CAIIB Notification 2025: The Indian Institute of Banking and Finance has released the CAIIB Notification 2025 for banking professionals aiming for career growth and salary benefits. The CAIIB exam is conducted twice a year, and the May-June 2025 cycle has already been completed. Now, the registration for the November–December 2025 cycle will begin in September 2025.
In this blog, we provide all the essential details about the CAIIB 2025 exam, including exam dates, eligibility criteria, syllabus, fees, and the registration process, to help you plan your preparation and achieve the CAIIB Certified title.
CAIIB Notification 2025 Overview
CAIIB stands for Certified Associate of the Indian Institute of Bankers. It is a professional exam conducted by the Indian Institute of Banking and Finance. The CAIIB exam helps banking professionals deepen their knowledge and build the right skills to handle complex banking situations, make better decisions, and grow in their careers.
| Particulars | Details |
|---|
| Exam Name | CAIIB (Certified Associate of Indian Institute of Bankers) 2025 |
| Conducting Body | Indian Institute of Banking & Finance (IIBF) |
| CAIIB Notification 2025 | Released |
| Purpose | Advanced knowledge for banking professionals |
| Eligibility | IIBF Membership + JAIIB Qualified |
| Exam Mode | Online (CBT) |
| Exam Frequency | Twice a year |
| CAIIB Exam Date | 30th November to 21st December 2025 |
| Papers | ABM, BFM, ABFM, BRBL and Elective Paper (Choice-based) |
| Elective Options | Retail, Rural, HRM, IT, Risk Management, and more |
| Registration Dates | 2nd to 22nd September 2025 |
| Fees (Approx.) | ₹2,000 - ₹6,000 |
| Benefits | Salary increment, promotions, specialized roles |
| Official Website | iibf.org.in |
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CAIIB 2025 Important Dates for Nov-Dec Cycle
The CAIIB 2025 Exam is conducted by the Indian Institute of Banking & Finance and is specifically for banking professionals who have passed the JAIIB 2025 exam. The exam is held twice a year, once in May–June and again in November–December. The May–June 2025 session is already completed. The next session will be held in the November–December 2025 cycle, with registrations starting in September 2025. The key dates for the upcoming CAIIB Nov–Dec 2025 exam cycle are as follows:
| Event | Date |
|---|
| Registration Start Date | 2nd September 2025 |
| Registration End Date | 22nd September 2025 |
| Advanced Bank Management (ABM) | 30th November 2025 |
| Bank Financial Management (BFM) | 7th December 2025 |
| Advanced Business & Financial Management (ABFM) | 13th December 2025 |
| Banking Regulations and Business Laws (BRBL) | 14th December 2025 |
| Elective Papers (e.g., Rural Banking, HR Management, IT & Digital Banking, Risk Management, Central Banking) | 21st December 2025 |
CAIIB Application Process 2025
The Certified Associate of Indian Institute of Bankers (CAIIB) exam is conducted by IIBF for banking professionals to enhance their knowledge and get career benefits like promotions and salary increments. Here is the complete application process for CAIIB Notification 2025:
| Action | Details |
|---|
| Visit Official IIBF Website | Go to the official site of the Indian Institute of Banking & Finance. |
| Access CAIIB Notification & Apply Link | Navigate to ‘Examinations/Courses', then go to ‘Flagship Courses', select CAIIB, and click on ‘Apply Online'. |
| Login to IIBF Account | Use your Membership Number and Password. If you're new, register to get an IIBF Membership ID. |
| Fill Out the CAIIB Application Form | Enter personal, educational, and employment details. Select exam center, language, and elective paper. |
| Upload Required Documents (if asked) | Upload scanned copies of ID proof, qualification, or membership documents as per guidelines. |
| Make Online Fee Payment | Pay the CAIIB exam fee using Debit/Credit Card, Net Banking, UPI, or other online modes. |
| Submit & Confirm Application | After payment, submit the form. Download and save the confirmation receipt for records. |
CAIIB Examination Fees 2025
The Indian Institute of Banking and Finance has set the CAIIB 2025 examination fees based on the number of attempts. Candidates must register separately for each attempt. In addition, the registration charges vary depending on the week of registration. Below is the detailed breakdown of the fees and timeline:
CAIIB 2025 Examination Fee Structure
The details of the CAIIB examination Fees are as follows:
| Attempt Number | Fee (INR) | Note |
|---|
| 1st Attempt | ₹5,000/- | Base exam fee |
| 2nd Attempt | ₹1,300/- | Must register again |
| 3rd Attempt | ₹1,300/- |
| 4th Attempt | ₹1,300/- |
| 5th Attempt | ₹1,300/- |
| Additional Charges | Applicable | Convenience fees + GST extra on all attempts |
Registration Week-Wise Charges
The details of the registration fees are as follows:
| Registration Week | Extra Fee (INR) |
|---|
| 1st Week | No extra charge |
| 2nd & 3rd Week | ₹100/- extra on base fee |
| 4th Week | ₹200/- extra on base fee |
| Extended Period (if any) | ₹200/- extra on base fee |
Note:
- Separate registration is required for each attempt.
