Candidates aspiring to secure a position as a Specialist Officer (SO) in the Industrial Development Bank of India (IDBI) must fulfil certain eligibility conditions as outlined in the official IDBI SO Notification 2025 (Advt. No. 01/2025-26). The IDBI SO eligibility criteria include specific age limits, educational qualifications, and post-qualification experience requirements, which vary according to the functional area and post level. The cut-off date for all eligibility criteria is April 1, 2025.
IDBI SO Eligibility Criteria 2025
The eligibility criteria for the IDBI SO Recruitment 2025 are structured around three core parameters: age limit, educational qualification, and work experience. Each post carries specific requirements under these categories depending on the functional area and the grade of the role. Meeting all three parameters is essential to be considered eligible for a particular SO post.
- Age Limit
- Educational Qualification
- Work Experience
- Nationality
IDBI SO Nationality / Citizenship Criteria
Only candidates meeting the following nationality requirements are eligible to apply for the IDBI SO posts. Candidates under categories other than Indian citizens must produce a certificate of eligibility issued by the Government of India.
| Eligible Category |
|---|
| Citizen of India |
| Subject of Nepal or Bhutan |
| Tibetan refugee who came to India before 1st January 1962 with the intention of permanently settling in India |
| Person of Indian origin who migrated from Pakistan, Myanmar, Sri Lanka, Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia, or Vietnam with the intention of permanently settling in India |
IDBI SO Age Limit (As on 1st April 2025)
The minimum and maximum age limits vary by the post and grade. The following table outlines the specific age requirements:
| Post | Minimum Age | Maximum Age | Eligible Date of Birth Range |
|---|
| Deputy General Manager (Grade D) | 35 years | 45 years | 02.04.1980 – 01.04.1990 (inclusive) |
| Assistant General Manager (Grade C) | 28 years | 40 years | 02.04.1985 – 01.04.1997 (inclusive) |
| Manager (Grade B) | 25 years | 35 years | 02.04.1990 – 01.04.2000 (inclusive) |
IDBI SO Age Relaxation for Reserved Categories
Relaxation in the upper age limit is available for candidates belonging to reserved and special categories as per Government of India norms. Candidates claiming relaxation must provide valid category certificates in the prescribed format.
| Category | Relaxation in Upper Age Limit |
|---|
| Scheduled Caste / Scheduled Tribe (SC / ST) | 5 years |
| Other Backward Classes (Non-Creamy Layer) – OBC (NCL) | 3 years |
| Ex-Servicemen and Commissioned Officers (including ECOs / SSCOs) with 5+ years of service | 5 years |
| Persons affected by 1984 riots | 5 years |
IDBI SO Apply Online 2025 Link
IDBI SO Audit Information System (IS) Eligibility
Candidates applying for Audit – Information System (IS) under the Assistant General Manager (Grade C) post must possess a technical degree in IT or equivalent with relevant audit certifications and experience.
| Criteria | Details |
|---|
| Post | Assistant General Manager (Grade C) |
| Age Limit | 28 – 40 years |
| Educational Qualification | B.Tech/B.E. in IT/ECE/CS or equivalent OR Graduate + CISA OR M.Sc. (IT/CS)/MCA/M.Tech. Preferred: CISM, CRISC, CISSP |
| Experience | Minimum 7 years (4 years in IS Audit) |
IDBI SO Finance & Accounts (FAD) Eligibility
The Finance & Accounts role is available across three grades. Educational qualification includes CA/ICWA or MBA in Finance with varying years of experience based on the post.
| Grade | Age Limit | Educational Qualification | Experience |
|---|
| DGM (Grade D) | 35 – 45 years | CA / ICWA / MBA (Finance) | Min. 10 years (7 in relevant role) |
| AGM (Grade C) | 28 – 40 years | Same as above | Min. 7 years (4 in relevant role) |
| Manager (Grade B) | 25 – 35 years | Same as above | Min. 4 years (2 in relevant role) |
IDBI SO Legal Eligibility
For the Legal functional area under the Assistant General Manager post, candidates must hold a law degree with professional experience in legal services or as a practicing advocate.
| Criteria | Details |
|---|
| Post | Assistant General Manager (Grade C) |
| Age Limit | 28 – 40 years |
| Educational Qualification | Graduation in Law (LLB) |
| Experience | Minimum 7 years in BFSI/ARC/Govt./Regulatory OR Advocates (at least 4 years in BFSI) |
IDBI SO Risk Management Information Security Eligibility
The Information Security profile under Risk Management requires strong academic qualifications in IT and certifications in cybersecurity, along with proven industry experience.
| Criteria | Details |
|---|
| Post | Assistant General Manager (Grade C) |
| Age Limit | 28 – 40 years |
| Educational Qualification | B.E./B.Tech in CS/IT/ECE/Electronics or BCA/B.Sc. (IT) OR MCA/M.Sc. (IT/CS). Preferred: CISA, CISM, CISSP, CEH, etc. |
| Experience | Minimum 7 years (4 years in Information Security/Cybersecurity) |
IDBI SO Risk Management Credit Risk Eligibility
This post is for the Manager (Grade B) level. Applicants must have a finance-related professional degree and relevant risk experience in the banking or financial sector.
