The SBI CBO Eligibility Criteria are the minimum requirements that candidates must meet before applying for the Circle Based Officer recruitment. These criteria include educational qualification, age limit, work experience, local language requirements, and conditions related to character and loan repayment. This article covers each eligibility rule to help aspirants understand whether they qualify for the SBI CBO post.
What is the SBI CBO Eligibility Criteria 2026?
The SBI CBO eligibility criteria include four major requirements: educational qualification, age limit, mandatory work experience, and proficiency in the local language of the circle. Candidates must meet all these conditions before the cut off date as mentioned in the notification. SBI also checks the candidate's background, loan repayment history, and disability reservation eligibility before final appointment. Each requirement plays an important role in deciding whether a candidate is suitable for the Circle Based Officer role.
| Parameters | Details |
|---|
| Conducting Body | State Bank of India |
| Post name | Circle Based Officer |
| Official Website | SBI |
| Age Limit | 30 years |
| Educational Qualification | Graduation in any discipline from a Recognised University |
| Nationality | Indian |
| Number of Attempts | NA |
| Experience | Minimum 2 years experience |
Also Read: SBI CBO Syllabus
What are the required educational qualifications for SBI CBO?
To apply for SBI CBO 2026, candidates must have completed Graduation in any discipline from a recognized university. This is the basic qualification required for all categories. The other acceptable qualifications include:
- Bachelor's degree in any stream
- Integrated Dual Degree (IDD)
- Professional degrees such as Engineering, Medical, Chartered Accountant (CA), Cost Accountant, etc.
- The date printed on the mark sheet or provisional certificate will be considered as the official date of passing. If the result is published online, a certificate from the university mentioning the date of publishing will be acceptable.
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What is the age limit for SBI CBO?
Candidates must be between 21 and 30 years as on 30 April 2025. This means:
- Born not later than 30 April 2004 [as per last year notification]
- Born not earlier than 1 May 1995 [as per last year notification]
SBI also provides age relaxation for reserved categories as per government rules.
SBI CBO Age Relaxation
The State Bank of India is also known to provide certain age relaxations to candidates. Given below are the details of SBI CBO age relaxations for candidates:
| Category | Age Relaxation |
|---|
| Scheduled Caste (SC) / Scheduled Tribe (ST) | 5 years |
| Other Backward Classes – Non-Creamy Layer (OBC–NCL) | 3 years |
| PwBD (General / EWS) | 10 years |
| PwBD (OBC) | 13 years |
| PwBD (SC / ST) | 15 years |
| Ex-Servicemen, ECOs, SSCOs (with 5 years of service) | 5 years |
Also Read: SBI CBO Exam Pattern
Does SBI allow category change after registration?
No. Once the online application is submitted, no changes to category (SC/ST/OBC/EWS/PwBD) are allowed. Candidates must verify their category, certificate validity, and details before submitting the application.
What work experience is required to apply for SBI CBO?
SBI requires candidates to have minimum 2 years of experience as an officer in:
- Any Scheduled Commercial Bank
- Any Regional Rural Bank (RRB) listed in the Second Schedule of RBI
- This experience must be completed after the educational qualification, and it must match the job responsibilities of a Scale-I Generalist Officer. If the job profile submitted by a candidate does not match SBI's requirements, the application may be rejected at any stage.
Documents required as proof of experience:
- Job profile certified by current or previous employer
- Experience certificate mentioning designation and period
- Employment proof like appointment letter or release letter
Is work profile verification mandatory for SBI CBO?
Yes. Work profile verification is a crucial part of the SBI CBO eligibility. Candidates must submit a certified job profile that proves they handled duties similar to a Scale-I officer.
- This usually includes:
- Customer handling
- Branch operations
- Loan processing
- Audit and compliance
- Banking transactions
- If SBI finds any mismatch in duties, the application may be rejected even after clearing the exam.
Loan Repayment and Character Verification for SBI CBO?
In addition to the main eligibility criteria, candidates must meet a few additional requirements related to financial discipline and character verification.
1. Loan Repayment Status: Candidates who have defaulted on loan or credit card dues are not eligible unless they have cleared the dues before the offer letter is issued. They must also update their CIBIL status or provide NOC from lenders before joining.
2. Character Verification: Candidates with any adverse records related to: Character. Moral turpitude. Police cases are not eligible for appointment.
Also Read: SBI CBO Salary
Why is Local Language Proficiency important for SBI CBO?
Since SBI CBO recruitment is circle-based, candidates must understand the local culture and language. Therefore, proficiency in reading, writing, and understanding the specified local language of the circle applied for is mandatory.
- Conducted only for provisionally selected candidates
- Candidates failing this test will not receive the appointment
- Candidates who studied the local language in Class 10 or 12 do not need to take the test
Key Takeaways
- SBI CBO Eligibility Criteria 2026 include education, age, experience, and local language proficiency.
- Candidates need a minimum of 2 years of experience as an officer in SCB/RRB.
- PwBD candidates receive 4% reservation as per RPwD Act 2016.
- Local Language Test is mandatory, except for those who studied the language in Class 10/12.
- Loan defaults, incorrect job roles, or adverse character reports can lead to rejection.
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