Central Bank Of India Credit Officer Eligibility: The Central Bank Of India Credit Officer Eligibility 2025 requires candidates to be at least 20 years old, with the upper age limit varying by category. Applicants must hold a degree in finance, banking, or a related field, and relevant work experience is preferred. Meeting the age limit, qualification, and experience criteria is essential for selection. This article will provide details on eligibility criteria, age factor, educational qualifications and other details.
Central Bank Of India Credit Officer Eligibility 2025 Overview
The Central Bank Of India Credit Officer Exam 2025 is a competitive recruitment process comprising an online test and an interview. The exam assesses candidates on banking knowledge, financial management, and credit analysis, making it crucial to meet the eligibility criteria and prepare strategically.
| Aspect | Details |
|---|
| Conducting Body | Institute of Banking Personnel Selection (IBPS) |
| Selection Process | 1. Online Examination (Objective + Descriptive)
2. Personal Interview |
| Exam Duration | Objective Test: 2 hours
Descriptive Test: 30 minutes |
| Language of Exam | English |
| Final Selection | Based on combined scores from Online Exam and Interview |
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Central Bank of India Credit Officer Age Limit 2025
For aspiring candidates of the Central Bank of India Credit Officer 2025 recruitment, it's crucial to understand the age limit criteria to ensure eligibility. Below are the age-related details for the 2025 exam:
- Minimum Age: 20 years
- Maximum Age: 30 years
Relaxation of Central Bank of India Credit Officer Upper Age Limit
Candidates must be within the specified age range, with relaxations applicable to eligible categories. The age relaxation criteria apply for SC/ST, OBC, PWD, and other special categories, allowing a more inclusive approach to the recruitment process.
| Category | Age Relaxation |
|---|
| Scheduled Caste/Scheduled Tribe | 5 years |
| Other Backward Classes (Non-Creamy Layer) | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Widows, Divorced Women, and Women Separated | Up to 35 years for General/EWS, 38 years for OBC, 40 years for SC/ST |
| Persons Affected by 1984 Riots | 5 years |
Central Bank of India Credit Officer Educational Qualification
To apply for the Central Bank of India Credit Officer position, candidates must meet the following educational qualifications:
| Criteria | Details |
|---|
| Degree Requirement | A Bachelor's degree in any discipline from a recognized University/Institute. |
| Minimum Marks | 60% marks (55% for SC/ST/OBC/PWBD) in graduation or equivalent grade. |
| Recognized Institution | Degree must be from a University/Institute recognized by the Government of India. |
| Valid Mark-sheet/Degree Certificate | Candidates must possess a valid Mark-sheet or Degree Certificate on the day of registration. |
| Percentage Calculation | Candidates must provide their percentage to two decimal places; CGPA/SGPA must be converted into percentage. |
Key Points for Central Bank of India Credit Officer Educational Eligibility
Here are the key educational qualification for central bank of India credit officer:
- Degree Completion: The candidate must have completed their graduation and possess a valid certificate before registration.
- Percentage Calculation: The percentage is calculated based on total marks in all subjects across all semesters.
- Document Verification: Candidates must provide original documents verifying the date of passing during the interview.
Central Bank of India Credit Officer Nationality
To be eligible for the Central Bank of India Credit Officer position, candidates must meet the following nationality requirements:
- Indian Citizen: The candidate must be an Indian citizen.
- Other Nationalities: Citizens of Nepal, Bhutan, or Tibetan refugees who came to India before 1st January 1962 can also apply, subject to fulfilling other eligibility criteria.
Central Bank of India Credit Officer EWS Eligibility
The EWS (Economically Weaker Section) category is part of the Central Bank of India Credit Officer recruitment, providing benefits to candidates who fall under the economically disadvantaged segment of society. Below are the detailed eligibility criteria for EWS candidates:
| Criteria | Details |
|---|
| Economic Status | Candidate must belong to the Economically Weaker Section (EWS) category, which is defined as individuals who do not belong to any of the reserved categories (SC, ST, OBC). |
| Income Criteria | The annual family income of the candidate should not exceed Rs. 8 lakh. Family income includes income from all sources such as salary, agriculture, business, etc. |
| Income Certificate | Candidates must provide an Income and Asset Certificate issued by a competent authority as per the norms set by the Government of India. |
| Eligibility for Reservation | EWS candidates are eligible for reservation in government jobs and educational institutions, subject to fulfilling the prescribed economic criteria. |
| Certification Requirement | The certificate should be valid and issued on or after April 1, 2022, and candidates must submit the same during document verification. |
CBI Credit Officer Persons with Benchmark Disabilities (PwBD) Criteria
The Persons with Benchmark Disabilities (PwBD) category is an important segment for Central Bank of India Credit Officer recruitment, offering equal opportunity for candidates with disabilities. Below are the detailed eligibility criteria for PwBD candidates:
| Criteria | Details |
|---|
| Disability Criteria | Candidates must have a benchmark disability as per the Rights of Persons with Disabilities Act, 2016. |
| Types of Disabilities | The disabilities eligible for the PwBD category include:
- Blindness
- Low Vision
- Deaf and Hard of Hearing
- Locomotor Disability
- Dwarfism
- Autism Spectrum Disorder
- Intellectual Disability
- Mental Illness
- Multiple Disabilities |
| Degree of Disability | The disability should be at least 40% to qualify as a benchmark disability. |
| Compensatory Time | PwBD candidates are eligible for extra time during the written examination as per the norms of the Central Bank of India. |
| Medical Certificate | A Disability Certificate issued by a certified medical board must be submitted during the document verification process. |
This ensures that candidates with disabilities have equal access to opportunities and can apply for the Central Bank of India Credit Officer role under the PwBD category, with necessary accommodations.
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