IBPS RRB Clerk Salary: The starting basic pay for an IBPS RRB Clerk (Office Assistant - Multipurpose) in 2025 is Rs. 24,050 per month. The salary increases every year through fixed increments, and the maximum basic pay can reach Rs. 64,480 over 20 years of service. Along with the basic pay, clerks also receive allowances such as DA, HRA, and other benefits, which raise the in-hand salary to around Rs. 35,000 - 37,000 per month. Check the detailed IBPS RRB Clerk salary structure and increment growth in the article below.
IBPS RRB Clerk Salary 2025
The IBPS RRB Clerk Salary 2025 offers a stable start for candidates in the banking sector. The basic pay begins at Rs. 24,050 per month, and after adding allowances like Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits, the in-hand salary comes to around Rs. 35,000–37,000 per month. The salary grows steadily with yearly increments, reaching up to Rs. 64,480 over time, ensuring both financial security and long-term growth.
What is the monthly salary for an IBPS RRB Office Assistant?
The IBPS RRB Office Assistant (Clerk) salary per month ranges from Rs. 35,000 to Rs. 37,000 after including all allowances and deductions. This offers competitive pay for office assistant roles in the banking sector, providing financial stability to employees. Along with the basic salary, office assistants also receive benefits like medical allowances, leave travel concessions, and retirement benefits. With experience and promotions over time, the IBPS RRB Office Assistant salary can increase steadily, making it a rewarding career option in regional rural banks.
IBPS RRB Clerk Salary Structure
In addition to the basic pay, clerks receive various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and others. These components bring the IBPS RRB Clerk monthly salary to Rs. 37,442.65. After deductions like NPS contributions, the in-hand salary amounts to around Rs. 35,000 to Rs. 37,000 per month. As per the latest update, candidates selected for the IBPS RRB Clerk 2025 post will receive an initial basic pay of Rs. 24,050, with a well-structured salary framework discussed below.
| Earnings | Amount (Rs.) |
|---|
| Basic Pay | 24,050.00 |
| SPL Allow | 3,263.60 |
| Dearness Allowance (19.83%) | 3,783.00 |
| HRA Amount | 2,167.88 |
| CCA Amount | 0.00 |
| HFA/BBA | 0.00 |
| NPS | 2,812.00 |
| Cash | 1,250.00 |
| Gross Pay | 37,442.65. |
When basic pay is combined with DA, HRA, NPSI, CASH, SPL, and other allowances, the gross monthly IBPS RRB Office Assistant Salary reaches approximately Rs. 37,442.65.
IBPS RRB Clerk Pay Scale
The IBPS RRB Office Assistant (Clerk) Salary 2025 falls under the pay scale of Rs. 24,050–64,480 (over 20 years). The starting basic pay is Rs. 24,050 per month, which increases through fixed yearly increments, ensuring steady financial growth. With allowances like Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits, the in-hand salary comes to about Rs. 35,000 to 37,000 per month.
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IBPS RRB Clerk Deductions
The IBPS RRB Clerk Salary includes certain mandatory deductions that are subtracted from the gross salary before the final in-hand salary is credited. These IBPS RRB Clerk deductions include professional tax, NPS (National Pension Scheme) contribution, and other statutory deductions. After these deductions, the net salary of an IBPS RRB Clerk in 2025 comes to around Rs. 34,314 per month.
| Deductions | Amount (in Rs.) |
|---|
| Professional Tax | 200.00 |
| NPS Contribution | 2,812.00 |
| Income Tax | 0.00 |
| Total Deductions | 3,012.00 |
| Net Pay | 34,314.48 |
IBPS RRB Clerk Increments
The salary of an IBPS RRB Clerk increases over time based on tenure and performance. Regular increments are provided as part of the salary structure, ensuring financial growth over the years. The salary increases as employees gain experience and move up in their careers. This structured increment ensures steady financial growth throughout the employment period.
| Years of Service | Basic Pay (Rs.) | Annual Increment (Rs.) |
|---|
| Initial Basic Pay | 24,050 | 1,340 |
| After 3 Years | 28,070 | 1,650 |
| After Next 3 Years | 33,020 | 2,000 |
| After Next 4 Years | 41,020 | 2,340 |
| After Next 7 Years | 57,400 | 4,400 |
| After Next 1 Year | 61,800 | 2,680 |
| Maximum Basic Pay | 64,480 | - |
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IBPS RRB Clerk Salary During Training
During training, an IBPS RRB Clerk (Office Assistant) receives slightly lower pay, as many allowances are provided only after probation. Once training is complete, clerks get full benefits and allowances, increasing their total salary package. The basic salary remains the same from the start, ensuring financial stability even during training. Over time, with experience and promotions, the salary grows further, making it a rewarding career choice.
