NICL AO Cut Off 2025 Out
National Insurance Company Limited (NICL) has released the NICL AO Cut Off 2025 for Administrative Officer (AO) exams on its official website, www.nationalinsurance.nic.co.in. Candidates who participated in Phase I (Prelims) and Phase II (Mains) can now check the category-wise and section-wise cut-off marks for various posts. This article provides a comprehensive overview of the cut-offs, helping aspirants evaluate their performance and prepare for upcoming stages.
NICL AO Cut Off 2025 for Prelims
The NICL AO Prelims Cut Off is determined based on factors like the total number of candidates, the difficulty level of the examination, and the number of vacancies. The Prelims exam comprises three sections: English Language, Reasoning Ability, and Quantitative Aptitude, each with its sectional cut-off.
NICL AO Phase I Cut Off 2025 (Category-Wise)
Below is the category-wise cut-off for different posts in the NICL AO Phase I (Prelims) exam:
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Category-wise and Section-wise Cut off for Phase 1
Post Category | Applicable Categories | English (Out of 30) | Reasoning Ability (Out of 35) | Quantitative Aptitude (Out of 35) |
LEGAL, FINANCE, INFORMATION TECHNOLOGY, GENERALIST | SC, ST, OBC & PwBD | 12.75 | 5.25 | 4.25 |
EWS & UR | 16 | 10.5 | 8.25 | |
ACTUARIAL | OBC & PwBD | 12.75 | 5.25 | 4.25 |
SC, ST, EWS & UR | 16 | 10.5 | 8.25 | |
DOCTORS (MBBS), AUTOMOBILE ENGINEERS | SC, ST, OBC, PwBD | 7.75 | 1 | 1 |
EWS, UR | 11 | 2.75 | 2.5 |
Post-wise and Category-wise Final Cut off Marks for Phase 1 (Out of 100)
Post | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D & E) |
Generalist | 74.5 | 66.75 | 79.5 | 79.5 | 79.5 | 69.75 | 37.25 | 61.25 | 30.5 |
Doctors (MBBS) | 15 | 13.25 | 13.5 | 20.75 | 20.75 | 21.75 | 34 | 29 | 30.25 |
Legal | 37.25 | 26.25 | 37.25 | 37.25 | 37.25 | ||||
Finance | 59 | 43.75 | 65.75 | 65.75 | 65.75 | ||||
Actuarial | — | — | 65.5 | — | 65.5 | ||||
Information Technology | 61 | 55.5 | 63.75 | 61.75 | 63.75 | ||||
Automobile Engineers | 21 | 19.25 | 21 | 19.5 | 21 |
NICL AO Phase 2 Cut-Off 2025
The Phase 2 (Main) Examination was conducted for a total of 250 marks, with an additional Descriptive Test carrying 30 marks. The marks obtained in the Descriptive Test are considered only for candidates who surpass the Phase 2 cut-off criteria. Explore the NICL AO Phase 2 Exam 2024 cut-off details below.



NICL AO Prelims Sectional Cut Off 2024
Candidates must meet the minimum sectional cut-offs to qualify for the Mains exam. The sectional cut-offs for each post and category are detailed below:
Post | Category | English Language | Reasoning Ability | Quantitative Aptitude |
Legal, Finance, IT, Generalist | SC, ST, OBC, PwBD | 12.75 | 5.25 | 4.25 |
EWS, UR | 16 | 10.5 | 8.25 | |
Actuarial | OBC, PwBD | 12.75 | 5.25 | 4.25 |
SC, ST, EWS, UR | 16 | 10.5 | 8.25 | |
Doctors (MBBS), Automobile Engineers | SC, ST, OBC, PwBD | 7.75 | 1 | 1 |
EWS, UR | 11 | 2.75 | 2.5 |
NICL AO Cut Off 2024 for Mains
The NICL AO Mains Cut Off 2024 serves as the deciding factor for selecting candidates for the final interview. The exam includes both section-wise and overall cut-offs for Generalist and Specialist posts. Candidates must clear both to advance to the interview stage.
NICL AO Mains Cut Off 2024 (Category-Wise)
The category-wise cut-off marks for NICL AO Mains are as follows:
Post | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D & E) |
Generalist | 128.25 | 116.25 | 141 | 138 | 141 | 157.5 | 96.25 | 120.75 | 87.25 |
Doctors (MBBS) | 59.75 | 58 | 56.75 | — | 65 | 71.25 | — | 88 | 115 |
Legal | 109 | 91 | 123 | 109.75 | 123 | ||||
Finance | 103.75 | 99.5 | 120.5 | 118 | 120.5 | ||||
Actuarial | — | — | 90.25 | — | 90.25 | ||||
Information Technology | 109.5 | 90.75 | 122 | 120 | 124 | ||||
Automobile Engineers | 96.5 | 75 | 96.5 | 94.5 | 96.5 | ||||
Hindi (Rajbhasha) Officers | 89.5 | 50.5 | 90 | 90 | 90 |
NICL AO Previous Year Cut Off
Analyzing the NICL AO Previous Year Cut Off helps candidates gauge the exam’s difficulty and set preparation benchmarks. Below are the sectional and overall cut-offs for the Prelims and Mains of 2016.
NICL AO Prelims Sectional Cut Off 2016
Section | UR | PWD (HI) | SC, ST, OBC, PWD (VI, OC) |
English Language | 9.75 | 5.75 | 7.00 |
Quantitative Aptitude | 10.75 | 6.25 | 7.75 |
Reasoning Ability | 16.00 | 9.75 | 12.00 |
NICL AO Prelims Overall Cut Off 2016
Category | Cut Offs |
UR | 65.50 |
SC | 57.25 |
ST | 51.25 |
OBC | 59.75 |
HI | 26.50 |
OC | 52.25 |
VI | 55.50 |
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