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JAIIB Salary Structure - Complete Details

The Indian Institute of Banking and Finance organizes an exam to certify Junior Associate of nationalized banks and the members of the Indian Institute of Bankers. The exam is conducted in two cycles in a year, generally in May and November. The basic purpose for the organization of the exam is to check the knowledge relating to financial and banking services, banking technology, customer relations as well as the basic accounting and legal knowledge for meeting the day-to-day requirements of banking operations. This exam is an exclusive course for only the members of the IIBF i.e. the Indian Institute of Banking and Finance. The candidates who are interested in taking this exam should know about the JAIIB Salary, career opportunities, and job benefits.

JAIIB Exam: Overview

The following table shows the overview relating to the JAIIB Exam in detail –

Name of the exam conducting organisationIndian Institute of Banking and Finance (IIBF)
Name of the postJAIIB (Junior Associate of Indian Institute of Bankers)
Eligibility CriteriaOnly the members of the institute
Process of SelectionWritten Test/ Online
Date of ExamPostponed (Paper 1 and 2)
Official Website of the IIBF

JAIIB Exam Important Dates 

The following table shows the important dates relating to the JAIIB Exam in detail –

Start date of application for the exam09 November 2021
Last date for the application for the exam29 November 2021
Date of exam – Principles & Practices of BankingPostponed
Date of exam – Accounting & Finance for BankersPostponed
Date of exam – Legal & Regulatory Aspects of Banking22 Jan 2022

JAIIB Salary

IIBF administers the JAIIB (Junior Associate of the Indian Institute of Bankers) professional qualification test (Indian Institute for Banking & Finance). This examination is held twice a year, in May and November (generally). The exam's validity is indefinite. Candidates who pass the JAIIB exam can expect an increase in their basic pay as well as get a timely promotion. Let's check out the thorough career growth and pay scale information once you qualify for the exam,

Increased Pay Scale After JAIIB 2021

According to the Indian Bank Association's settlement guidelines, any permanent staff from PSBs (one of the IBA's members) is eligible for wage increases after passing the JAIIB tests. There are two different kinds of increments.

In the event of a Clerk Grade:

  • 1 pay increase after passing the JAIIB Exam

In the case of Officers:

  • 1 pay increase after passing the JAIIB Exam

A bank clerk's salary structure after passing the JAIIB exam is as follows:

If the basic wage is 11765/-, after passing the JAIIB exam, they will be eligible for a one-time pay increase i.e. Rupees 11765+655 = Rs 12420/-

JAIIB Career Growth And Other Opportunities

  • It will assist you in obtaining promotions because management prefers to promote employees who have completed the JAIIB and CAIIB programmes.
  • It will boost your self-assurance in everyday routines and enable you to make wonderful selections promptly.
  • After passing JAIIB, you'll have the foundational knowledge in banking and financial services, banking technology, customer relations, basic accounting, and legal issues that you'll need to conduct day-to-day banking operations.
  • These credentials will undoubtedly assist you in gaining internal advancement.

Job Profile After Clearing JAIIB

Clerk Position: Clerks will be promoted to the position of PO, with additional responsibilities such as loan paperwork, cross-checking clerical work, and dealing with cash balances, among others.

PO Position: PO will be promoted to manager level or will remain at the same level with additional responsibilities and a salary increase. Loan sanctioning, producing and promoting attractive products from the bank's perspective, and other tasks will be added.


We hope that this article has provided you with detailed knowledge of the JAIIB salary increment as well as other details about this exam. 

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How many papers are there in JAIIB exam?

There are three papers in the JAIIB exam which are Principles and Practices of Banking, Accounting and Finance for Bankers, and Legal and Regulatory Aspects of Banking.

How many times is JAIIB conducted in a year? +

JAIIB Exam is conducted two times in a year, once in the month of May and another in November.

How many attempts are there for JAIIB? +

JAIIB can be attempted by the candidates within 2 years or 4 consecutive attempts.

What is the Eligibility Criteria for JAIIB? +

A candidate who wishes to appear for the JAIIB exam must be registered as an ordinary member of the IIBF, He/She must have passed their 10+2 Boards or any other equivalent exams and must be working in any Bank or financial institute.

Can I give JAIIB and CAIIB together? +

No, you have to clear the JAIIB exam first. After that, you can appear for the CAIIB exam.

What is the age limit to apply for the JAIIB exam? +

For JAIIB Exam there is no age limit applicable.

What is the exam fee for JAIIB? +

The exam fees for the first attempt is Rs.2700 and for each successive attempt thereafter it is Rs.1300.

Can private bank employees give JAIIB? +

Yes, any employee working in either public or private sector bank is eligible to appear for JAIIB provided they must be registered as an ordinary member of the IIBF and have passed their 10+2 Board exam or any other equivalent exam.

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