JAIIB Registration
Online Application Starting Date
JAIIB November 2026 cycle registration will start from 1st August 2026.
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Normal Fee Registration Closes
JAIIB Registration
Candidates can complete their registration with the normal examination fee until 7th August 2026.
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Last Date to Apply for JAIIB 2026
JAIIB Registration Closing Date
The JAIIB November 2026 registration process, along with fee payment, will close on 21st August 2026.
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JAIIB IE & IFS Exam Date
Indian Economy & Indian Financial System
The first paper of the JAIIB November 2026 cycle will be conducted on 1st November 2026.
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JAIIB PPB Exam Date
Principles & Practices of Banking
The PPB paper for the JAIIB November 2026 cycle is scheduled for 22nd November 2026.
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JAIIB AFM Exam Date
Accounting & Financial Management for Bankers
The AFM paper will be conducted on 28th November 2026.
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JAIIB RBWM Exam Date
Retail Banking & Wealth Management
The final paper of the JAIIB November 2026 cycle will be held on 29th November 2026.
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The Indian Institute of Banking and Finance (IIBF) has released the JAIIB 2026 Notification for the November-December cycle. As per the latest update issued by IIBF, the registration process for the November 2026 exam cycle will begin on 10th August 2026 and continue until 31st August 2026. This certification exam is designed for employees in the banking and financial sector to enhance their knowledge of banking operations, financial services, accounting, and customer service.
When will the JAIIB Notification 2026 release?
The JAIIB Notification 2026 has been released for the November 2026 cycle, along with important details regarding the registration dates and exam schedule.
What is the JAIIB exam?
The Junior Associate of the Indian Institute of Bankers (JAIIB) is a professional certification exam conducted by the Indian Institute of Banking & Finance (IIBF) for employees working in the banking and financial services sector. The exam helps banking professionals strengthen their knowledge of banking operations, financial products, and customer services. Qualifying the JAIIB exam also improves career growth opportunities, enhances job performance, and helps employees become more efficient in their banking roles.
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When will the JAIIB November cycle registration process start?
The JAIIB November 2026 registration process will now start on 10th August 2026, instead of 1st August 2026, as per the latest notification released by the IIBF. The registration schedule has been revised due to an ongoing system migration. Candidates can register by paying the normal examination fee from 10th August to 16th August 2026, while registrations with the applicable late fee will continue until 31st August 2026.
| Cycle | Registration Dates | Examination Fee |
|---|
| November 2026 | 10th August - 16th August 2026 | Normal Examination Fee |
| 17th August - 23rd August 2026 | Normal Examination Fee + ā¹100 |
| 24th August - 31st August 2026 | Normal Examination Fee + ā¹200 |
| May 2026 | 2nd February - 8th February 2026 | Normal Examination Fee |
| 9th February - 15th February 2026 | Normal Examination Fee + ā¹100 |
| 16th February - 28th February 2026 (Last Date Extended) | Normal Examination Fee + ā¹200 |
When is the last date to apply for the JAIIB 2026 exam?
The last date to apply for the JAIIB November 2026 exam is 31st August 2026, as per the revised registration schedule released by the IIBF. The registration process will be conducted in 3 phases. Candidates can apply with the normal examination fee until 16th August 2026, while the second registration phase will end on 23rd August 2026. The final registration window, with an additional late fee, will remain open until 31st August 2026.
Also Check: JAIIB Registration 2026
Download JAIIB Notification 2026 PDF
The JAIIB November 2026 cycle notification has been released along with details of the registration process, exam dates, syllabus, exam pattern, credit retention process, and other important information. The direct links to check the exam dates and download the syllabus PDF are provided below.
What are the JAIIB exam dates 2026?
