: Blood Relations, Causes and Effects, Analytical Reasoning Quant: Simple Interest, Time and Work English: One Word Substitution, Spellings, RC Practice GA: Economy – GDP, Inflation, Monetary Policy | Paper I: Essay writing (Economic topics) Paper II: Macroeconomic Factors, Catastrophes and Pandemics impacting Insurance Paper III (Insurance): Indemnity and Insurable Interest Paper III (Management): Staffing and Directing |
| Week 4 | Reasoning: Puzzle Test – Linear Seating, Circular Seating Quant: Time and Distance, Average English: Grammar revision, Reading Comprehension GA: Banking System, RBI | Paper I: Precis writing practice Paper II: Financial Markets, Financial Institutions, Financial Services Integration Paper III (Insurance): Legal Foundations of Insurance Paper III (Management): Controlling |
| Week 5 | Reasoning: Floor Puzzles, Scheduling Puzzles Quant: Mensuration, Data Interpretation (Tables) English: Error Detection, Sentence Rearrangement GA: Government Schemes | Paper I: Essay writing (Social issues) Paper II: Systemic Risk, Concentration Risk Paper III (Insurance): Group Insurance, Health Insurance, Pensions Paper III (Management): Role of a Manager |
| Week 6 | Reasoning: Input–Output, Number, Ranking and Time Sequence Test Quant: Probability, Permutation and Combination English: Vocabulary revision, RC GA: Science and Technology | Paper I: Business/Office Correspondence practice Paper II: Economic Capital, Risk-Based Capital Requirements Paper III (Insurance): Intermediation, Bancassurance in India Paper III (Management): Leadership – Tasks and Styles |
| Week 7 | Reasoning: Mixed Puzzle Practice Quant: Caselet DI, Revision English: Mixed Practice Sets GA: Current Affairs (Last 6 Months) | Paper I: Essay & Precis timed practice Paper II: Risk Transfer Arrangements, Reinsurance Impact Paper III (Insurance): Functions of Insurers – Product Design, Pricing Paper III (Management): Leadership Theories |
| Week 8 | Phase I Full-Length Mocks + Analysis | Paper I: Descriptive Mock Paper II: Insurance Investments in Infrastructure, Sustainable Development Paper III (Insurance): Distribution, Underwriting, Claims Paper III (Management): HRD – Concept and Goals |
| Week 9 | Sectional Mocks + Weak Area Improvement | Paper I: Essay refinement Paper II: Insurance Regulation, Financial & Market Conduct Regulations Paper III (Insurance): Life Insurance, Annuities, Health Insurance Paper III (Management): Training and Development |
| Week 10 | Phase I Revision - All Subjects | Paper I: Precis & Correspondence revision Paper II: Functions of IRDAI, Role of an Actuary, De-tariffing in India Paper III (Insurance): Liability Risks, Solvency Requirements Paper III (Management): Performance Appraisal |
| Week 11 | Phase I Full-Length Mocks | Paper I: Descriptive Mock Paper II: Motor Insurance, FSLRC, Changing Insurance Laws Paper III (Insurance): Agricultural Insurance, Export Credit Guarantee Paper III (Management): Motivation, Morale and Incentives |
| Week 12 | Phase I Final Revision | Paper I: Essay polishing Paper II: Rural & Social Insurance, Micro-Insurance, RSBY Paper III (Insurance): Reinsurance, GIC of India, Obligatory Cessions Paper III (Management): Communication |
| Week 13 | Phase I Buffer + Light Practice | Paper I: Final Descriptive Mock Paper II: Social Security Laws and Implementation Paper III (Insurance): Retention of Risk within the Country Paper III (Management): Information Technology, Corporate Governance |
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What is the IRDAI Grade A Assistant Manager exam pattern?
The IRDAI Grade A Assistant Manager exam pattern is different for both the phases. Phase I is an online test of 90 minutes with 160 marks, covering English, Reasoning, Quantitative Aptitude, and General Awareness. Each section has 40 questions, and wrong answers carry a 1/4th negative mark. Candidates must meet both section-wise and overall cut-offs.
Phase II is a descriptive exam with three papers of 100 marks each: English Language, Economic & Social Issues affecting Insurance, and Insurance & Management. Each paper lasts 60 minutes, and answers are written on answer sheets. Papers are in English and Hindi, except the English paper, which is only in English.
What are the topics covered under the IRDAI Grade A syllabus?
