Preparing for the IRDAI Grade A 2026 exam in just three months is challenging, but completely achievable with the right study plan. Since the exam includes two distinct phases an objective Phase I and a descriptive Phase II your preparation must be balanced, structured, and syllabus oriented. A smart 3-month plan focuses on concept clarity, regular revision, answer writing, and mock tests, without leaving any paper or subject for the last minute. In this blog, we provide a week-wise 3-month study plan, along with details of the daily study schedule for the upcoming IRDAI Grade A exam.
How to plan your 3-month preparation for IRDAI Grade A?
Your 3-month study plan for the IRDAI Grade A Exam should be well-planned, balanced, and based on the complete syllabus. As the preparation time is limited, divide your study time equally between Phase 1 (Objective) and Phase 2 (Descriptive) and give dedicated hours to both every day. Start by building a strong understanding of the concepts in all Phase 1 subjects. At the same time, prepare English Descriptive, Economic and Social Issues, Insurance, and Management every week so that you can complete the syllabus without any last-minute pressure. Include regular revision, topic-wise practice, previous year questions, and mock tests in your routine. In the last few weeks, focus more on answer writing practice and full-length mock tests. Following a disciplined week-wise study plan and revising the complete syllabus more than once will improve your chances of clearing the IRDAI Grade A Exam in three months.
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What should be your 13-week study plan for the IRDAI Grade A exam?
Your 13-week study plan for the IRDAI Grade A Exam should be balanced and cover both Phase 1 and Phase 2 together. Try to spend around 28 hours every week on each phase so that you can prepare all subjects equally. Begin by building a strong foundation in Reasoning, Quantitative Aptitude, English Language, and General Awareness for Phase 1.
At the same time, study English Descriptive, Economic and Social Issues, Insurance, and Management for Phase 2 every week. This approach will help you complete the syllabus in a planned manner and leave enough time for revision, practice, and mock tests. The detailed 13-week study plan is given below.
| Week | Covering phase 1 topics | Covering phase 2 topics |
|---|
| Week 1 | Reasoning: Analogy, Coding and Decoding, Alphabet Test, Series, Direction Sense Test Quant: Number Systems, Simplification, Percentage English: Reading Comprehension, Synonyms and Antonyms, Spotting Errors GA: Current Affairs (National & International), History | Paper 1: Essay basics, Precis writing basics Paper 2: Economic Growth, Business Cycles, Insurance Penetration Paper 3 (Insurance): History of Indian Insurance, Principles of Insurance Paper 3 (Management): Nature and Scope of Management |
| Week 2 | Reasoning: Classification, Logical Venn Diagrams, Ranking and Time Sequence Test Quant: Ratio and Proportion, Profit and Loss English: Idioms and Phrases, Fill in the Blanks, Sentence Correction GA: Polity, Geography | Paper 1: Comprehension, Business/Office Correspondence Paper 2: Impact of Age Structure on Economy, Utility Theory in Insurance Premium Setting Paper 3 (Insurance): Risk and Uncertainty, Pooling and Diversification of Risk Paper 3 (Management): Planning and Organisation |
| Week 3 | Reasoning: Blood Relations, Causes and Effects, Analytical Reasoning Quant: Simple Interest, Time and Work English: One Word Substitution, Spellings, RC Practice GA: Economy – GDP, Inflation, Monetary Policy | Paper 1: Essay writing (Economic topics) Paper 2: Macroeconomic Factors, Catastrophes and Pandemics impacting Insurance Paper 3 (Insurance): Indemnity and Insurable Interest Paper 3 (Management): Staffing and Directing |