The IIBF JAIIB exam is conducted in online mode twice a year. The November 2026 cycle is scheduled from 1st November to 29th November 2026. Each paper will be held on a different date, and candidates can check their exam timings on the admit card issued by IIBF.
| Paper | November 2026 Exam Date | May 2026 Exam Date |
|---|
| Indian Economy & Indian Financial System | 1st November 2026 | 03 May 2026 |
| Principles & Practices of Banking | 22nd November 2026 | 09 May 2026 |
| Accounting & Financial Management for Bankers | 28th November 2026 | 10 May 2026 |
| Retail Banking & Wealth Management | 29th November 2026 | 17 May 2026 |
JAIIB Exam 2026 Overview
The important details related to the JAIIB 2026 examination are as follows:
| Particulars | Details |
|---|
| Exam Name | JAIIB (Junior Associate of the Indian Institute of Bankers) |
| Conducting Body | Indian Institute of Banking & Finance (IIBF) |
| JAIIB Eligibility | Banking professionals, Members of IIBF |
| JAIIB Exam Date & Registration Dates | Released |
| Mode of JAIIB Exam | Online |
| JAIIB Subjects | 1. Indian Economy & Indian Financial System (IE & IFS)
2. Principles & Practices of Banking (PPB)
3. Accounting & Financial Management for Bankers (AFM)
4. Retail Banking & Wealth Management (RBWM) |
| JAIIB Exam Pattern | Multiple choice questions (MCQs) |
| Official Website | IIBF |
What are the important dates for JAIIB 2026?
The JAIIB 2026 important dates include the registration schedule and exam dates. IIBF conducts the exam twice a year, and candidates should keep track of the registration windows to avoid late fees and last-minute issues.
| Particulars | Event | November-December 2026 Cycle (Revised) | May-June 2026 Cycle |
|---|
| Registration Dates | JAIIB Application Start Date | 10 August 2026 | 02 February 2026 |
| Last Date to Apply (Normal Fee) | 16 August 2026 | 08 February 2026 |
| Last Date to Apply (Normal Fee + ā¹100) | 23 August 2026 | 15 February 2026 |
| Last Date to Apply (Normal Fee + ā¹200) | 31 August 2026 | 28 February 2026 (Last Date Extended) |
| Exam Dates | Indian Economy & Indian Financial System | 01 November 2026 | 03 May 2026 |
| Principles & Practices of Banking | 22 November 2026 | 09 May 2026 |
| Accounting & Financial Management for Bankers | 28 November 2026 | 10 May 2026 |
| Retail Banking & Wealth Management | 29 November 2026 | 17 May 2026 |
What is the JAIIB Eligibility?
Candidates applying for JAIIB must be ordinary members of the Indian Institute of Banking and Finance (IIBF) and should be working in a bank or financial institution. In general, candidates must have completed Class 12 or an equivalent qualification. Eligible clerical, supervisory, and subordinate staff can also apply if they fulfil the eligibility criteria set by IIBF and have the required recommendation from their bank.
| Category | Eligibility Details |
|---|
| 1. Membership Requirement | Only ordinary members of IIBF are eligible. Must be working in banking or financial sector whose employer is an Institutional Member of IIBF. |
| 2. Educational Qualification | Must have passed 12th standard (10+2) or equivalent in any discipline. |
| 3. Clerical/Supervisory Staff | Even if not 12th pass, clerical/supervisory staff may be allowed on the recommendation of the Manager or Officer-in-Charge of the bank where they work. |
| 4. Subordinate Staff | Must be working in recognized banking/financial institutions in India, be an IIBF member, and have passed the 12th standard or its equivalent. |
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What is IIBF membership and is it important?
IIBF provides membership to banking and finance professionals who want to appear for certification exams like JAIIB and CAIIB. Employees working in eligible banks and financial institutions can apply for Ordinary Life Membership. A valid IIBF membership is compulsory to register for these exams. During the online application process, candidates must enter their IIBF membership number, as the exam registration cannot be completed without a valid membership.
| Particulars | Details |
|---|
| Type | One-time Ordinary Life Membership for bank/financial institution employees |
| Eligibility | Must be employed in a bank or financial institution that is an Institutional Member of IIBF (e.g., RBI, SBI, nationalized/private sector banks, co-operative banks, etc.) |
| Fee | ā¹1,770 (ā¹1,500 membership fee + ā¹270 GST) |
| Application Process | Online via the IIBF website with scanned photo, signature, employer ID proof, Aadhaar number, contact details, and payment |
| Membership ID | After verification (up to 45 days), you receive a Membership Number and a downloadable soft ID card |
What is the IIBF membership renewal process?
