In India, retail investors are allowed to invest in Government securities through various routes such as the Reserve Bank of India (RBI) Retail Direct Scheme, which enables them to directly buy and sell government bonds. As per the guidelines, the maximum investment limit for retail investors in Government securities is set at ₹2 crore. This limit ensures that individual investors can participate in the Government securities market while maintaining a cap on their exposure. It is designed to encourage participation from a broad spectrum of retail investors while managing risk in the investment process.