IBPS RRB Clerk Salary After 5 Years
After completing 5 years of service, an IBPS RRB Clerk's basic pay typically reaches around Rs. 30,550, based on the structured increment system outlined in the official pay scale. At this stage, employees also receive various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and Special Allowance. Considering current rates, the gross monthly salary may fall between Rs. 42,000 and Rs. 45,000, while the in-hand salary (after deductions) is estimated at around Rs. 38,000 to Rs. 41,000. These figures are approximate and can vary based on the place of posting, bank-specific policies, and prevailing DA rates.
IBPS RRB Clerk Salary After 7 Years
By the 7th year, the basic pay of an IBPS RRB Clerk generally progresses to around Rs. 42,600, as per the official pay progression. At this point, the employee has moved through several increment slabs, leading to a higher overall compensation. With the inclusion of standard allowances, the gross monthly salary can be approximately Rs. 48,000 to Rs. 50,000, and the in-hand salary may range between Rs. 44,000 and Rs. 46,000. Please note that these are indicative estimates and may vary depending on the location of posting and institutional benefits.
IBPS RRB Clerk Salary After 10 Years
After 10 years of service, assuming no promotions, the IBPS RRB Clerk is likely to have reached the upper end of the clerk pay scale, with a maximum basic pay of around Rs. 47,920. At this point, the employee is receiving the full benefit of long-term increments and allowances. Including DA, HRA, and other perks, the gross salary could range from Rs. 54,000 to Rs. 56,000 per month, and the in-hand salary might be Rs. 50,000 to Rs. 52,000. This estimation assumes the employee has not transitioned into a higher role through promotion. Any advancement in rank would lead to a significantly different pay structure.
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IBPS RRB Clerk Perks and Allowances
Apart from the basic salary, IBPS RRB Clerks receive various perks and benefits, making the job financially rewarding and secure. Some of the key benefits include
- Leased Accommodation: Some banks provide housing facilities or leased accommodations to clerks.
- Medical Reimbursement: Employees receive medical coverage for themselves and their dependents.
- Pension Schemes: NPS (National Pension System) is available for retirement benefits.
- Overtime Allowance: Additional payments are provided for extra working hours.
- Newspaper Allowance: A monthly allowance for newspapers and journals is provided.
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IBPS RRB Clerk Job Profile & Responsibilities
The IBPS RRB Clerk (Office Assistant) is responsible for performing various clerical and administrative tasks in regional rural banks. The role includes handling financial transactions, assisting senior officers, and managing customer interactions. Some of the key responsibilities of an IBPS RRB Clerk include-
- Clerical and Administrative Tasks: Perform day-to-day office duties, maintain records, files, and other essential documentation to ensure smooth operations.
- Supporting Senior Officers: Assist higher officials with routine administrative tasks, reporting, and coordination within the branch.
- Cash and Transaction Handling: Process cash deposits and withdrawals, handle cheques, drafts, and pay orders with accuracy.
- Account Management: Aid in account opening, closing, and related banking procedures, ensuring compliance with bank policies.
- Customer Service: Attend to customer queries, provide guidance on banking services, and ensure a seamless banking experience.
- Documentation Management: Maintain and organize financial documents, acknowledgements, and transaction records meticulously.
- Single-Window Operations: Act as a single-window operator at times, efficiently managing multiple customer services and banking tasks.
IBPS RRB Clerk Career Growth & Promotion
An IBPS RRB Clerk has multiple opportunities for promotion based on experience and performance. With time, clerks can move up to managerial positions through internal promotions and departmental exams.
- IBPS RRB Clerk (Office Assistant)
- Officer Scale-I (Probationary Officer - PO)
- Assistant Manager (AM)
- Deputy Manager (DM)
- Branch Manager (BM)
- Senior Branch Manager (SBM)
- Chief Manager (CM)
- Assistant General Manager (AGM)
- Deputy General Manager (DGM)
- General Manager (GM)
IBPS RRB Clerk Annual Package
The annual salary of an IBPS RRB Clerk is quite rewarding for those starting a career in the banking sector. On average, a clerk gets a net monthly salary of about Rs. 34,314, which adds up to an annual package of Rs. 4 lakh to Rs. 4.25 lakh. The final amount may change depending on the location of posting, allowances, and yearly increments. Overall, the job offers good income along with stability and growth.
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