The Indian Institute of Banking & Finance offers Life Membership, which is mandatory for availing the Institute's services, including registration for flagship exams like JAIIB and CAIIB. Only old members enrolled prior to 1999 who are not Life Members are eligible for renewal. Members enrolled from the year 2000 onwards are already Life Members and do not require renewal.
Not Eligible for Renewal:
- Existing Ordinary Life Members
- DB&F (Diploma in Banking & Finance) candidates
- Candidates registered under the Non-Member category for various examinations
IIBF Membership Renewal Application Process
The details of the IIBF membership renewal application process are as follows:
- Confirm Eligibility - Send an email to any of the IIBF offices (details below) to verify your eligibility for renewal.
- Apply Online - Renewal applications can only be submitted through the online portal.
How to fill out the application form for JAIIB?
The JAIIB application process has 2 steps for new candidates' registration and form submission. Candidates who are already registered only need to fill out the application form. To apply, they must visit the official IIBF website, log in with their registration number, complete the form with the required details, and pay the application fee to finish the process.
How to register for IIBF?
Before applying for JAIIB, candidates must be registered members of IIBF. To register, aspirants must first visit the IIBF website, go to the Membership section, choose the appropriate membership type, fill in their personal details, and pay the required membership fee. The step-by-step detailed registration process is as follows:
| Action | Details |
|---|
| Visit IIBF Website | Go to the official website at www.iibf.org.in |
| Apply for Membership | Navigate to āMembership then Apply for Membership' |
| Select Membership Type | Choose Ordinary Membership (for bankers) or Student Membership |
| Fill Application Form | Enter personal, educational, and employment details |
| Upload Documents | Upload photograph, signature, and ID/employment proof |
| Pay Membership Fee | Use net banking, UPI, or card to complete payment |
| Receive Membership No. | Membership number and login details are sent via email/SMS |
IIBF Membership Fees
Aspirants interested in appearing for the JAIIB and CAIIB examinations must opt for the IIBF lifetime membership. The details of the IIBF lifetime membership fees are as follows:
| Particulars | Amount (ā¹) |
|---|
| Membership Fee | 1,500/- |
| GST @ 18% | 270/- |
| Total (One-time Ordinary Life Membership) | 1,770/- |
JAIIB Exam Application Process
Once you have your membership number, follow the steps below to apply for the JAIIB exam:
| Action | Details |
|---|
| Visit IIBF Website | Go to the official website at www.iibf.org.in |
| Login | Use your membership number and password to log in |
| Go to Apply Online | Click on āExaminations/Courses then Apply Online' |
| Select Exam | Choose JAIIB from the list of available courses |
| Choose Exam Centre | Select your preferred exam centre or mode (if applicable) |
| Confirm Details | Fill in all required exam and personal information |
| Pay Exam Fee | Make payment via debit card, credit card, UPI, or net banking |
| Download Confirmation | Save the transaction slip and confirmation for records |
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What is the fee for JAIIB application 2026?
To apply for the JAIIB 2026 Examination, candidates must be registered members of the Indian Institute of Banking & Finance (IIBF). The application fee varies depending on the number of attempts and the registration period (normal or late), ranging from ā¹1,300 + GST to ā¹4,000 + GST (as per the last cycle's Notification PDF). The detailed fee structure is as follows:
JAIIB Registration Dates & Late Fees
The IIBF has revised the JAIIB November 2026 registration schedule due to an ongoing system migration. Candidates can register with the normal examination fee from 10th August to 16th August 2026, while registrations with late fees will continue until 31st August 2026. The May 2026 registration schedule remains unchanged.
| Applicable Fee | November 2026 Dates | May 2026 Dates |
|---|
| Normal Examination Fee | 10th August 2026 ā 16th August 2026 | 2nd February 2026 ā 8th February 2026 |
| Normal Fee + ā¹100 Late Fee | 17th August 2026 ā 23rd August 2026 | 9th February 2026 ā 15th February 2026 |
| Normal Fee + ā¹200 Late Fee | 24th August 2026 ā 31st August 2026 | 16th February 2026 ā 28th February 2026 (Last Date Extended) |
JAIIB Exam Fee Based on Attempts
The details of the JAIIB Examination Fees are as follows:
| Attempt | Fee (ā¹) |
|---|
| First Attempt | ā¹4,000 + GST |
| Second Attempt | ā¹1,300 + GST |
| Third Attempt | ā¹1,300 + GST |
| Fourth Attempt | ā¹1,300 + GST |
| Fifth Attempt | ā¹1,300 + GST |
What is the JAIIB exam pattern?
