IBPS RRB Clerk Salary: The starting basic pay for an IBPS RRB Clerk (Office Assistant - Multipurpose) in 2025 is Rs. 24,050 per month. The salary increases every year through fixed increments, and the maximum basic pay can reach Rs. 64,480 over 20 years of service. Along with the basic pay, clerks also receive allowances such as DA, HRA, and other benefits, which raise the in-hand salary to around Rs. 35,000 - 37,000 per month. Check the detailed IBPS RRB Clerk salary structure and increment growth in the article below.
IBPS RRB Clerk Salary 2025
The IBPS RRB Clerk Salary 2025 offers a stable start for candidates in the banking sector. The basic pay begins at Rs. 24,050 per month, and after adding allowances like Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits, the in-hand salary comes to around Rs. 35,000–37,000 per month. The salary grows steadily with yearly increments, reaching up to Rs. 64,480 over time, ensuring both financial security and long-term growth.
IBPS RRB Clerk Per Month Salary
The IBPS RRB Clerk salary per month ranges from Rs. 35,000 to Rs. 37,000 after including all allowances and deductions. This makes it competitive pay for clerical roles in the banking sector, offering employees financial stability. Along with the basic salary, clerks also receive benefits like medical allowances, leave travel concessions, and retirement benefits. With experience and promotions over time, the IBPS RRB Clerk salary can increase steadily, making it a rewarding career option in regional rural banks.
IBPS RRB Clerk Salary Structure 2025
In addition to the basic pay, clerks receive various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and others. These components bring the IBPS RRB Clerk monthly salary to Rs. 37,442.65. After deductions like NPS contributions, the in-hand salary amounts to around Rs. 35,000 to Rs. 37,000 per month. As per the latest update, candidates selected for the IBPS RRB Clerk 2025 post will receive an initial basic pay of Rs. 24,050, with a well-structured salary framework discussed below.
| Earnings | Amount (Rs.) |
|---|
| Basic Pay | 24,050.00 |
| SPL Allow | 3,263.60 |
| Dearness Allowance (19.83%) | 3,783.00 |
| HRA Amount | 2,167.88 |
| CCA Amount | 0.00 |
| HFA/BBA | 0.00 |
| NPS | 2,812.00 |
| Cash | 1,250.00 |
| Gross Pay | 37,442.65. |
When basic pay is combined with DA, HRA, NPSI, CASH, SPL, and other allowances, the gross monthly IBPS RRB Office Assistant Salary reaches approximately Rs. 37,442.65.
IBPS RRB Clerk Pay Scale
The IBPS RRB Office Assistant (Clerk) Salary 2025 falls under the pay scale of Rs. 24,050–64,480 (over 20 years). The starting basic pay is Rs. 24,050 per month, which increases through fixed yearly increments, ensuring steady financial growth. With allowances like Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits, the in-hand salary comes to about Rs. 35,000 to 37,000 per month.
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IBPS RRB Clerk Deductions
The IBPS RRB Clerk Salary includes certain mandatory deductions that are subtracted from the gross salary before the final in-hand salary is credited. These IBPS RRB Clerk deductions include professional tax, NPS (National Pension Scheme) contribution, and other statutory deductions. After these deductions, the net salary of an IBPS RRB Clerk in 2025 comes to around Rs. 34,314 per month.
| Deductions | Amount (in Rs.) |
|---|
| Professional Tax | 200.00 |
| NPS Contribution | 2,812.00 |
| Income Tax | 0.00 |
| Total Deductions | 3,012.00 |
| Net Pay | 34,314.48 |
IBPS RRB Clerk Increments
The salary of an IBPS RRB Clerk increases over time based on tenure and performance. Regular increments are provided as part of the salary structure, ensuring financial growth over the years. The salary increases as employees gain experience and move up in their careers. This structured increment ensures steady financial growth throughout the employment period.
| Years of Service | Basic Pay (Rs.) | Annual Increment (Rs.) |
|---|
| Initial Basic Pay | 24,050 | 1,340 |
| After 3 Years | 28,070 | 1,650 |
| After Next 3 Years | 33,020 | 2,000 |
| After Next 4 Years | 41,020 | 2,340 |
| After Next 7 Years | 57,400 | 4,400 |
| After Next 1 Year | 61,800 | 2,680 |
| Maximum Basic Pay | 64,480 | - |
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IBPS RRB Clerk Salary After 5 Years
After completing 5 years of service, an IBPS RRB Clerk's basic pay typically reaches around Rs. 30,550, based on the structured increment system outlined in the official pay scale. At this stage, employees also receive various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowance. Considering current rates, the gross monthly salary may fall between Rs. 42,000 and Rs. 45,000, while the in-hand salary (after deductions) is estimated at around Rs. 38,000 to Rs. 41,000. These figures are approximate and can vary based on the place of posting, bank-specific policies, and prevailing DA rates.