| Week 4 | Reasoning: Puzzle Test – Linear Seating, Circular Seating Quant: Time and Distance, Average English: Grammar revision, Reading Comprehension GA: Banking System, RBI | Paper 1: Precis writing practice Paper 2: Financial Markets, Financial Institutions, Financial Services Integration Paper 3 (Insurance): Legal Foundations of Insurance Paper 3 (Management): Controlling |
| Week 5 | Reasoning: Floor Puzzles, Scheduling Puzzles Quant: Mensuration, Data Interpretation (Tables) English: Error Detection, Sentence Rearrangement GA: Government Schemes | Paper 1: Essay writing (Social issues) Paper 2: Systemic Risk, Concentration Risk Paper 3 (Insurance): Group Insurance, Health Insurance, Pensions Paper 3 (Management): Role of a Manager |
| Week 6 | Reasoning: Input–Output, Number, Ranking and Time Sequence Test Quant: Probability, Permutation and Combination English: Vocabulary revision, RC GA: Science and Technology | Paper 1: Business/Office Correspondence practice Paper 2: Economic Capital, Risk-Based Capital Requirements Paper 3 (Insurance): Intermediation, Bancassurance in India Paper 3 (Management): Leadership – Tasks and Styles |
| Week 7 | Reasoning: Mixed Puzzle Practice Quant: Caselet DI, Revision English: Mixed Practice Sets GA: Current Affairs (Last 6 Months) | Paper 1: Essay & Precis timed practice Paper 2: Risk Transfer Arrangements, Reinsurance Impact Paper 3 (Insurance): Functions of Insurers – Product Design, Pricing Paper 3 (Management): Leadership Theories |
| Week 8 | Phase I Full-Length Mocks + Analysis | Paper 1: Descriptive Mock Paper 2: Insurance Investments in Infrastructure, Sustainable Development Paper 3 (Insurance): Distribution, Underwriting, Claims Paper 3 (Management): HRD – Concept and Goals |
| Week 9 | Sectional Mocks + Weak Area Improvement | Paper 1: Essay refinement Paper 2: Insurance Regulation, Financial & Market Conduct Regulations Paper 3 (Insurance): Life Insurance, Annuities, Health Insurance Paper 3 (Management): Training and Development |
| Week 10 | Phase I Revision - All Subjects | Paper 1: Precis & Correspondence revision Paper 2: Functions of IRDAI, Role of an Actuary, De-tariffing in India Paper 3 (Insurance): Liability Risks, Solvency Requirements Paper 3 (Management): Performance Appraisal |
| Week 11 | Phase I Full-Length Mocks | Paper 1: Descriptive Mock Paper 2: Motor Insurance, FSLRC, Changing Insurance Laws Paper 3 (Insurance): Agricultural Insurance, Export Credit Guarantee Paper 3 (Management): Motivation, Morale and Incentives |
| Week 12 | Phase I Final Revision | Paper 1: Essay polishing Paper 2: Rural & Social Insurance, Micro-Insurance, RSBY Paper 3 (Insurance): Reinsurance, GIC of India, Obligatory Cessions Paper 3 (Management): Communication |
| Week 13 | Phase I Buffer + Light Practice | Paper 1: Final Descriptive Mock Paper 2: Social Security Laws and Implementation Paper 3 (Insurance): Retention of Risk within the Country Paper 3 (Management): Information Technology, Corporate Governance |
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What is the IRDAI Grade A Assistant Manager exam pattern?
The IRDAI Grade A Assistant Manager exam pattern is different for both the phases. Phase I is an online test of 90 minutes with 160 marks, covering English, Reasoning, Quantitative Aptitude, and General Awareness. Each section has 40 questions, and wrong answers carry a 1/4th negative mark. Candidates must meet both section-wise and overall cut-offs.
Phase II is a descriptive exam with three papers of 100 marks each: English Language, Economic & Social Issues affecting Insurance, and Insurance & Management. Each paper lasts 60 minutes, and answers are written on answer sheets. Papers are in English and Hindi, except the English paper, which is only in English.
What are the topics covered under the IRDAI Grade A syllabus?