The IRDAI Grade A syllabus is divided across Phase I (objective) and Phase II (descriptive) exams. Broadly, it covers Reasoning, English Language, Quantitative Aptitude, General Awareness, Economic and Social Issues impacting Insurance, Insurance, and Management. The details of the phase 1 and phase 2 syllabus are as follows:
| Exam Phase | Paper | Nature of exam | Key topics covered |
|---|
| Phase I | Reasoning Ability | Objective | Analogy, Coding-Decoding, Puzzles, Series, Blood Relations, Direction Sense, Venn Diagrams, Ranking & Time Sequence, Causes & Effects, Analytical Reasoning |
| English Language | Objective | Reading Comprehension, Error Spotting, Fill in the Blanks, Sentence Correction, Synonyms & Antonyms, Idioms & Phrases, One Word Substitution, Spellings |
| Quantitative Aptitude | Objective | Number System, Simplification, Percentage, Ratio & Proportion, Profit & Loss, Time & Work, Time & Distance, SI & CI, Data Interpretation, Probability, Mensuration |
| General Awareness | Objective | Current Affairs (National & International), Economy, Polity, History, Geography, Science & Technology, Sports, Awards & Honours |
| Phase II | Paper I – English | Descriptive | Essay Writing, Precis Writing, Reading Comprehension, Business/Office Correspondence |
| Paper II – ESI impacting Insurance | Descriptive | Economic Growth, Business Cycles, Insurance Penetration, Financial Markets, Risk-based Capital, Reinsurance, Insurance Regulation, IRDAI Functions, Social Security, Micro-Insurance |
| Paper III – Insurance | Descriptive | Principles of Insurance, Risk & Uncertainty, Legal Foundations, Life & General Insurance Products, Health & Pension Insurance, Underwriting, Claims, Reinsurance, Solvency |
| Paper III – Management | Descriptive | Management Functions, Leadership, HRD, Motivation, Performance Appraisal, Communication, Information Technology, Corporate Governance |
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What should be your preparation strategy for the IRDAI Grade A exam?
Your preparation strategy for the IRDAI Grade A exam should be phase-wise, structured, and exam-oriented. You should prepare Phase 1 and Phase 2 together, as the gap between both stages is usually short. The focus should be on clearing Phase 1 cut-offs with accuracy while building strong conceptual clarity and answer-writing skills for Phase 2. Regular revision, mock practice, and linking static concepts with current affairs are key to performing well in this regulatory exam.
| Stage | Focus Area | How to Prepare |
|---|
| Phase 1 (Objective) | Quant, Reasoning, English, General Awareness | Prepare basics first, practice with time limits, focus on accuracy, attempt mocks regularly to clear cut-offs |
| Phase 2 (Descriptive) | ESI, Insurance & Management, Descriptive English | Build strong concepts, link topics with current affairs, practice structured answer writing |
| Overall Preparation | Revision & Mocks | Revise regularly, attempt sectional and full-length mocks, analyse mistakes and improve weak areas |
Also Check: IRDAI Grade A Exam Date
What should be the daily study schedule to cover the IRDAI Grade A syllabus?
A daily study schedule for IRDAI Grade A should be balanced, repeatable, and realistic. Each day should cover one objective subject, one descriptive subject, and revision so that Phase 1 and Phase 2 move together. Instead of studying for long hours, the focus should be on clear concepts, regular practice, and daily revision. Along with concept building and revision, mock tests should be a daily or alternate-day habit, as they help improve speed, accuracy, and exam temperament. A fixed daily structure ensures steady progress and helps avoid last-minute pressure.
| Time Slot | Study Focus | What to Do |
|---|
| 2–3 hours | Phase 1 Subject (Quant / Reasoning / English / GA) | Study concepts or practice questions for one section. Solve questions with a timer and focus on accuracy. Avoid over-practising new topics. |
| 2 hours | Phase 2 Subject (ESI / Insurance & Management / English Descriptive) | Read concepts, make short notes, and link static topics with current affairs. Practice 1–2 descriptive answers daily. |
| 1 hour | Revision + Current Affairs | Revise previously studied topics and cover relevant current affairs related to economy, insurance, and regulations. |
| 2 hours | Mock Test Practice | Attempt one sectional or full-length mock (Phase 1 or Phase 2). Maintain exam-like conditions while attempting the mock. |
| 30 minutes | Mock Analysis | Analyse mistakes from the mock test, identify weak areas, and note down points for improvement. |
What are the best books for IRDAI Assistant Manager preparation?
Choosing the right books is a crucial part of your IRDAI Assistant Manager exam preparation. With a vast syllabus and multiple sections to cover, referring to reliable and comprehensive study material will save time and boost your preparation. Below is a list of section-wise recommended books that will help you build strong concepts and practice effectively.
| Section/Subject | Recommended Books |
|---|
| Quant & Reasoning | Quantitative Aptitude by R.S. Aggarwal, Analytical Reasoning by M.K. Pandey |
| English Language | Wren & Martin, Word Power Made Easy by Norman Lewis |
| General Awareness | Lucent GK, Oliveboard Monthly Bolt, Banking & Insurance Awareness by Arihant |
| Descriptive English | Descriptive English by BSC Publications |
| Insurance Awareness | IRDAI official website, Newspapers, and Reports |
Also check IRDAI Grade A Study Material 2026