- Fees once paid are non-refundable and non-adjustable.
- All charges are exclusive of applicable taxes and convenience fees.
CAIIB Eligibility Criteria 2025
Candidates aspiring for the CAIIB 2025 exam must fulfill the eligibility conditions set by the Indian Institute of Banking & Finance (IIBF). The details of the eligibility criteria are as follows:
| Eligibility Criteria | Details |
|---|
| Qualification | Candidates must have passed JAIIB (Junior Associate of IIBF) before applying. |
| Membership Requirement | Must be a valid member of IIBF (Indian Institute of Banking & Finance). |
| Employment Criteria | Only employees of recognized banks and financial institutions can apply. |
| Age Limit | No age restriction to appear for the CAIIB exam. |
| Registration Validity | Candidates get 3 years from the date of registration to clear all CAIIB papers. |
| Exam Attempts | Multiple attempts allowed within the 3-year validity period. |
CAIIB Exam Pattern 2025
The CAIIB 2025 Exam Pattern, as provided by the Indian Institute of Banking and Finance, includes four compulsory papers (ABM, BFM, ABFM, BRBL) and one elective from areas like Rural Banking, Risk Management, IT, and more. Each paper has 100 MCQs, carries 100 marks, and is conducted online in Hindi and English, with no negative marking. To pass, candidates need 50 marks per paper or 45 marks with 50% aggregate in one attempt.
| Paper | Type | Questions/Marks | Time Duration |
|---|
| Advanced Bank Management | Compulsory | 100/100 | 2 Hours |
| Bank Financial Management | Compulsory | 100/100 | 2 Hours |
| Advanced Business and Financial Management | Compulsory | 100/100 | 2 Hours |
| Banking Regulations and Business Laws | Compulsory | 100/100 | 2 Hours |
| Elective Paper | To Be Chosen From 5 Optional Subjects | 100/100 | 2 Hours |
CAIIB Number of Attempts
The Indian Institute of Banking and Finance has laid down specific rules regarding the number of attempts and time validity for the CAIIB 2025 Exam. Candidates must complete the exam within a defined number of attempts or time period, whichever comes first. The details are as follows:
- Candidates are allowed a maximum of 5 attempts to clear the CAIIB Exam.
- These 5 attempts must be used within 3 years from the date of first registration—whichever comes earlier applies.
- Attempts are counted once a candidate registers for an exam, even if they do not appear.
- The 5 attempts do not have to be consecutive.
- If a candidate uses all 5 attempts before 3 years, or if the 3-year period ends before all 5 attempts are used, they must re-enroll.
- Upon re-enrolment, no credit will be given for any subject(s) passed earlier.
- Typically, 6 exam cycles are held within a 3-year span; candidates can choose any 5 out of these.