The IRDAI Grade A syllabus is divided across Phase I (objective) and Phase II (descriptive) exams. Broadly, it covers Reasoning, English Language, Quantitative Aptitude, General Awareness, Economic and Social Issues impacting Insurance, Insurance, and Management. The details of the phase 1 and phase 2 syllabus are as follows:
| Exam Phase | Paper | Nature of exam | Key topics covered |
|---|
| Phase I | Reasoning Ability | Objective | Analogy, Coding-Decoding, Puzzles, Series, Blood Relations, Direction Sense, Venn Diagrams, Ranking & Time Sequence, Causes & Effects, Analytical Reasoning |
| English Language | Objective | Reading Comprehension, Error Spotting, Fill in the Blanks, Sentence Correction, Synonyms & Antonyms, Idioms & Phrases, One Word Substitution, Spellings |
| Quantitative Aptitude | Objective | Number System, Simplification, Percentage, Ratio & Proportion, Profit & Loss, Time & Work, Time & Distance, SI & CI, Data Interpretation, Probability, Mensuration |
| General Awareness | Objective | Current Affairs (National & International), Economy, Polity, History, Geography, Science & Technology, Sports, Awards & Honours |
| Phase II | Paper I – English | Descriptive | Essay Writing, Precis Writing, Reading Comprehension, Business/Office Correspondence |
| Paper II – ESI impacting Insurance | Descriptive | Economic Growth, Business Cycles, Insurance Penetration, Financial Markets, Risk-based Capital, Reinsurance, Insurance Regulation, IRDAI Functions, Social Security, Micro-Insurance |
| Paper III – Insurance | Descriptive | Principles of Insurance, Risk & Uncertainty, Legal Foundations, Life & General Insurance Products, Health & Pension Insurance, Underwriting, Claims, Reinsurance, Solvency |
| Paper III – Management | Descriptive | Management Functions, Leadership, HRD, Motivation, Performance Appraisal, Communication, Information Technology, Corporate Governance |
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What should be your preparation strategy for the IRDAI Grade A exam?
Your preparation strategy for the IRDAI Grade A exam should be phase-wise, structured, and exam-oriented. You should prepare Phase 1 and Phase 2 together, as the gap between both stages is usually short. The focus should be on clearing Phase 1 cut-offs with accuracy while building strong conceptual clarity and answer-writing skills for Phase 2. Regular revision, mock practice, and linking static concepts with current affairs are key to performing well in this regulatory exam.
| Stage | Focus Area | How to Prepare |
|---|
| Phase 1 (Objective) | Quant, Reasoning, English, General Awareness | Prepare basics first, practice with time limits, focus on accuracy, attempt mocks regularly to clear cut-offs |
| Phase 2 (Descriptive) | ESI, Insurance & Management, Descriptive English | Build strong concepts, link topics with current affairs, practice structured answer writing |
| Overall Preparation | Revision & Mocks | Revise regularly, attempt sectional and full-length mocks, analyse mistakes and improve weak areas |
Also Check: IRDAI Grade A Exam Date
What should be the daily study schedule to cover the IRDAI Grade A syllabus?
A daily study schedule for the IRDAI Grade A Exam should be simple, balanced, and easy to follow. Cover one Phase 1 subject, one Phase 2 subject, and spend some time on revision every day to complete the syllabus together. Practice mock tests regularly to improve your speed, accuracy, and overall exam preparation.
| Time Slot | Study Focus | What to Do |
|---|
| 2–3 hours | Phase 1 Subject (Quant / Reasoning / English / GA) | Study concepts or practice questions for one section. Solve questions with a timer and focus on accuracy. Avoid over-practising new topics. |
| 2 hours | Phase 2 Subject (ESI / Insurance & Management / English Descriptive) | Read concepts, make short notes, and link static topics with current affairs. Practice 1–2 descriptive answers daily. |
| 1 hour | Revision + Current Affairs | Revise previously studied topics and cover relevant current affairs related to economy, insurance, and regulations. |
| 2 hours | Mock Test Practice | Attempt one sectional or full-length mock (Phase 1 or Phase 2). Maintain exam-like conditions while attempting the mock. |
| 30 minutes | Mock Analysis | Analyse mistakes from the mock test, identify weak areas, and note down points for improvement. |
What are the best books for IRDAI Assistant Manager preparation?
Choosing the right books is a crucial part of your IRDAI Assistant Manager exam preparation. With a vast syllabus and multiple sections to cover, referring to reliable and comprehensive study material will save time and boost your preparation. Below is a list of section-wise recommended books that will help you build strong concepts and practice effectively.
| Section/Subject | Recommended Books |
|---|
| Quant & Reasoning | Quantitative Aptitude by R.S. Aggarwal, Analytical Reasoning by M.K. Pandey |
| English Language | Wren & Martin, Word Power Made Easy by Norman Lewis |
| General Awareness | Lucent GK, Oliveboard Monthly Bolt, Banking & Insurance Awareness by Arihant |
| Descriptive English | Descriptive English by BSC Publications |
| Insurance Awareness | IRDAI official website, Newspapers, and Reports |
Also check IRDAI Grade A Study Material 2026
