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Central Bank Of India Credit Officer Exam Pattern 2025, Check Detailed Pattern

Central Bank of India Credit Officer Exam Pattern: The Central Bank of India Credit Officer Exam Pattern 2025 is crucial for aspiring candidates aiming to secure a position in the prestigious banking sector. This exam assesses the knowledge and skills required for the role of a Credit Officer, focusing on key areas such as Reasoning, English Language, Quantitative Aptitude, and Professional Knowledge. Understanding the Central Bank of India Credit Officer Exam Pattern will help you streamline your preparation and boost your chances of success. Stay ahead by familiarizing yourself with the detailed structure, marking scheme, and important sections of the exam.

 

Central Bank of India Credit Officer Exam Pattern Overview

 

The Central Bank of India Credit Officer Exam 2025 is a crucial opportunity for aspiring candidates to join the banking sector. Understanding the exam details, including exam pattern, and selection process, can significantly enhance your preparation and success.

Aspect Central Bank of India Credit Officer Details
Conducting BodyCentral Bank of India (CBI)
PostCredit Officer
Mode of ExaminationOnline Examination
Application ModeOnline
Central Bank of India Credit Officer EligibilityGraduate in any discipline with relevant work experience (as specified)
Age Limit20 to 30 years (Age relaxation as per Govt. norms)
Selection Process1. Online Examination
2. Interview (if applicable)
Job LocationAcross India
Central Bank of India Credit Officer Syllabus Reasoning, Quantitative Aptitude, English, Banking Awareness
Application FeesRs. 850 (General & OBC), Rs. 175 (SC/ST/PWD)

 

Attempt Central Bank of India Credit Officer Mock Test 2025

 

Central Bank of India Credit Officer Exam Pattern 2025

 

The Central Bank of India Credit Officer Exam Pattern 2025 is structured to evaluate candidates on various crucial areas required for the role of a Credit Officer. By understanding the exam pattern for the online test and descriptive test, candidates can streamline their preparation and enhance their chances of success. Below is a detailed breakdown of the exam pattern.

 

Central Bank of India Credit Officer Online Test Pattern 2025

 

The online test for the Central Bank of India Credit Officer Exam 2025 will consist of multiple-choice questions (MCQs) covering key subjects. The exam will be divided into four sections:

SectionTotal QuestionsTotal MarksDuration
English Language303025 minutes
Quantitative Aptitude303025 minutes
Reasoning Ability303025 minutes
General Awareness303015 minutes
Total12012090 minutes

Key Highlights of Central Bank of India Credit Officer Online Test

 

Here are the other key highlights of Central Bank of India Credit Officer Online Test:

  • Total Questions: 120
  • Total Marks: 120
  • Duration: 90 minutes
  • Question Type: Multiple Choice Questions (MCQs)
  • Negative Marking: No negative marking for incorrect answers
  • Minimum Qualifying Marks: Varies for each section and overall, based on the cutoff set by the exam body

 

Central Bank of India Credit Officer Descriptive Test Pattern 2025

 

In addition to the online test, the Central Bank of India Credit Officer Exam 2025 will have a descriptive test designed to assess the candidate's writing skills and understanding of banking-related topics. This section includes two questions:

SectionTotal QuestionsTotal MarksDuration
Letter Writing11515 minutes
Essay Writing11515 minutes
Total23030 minutes

Key Highlights of Central Bank of India Credit Officer Descriptive Test

 

The Central Bank of India Credit Officer Descriptive Test evaluates candidates' writing skills through letter and essay writing, crucial for securing the position.

  • Total Questions: 2 (Letter Writing and Essay)
  • Total Marks: 30
  • Duration: 30 minutes
  • Marks Distribution: 15 marks for each question
  • No Negative Marking: Similar to the online test, there is no negative marking

 

Central Bank of India Credit Officer Marking Scheme 2025

 

Understanding the marking scheme is crucial for candidates preparing for the Central Bank of India Credit Officer Exam 2025. The exam follows a structured scoring pattern to evaluate candidates effectively.

AspectsDetails
Total Questions120 questions
Total Marks120 marks
Marks per Question1 mark per question
Negative MarkingNo negative marking
Exam Duration90 minutes
Qualifying CriteriaCandidates must clear sectional and overall cutoffs

Since there is no negative marking, candidates should attempt all questions to maximize their score.

 

Central Bank of India Credit Officer Selection Process 2025

 

The Central Bank of India Credit Officer Selection Process 2025 is a two-stage selection process ensures that only the best candidates move forward in the recruitment for the Central Bank of India Credit Officer 2025 position.

Central Bank of India Credit Officer Stage 1

 

The Central Bank of India Credit Officer Online Exam is the first stage to clear. It consists of a online test and a descriptive test. 

Central Bank of India Credit Officer Online Test

It is an objective-type exam tests candidates on four key sections:

  • Reasoning Ability
  • Quantitative Aptitude
  • English Language
  • General Awareness (Banking)

This stage evaluates candidates' basic aptitude, logical reasoning, and knowledge of current banking affairs, with a focus on time management and accuracy.

Central Bank of India Credit Officer Descriptive Test

The Descriptive Test evaluates candidates' writing skills. It includes:

  • Letter Writing: A professional letter related to banking scenarios.
  • Essay Writing: An essay on banking and financial topics.

Central Bank of India Credit Officer Stage 2

 

The stage 2 of credit officer is the Interview Stage, which is designed to assess candidates' professional knowledge, communication skills, and overall suitability for the role. Candidates who clear the online exam are shortlisted for this face-to-face interaction, where their banking expertise and personality traits are thoroughly evaluated.

Central Bank of India Credit Officer Final Selection

 

The final selection for the Central Bank of India Credit Officer 2025 is based on candidates' performance in both Stage 1 (Online Examination) and Stage 2 (Interview). The bank prepares a merit list by considering the scores from the online test and interview.

 

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