CAIIB Syllabus 2025
The CAIIB Syllabus 2025 covers four compulsory papers: ABM, BFM, ABFM, and BRBL, along with one elective paper focusing on specialized banking areas like Retail, Rural, HRM, IT, Risk, and Central Banking. The syllabus of CAIIB is as follows:
CAIIB Compulsory Papers Syllabus
The details of the CAIIB Compulsory Papers Syllabus are as follows:
| Paper Name | Main Topics Covered |
|---|
| Advanced Bank Management (ABM) | Economic Analysis, Business Mathematics, Human Resource Management in Banks, Credit Management, Compliance, Risk Management, Treasury, Balance Sheet Management |
| Bank Financial Management (BFM) | International Banking, Risk Management, Treasury Operations, Balance Sheet, Forex Business, Capital Adequacy, Basel Norms, Asset Liability Management (ALM) |
| Advanced Business & Financial Management (ABFM) | Business Strategy, Financial Management, Valuation, Investment Decisions, Mergers & Acquisitions, Corporate Governance, Ethics |
| Banking Regulations & Business Laws (BRBL) | Banking Regulation Act, RBI Act, Negotiable Instruments Act, SARFAESI Act, Insolvency and Bankruptcy Code (IBC), Consumer Protection Act, Law of Contracts, Securities Laws, Compliance |
CAIIB Elective Papers Syllabus (Choose Any One)
The details of the CAIIB Elective Paper Syllabus are as follows:
| Elective Paper | Main Topics Covered |
|---|
| Retail Banking | Retail Products, Marketing, Customer Relationship Management (CRM), Delivery Channels, Digital Banking, Risk & Compliance |
| Rural Banking | Rural Credit, Priority Sector Lending (PSL), Financial Inclusion, NABARD, Microfinance, SHGs, Government Schemes |
| Human Resource Management (HRM) | HRM Concepts, Leadership, Motivation, Training, Industrial Relations, Labour Laws, Grievance Handling |
| Information Technology & Digital Banking | Core Banking Systems, Cyber Security, IT Governance, Emerging Tech, FinTech, Blockchain, Digital Banking Products |
| Risk Management | Types of Risk (Credit, Market, Operational), Risk Mitigation Techniques, Basel Framework, ICAAP, Stress Testing |
| Central Banking | Role of RBI, Monetary Policy, Financial System Structure, Currency Management, Supervision, Developmental Functions of RBI |
CAIIB Salary Increment
Clearing the CAIIB Examination not only enhances your banking knowledge but also brings significant monetary benefits. The table below provides an approximate breakdown of the salary increment received by Probationary Officers and Clerks after qualifying JAIIB and CAIIB, as per industry standards.
| Characteristic | Probationary Officer | Clerk |
|---|
| JAIIB Increment (Approx.) | ₹2,000 | ₹1,340 |
| CAIIB Increment (Approx.) | ₹4,000 | ₹2,680 |
| Total Monthly Increment (Approx.) | ₹6,000 | ₹4,020 |
| Annual Increment (Approx.) | ₹72,000 | ₹48,240 |
CAIIB Preparation Strategy 2025
Effective preparation is important to clear the CAIIB Exam 2025, and here are some tips to help you:
| Strategy | Key Focus Areas |
|---|
| Understand the Exam Pattern & Syllabus | Go through the CAIIB 2025 syllabus, focus on compulsory & elective papers |
| Create a Study Plan | Build a realistic timetable, give more time to ABM, BFM, Risk & BRBL |
| Use Official Books & Materials | Refer to IIBF books, use updated study material, PYQs & workbooks |
| Focus on Conceptual Clarity | Strengthen fundamentals in banking, law, finance, risk, with real-life cases |
| Attempt Mock Tests & PYQs | Practice CAIIB mock tests, improve accuracy & speed, analyze mistakes |
| Revise Regularly | Prepare short notes, revision charts, focus on RBI guidelines & key laws |
| Join Online Classes & Groups | Attend online coaching, join discussion forums for doubts & peer learning |
CAIIB Admit Card 2025
The CAIIB Admit Card 2025 will be released by IIBF on its official website prior to the examination. It is a mandatory document to appear for the CAIIB exam. The expected release date for the admit card 2025 is 15-20 days before the exam date.
How to Download CAIIB Admit Card 2025?
The Process to download the CAIIB Admit Card are as follows:
- Visit the official IIBF website: https://www.iibf.org.in.
- Click on ‘Examination/ Courses' tab.
- Select ‘Admit Letter' under CAIIB Exam section.
- Login with your Membership/Registration Number and Password.
- Click on ‘Download Admit Card' link.
- Save and print the admit card for exam day.
CAIIB Result 2025
The CAIIB Result 2025 will be officially declared by IIBF (Indian Institute of Banking & Finance) on its website after the completion of the examination. Candidates can check their results online using their registration details.
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