IBPS RRB Clerk Salary After 7 Years
By the 7th year, the basic pay of an IBPS RRB Clerk generally progresses to around Rs. 42,600, as per the official pay progression. At this point, the employee has moved through several increment slabs, leading to a higher overall compensation. With the inclusion of standard allowances, the gross monthly salary can be approximately Rs. 48,000 to Rs. 50,000, and the in-hand salary may range between Rs. 44,000 and Rs. 46,000. Please note that these are indicative estimates and may vary depending on the location of posting and institutional benefits.
IBPS RRB Clerk Salary After 10 Years
After 10 years of service, assuming no promotions, the IBPS RRB Clerk is likely to have reached the upper end of the clerk pay scale, with a maximum basic pay of around Rs. 47,920. At this point, the employee is receiving the full benefit of long-term increments and allowances. Including DA, HRA, and other perks, the gross salary could range from Rs. 54,000 to Rs. 56,000 per month, and the in-hand salary might be Rs. 50,000 to Rs. 52,000. This estimation assumes the employee has not transitioned into a higher role through promotion. Any advancement in rank would lead to a significantly different pay structure.
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IBPS RRB Clerk Salary During Training Period
During the training period, the basic pay remains the same, but the in-hand salary is slightly lower compared to the post-training phase. This is because some allowances and benefits are granted only after training is completed. Once the training period ends, the full salary structure comes into effect, including all applicable perks and allowances.
IBPS RRB Clerk Perks & Benefits
Apart from the basic salary, IBPS RRB Clerks receive various perks and benefits, making the job financially rewarding and secure. Some of the key benefits include
- Leased Accommodation: Some banks provide housing facilities or leased accommodations to clerks.
- Medical Reimbursement: Employees receive medical coverage for themselves and their dependents.
- Pension Schemes: NPS (National Pension System) is available for retirement benefits.
- Overtime Allowance: Additional payments are provided for extra working hours.
- Newspaper Allowance: A monthly allowance for newspapers and journals is provided.
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IBPS RRB Clerk Job Profile & Responsibilities
The IBPS RRB Clerk (Office Assistant) is responsible for performing various clerical and administrative tasks in regional rural banks. The role includes handling financial transactions, assisting senior officers, and managing customer interactions. Some of the key responsibilities of an IBPS RRB Clerk include-
- Handling clerical tasks such as maintaining records and office files
- Assisting senior officials in daily office operations
- Processing customer transactions, including cash deposits and withdrawals
- Managing customer queries and providing banking services
- Handling account opening and closing processes
- Receiving and acknowledging cheques, pay orders, and drafts
- Managing financial documentation and paperwork
IBPS RRB Clerk Career Growth & Promotion
An IBPS RRB Clerk has multiple opportunities for promotion based on experience and performance. With time, clerks can move up to managerial positions through internal promotions and departmental exams.
- IBPS RRB Clerk (Office Assistant)
- Officer Scale-I (Probationary Officer - PO)
- Assistant Manager (AM)
- Deputy Manager (DM)
- Branch Manager (BM)
- Senior Branch Manager (SBM)
- Chief Manager (CM)
- Assistant General Manager (AGM)
- Deputy General Manager (DGM)
- General Manager (GM)
IBPS RRB Clerk Annual Package
The annual salary of an IBPS RRB Clerk is quite rewarding for those starting a career in the banking sector. On average, a clerk gets a net monthly salary of about Rs. 34,314, which adds up to an annual package of Rs. 4 lakh to Rs. 4.25 lakh. The final amount may change depending on the location of posting, allowances, and yearly increments. Overall, the job offers good income along with stability and growth.
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