The JAIIB exam consists of four compulsory papers, each conducted in online mode with 100 multiple-choice questions carrying 100 marks. Candidates are allotted 2 hours for each paper, and there is no negative marking in the exam.
| Paper / Component | Exam Structure | Key Details |
|---|
| Indian Economy & Indian Financial System | Online exam with MCQs | 100 questions, 100 marks, 2 hours, No negative marking, Medium: Hindi or English* |
| Principles & Practices of Banking | Online exam with MCQs | 100 questions, 100 marks, 2 hours, No negative marking, Medium: Hindi or English* |
| Accounting & Financial Management for Bankers | Online exam with MCQs | 100 questions, 100 marks, 2 hours, No negative marking, Medium: Hindi or English* |
| Retail Banking & Wealth Management | Online exam with MCQs | 100 questions, 100 marks, 2 hours, No negative marking, Medium: Hindi or English* |
JAIIB Syllabus
The JAIIB exam consists of four papers, with each paper divided into four comprehensive modules. Below is the detailed JAIIB Syllabus for each paper:
| Papers | Topics Covered |
|---|
| Indian Economy & Indian Financial System | Module A: Indian Economic Architecture
Module B: Economic Concepts Related to Banking
Module C: Indian Financial Architecture
Module D: Financial Products and Services Also Check: JAIIB IE and IFS Mind Maps |
| Principles & Practices of Banking | Module A: General Banking Operations
Module B: Functions of Banks
Module C: Banking Technology
Module D: Ethics in Banks and Financial Institutions Also Check: JAIIB PPB Mind Maps |
| Accounting & Financial Management for Bankers | Module A: Accounting Principles and Processes
Module B: Financial Statements and Core Banking Systems
Module C: Financial Management
Module D: Taxation and Fundamentals of Costing Also Check: JAIIB AFM Mind Maps |
| Retail Banking & Wealth Management | Module A: Introduction to Retail Banking
Module B: Retail Products and Recovery
Module C: Support Services ā Marketing of Banking Services/Products
Module D: Wealth Management Also Check: JAIIB RBWM Mind Maps |
Download JAIIB 1200+ Important Questions
How much is the salary increment after clearing JAIIB?
Clearing the JAIIB Examination not only enhances your banking knowledge but also brings significant monetary benefits. The table below provides an approximate breakdown of the salary increment received by Probationary Officers and Clerks after qualifying JAIIB and CAIIB, as per industry standards.
| Characteristic | Probationary Officer | Clerk |
|---|
| JAIIB Increment (Approx.) | ā¹2,000 | ā¹1,340 |
| CAIIB Increment (Approx.) | ā¹4,000 | ā¹2,680 |
| Total Monthly Increment (Approx.) | ā¹6,000 | ā¹4,020 |
| Annual Increment (Approx.) | ā¹72,000 | ā¹48,240 |
Key Takeaways
- Exam Name: JAIIB (Junior Associate of the Indian Institute of Bankers)
- Conducting Body: Indian Institute of Banking & Finance (IIBF)
- Exam Mode: Online
- Exam Language: Hindi or English (as selected during registration)
- Number of Papers: 4 papers
- Exam Pattern: 100 multiple-choice questions (MCQs) in each paper, 1 mark for every correct answer, no negative marking, and 2 hours duration per paper.
- Registration Cycle: Usually conducted twice a year, in the May and November cycles.
- Application Fee: ā¹4,000 + GST for the first attempt and ā¹1,300 + GST for subsequent attempts. Late fees may apply after the normal registration period.
- IIBF Membership Fee: ā¹1,770 (ā¹1,500 + GST), which is mandatory for appearing in the JAIIB exam.
- Result: Published on the official IIBF website with paper-wise and overall marks.