| Criteria | Details |
|---|
| Post | Manager (Grade B) |
| Age Limit | 25 – 35 years |
| Educational Qualification | CA/MBA (Banking/Finance) / CFA / FRM / ICWA |
| Experience | Minimum 4 years (2 years in credit risk preferred) |
IDBI SO Digital Banking Eligibility
Digital Banking roles require both technical and management qualifications with hands-on experience in fintech, payment systems, and digital channels.
| Criteria | Details |
|---|
| Post | Manager (Grade B) |
| Age Limit | 25 – 35 years |
| Educational Qualification | BCA/B.Sc. (IT)/B.Tech/B.E. in IT + MBA in Finance/Marketing/IT/Digital Banking |
| Experience | Minimum 4 years (2 years in digital banking/payments/marketing etc.) |
IDBI SO Administration Rajbhasha Eligibility
This role under the Deputy General Manager (Grade D) demands strong academic credentials in Hindi/English and substantial experience in translation and Rajbhasha-related work.
| Criteria | Details |
|---|
| Post | Deputy General Manager (Grade D) |
| Age Limit | 35 – 45 years |
| Educational Qualification | Graduation with Hindi & English as core subjects (min 60% marks or CGPA 6.5); Master's in Hindi/English/Sanskrit with Hindi OR Graduation in English + Master's in any stream with Hindi medium |
| Experience | Minimum 10 years (7 years in translation; preferably as Rajbhasha Officer in BFSI/PSUs/Govt.) |
IDBI SO Fraud Risk Management Fraud Analytics Eligibility
For this functional area, three grades are available, each requiring expertise in fraud analytics, data science, and BFSI experience.
| Grade | Age Limit | Educational Qualification | Experience |
|---|
| DGM (Grade D) | 35 – 45 years | Graduate in B.Sc. (Maths/Stats)/B.Tech. Preferred: M.Sc. (Maths/Stats), certification in Data Science | Min. 10 years (7 years in Data Science, pref. FRM) |
| AGM (Grade C) | 28 – 40 years | Same as above | Min. 7 years (4 years in FRM; pref. with R, Python, SAS tools) |
| Manager (Grade B) | 25 – 35 years | Same as above | Min. 4 years (2 years in FRM; pref. with R, Python, SAS tools) |
IDBI SO Infrastructure Management Department Premises Eligibility
This domain covers technical roles in infrastructure and facilities management. Candidates must have engineering qualifications and project-related experience.
| Grade | Age Limit | Educational Qualification | Experience |
|---|
| DGM (Grade D) | 35 – 45 years | B.Tech/B.E in Civil/Electrical/dual specialization. Preferred: Post-graduation in same fields | Min. 10 years (7 years in infra-related engineering, tendering, maintenance) |
| AGM (Grade C) | 28 – 40 years | B.Tech/B.E in relevant fields | Min. 7 years (4 years in infra engineering and maintenance) |
| Manager (Grade B) | 25 – 35 years | B.Tech/B.E in relevant fields | Min. 4 years (2 years in infra engineering and maintenance) |
IDBI SO Security Eligibility
The Security post at Manager grade is reserved for experienced commissioned officers from Armed Forces or equivalent paramilitary/police forces with operational exposure.
| Criteria | Details |
|---|
| Post | Manager (Grade B) |
| Age Limit | 25 – 35 years |
| Educational Qualification | Graduate in any discipline |
| Experience | 4 years of Commissioned Service (Captain or equivalent); at least 2 years in relevant area. Preference for BFSI experience. |
IDBI SO Corporate Credit / Retail Banking Eligibility
This role involves working in Corporate Finance, Corporate Credit, or Retail Credit in Scheduled Commercial Banks, focusing on credit sourcing, appraisal, and recovery of large ticket loans.
| Criteria | Details |
|---|
| Post | Assistant General Manager (Grade C) |
| Age Limit | 28 – 40 years |
| Educational Qualification | Postgraduate degree from a recognized university.
Preferred: JAIIB / CAIIB / MBA |
| Experience | Minimum 7 years as Officer in Scheduled Commercial Banks in Corporate Finance / Retail Credit functions.
Out of which, 4 years must be in credit sourcing, appraisal, documentation, administration, recovery, etc. |
IDBI SO Corporate Credit / Retail Banking Eligibility
This position is suitable for banking professionals experienced in credit functions at Scheduled Commercial Banks, especially those involved in large ticket loans and retail financing.
| Criteria | Details |
|---|
| Post | Manager (Grade B) |
| Age Limit | 25 – 35 years |
| Educational Qualification | Graduate from a recognized university.
Preferred: JAIIB / CAIIB / MBA |
| Experience | Minimum 4 years as Officer in Scheduled Commercial Banks in Corporate Credit.
At least 2 years must be in credit sourcing, appraisal, documentation, credit risk, recovery, etc. |
IDBI SO Mobile Application Eligibility
This post is for senior professionals with extensive experience in mobile app development within BFSI, FinTech, or large IT service organizations.
| Criteria | Details |
|---|
| Post | Deputy General Manager (Grade D) |
| Age Limit | 35 – 45 years |
| Educational Qualification | Graduate in CS / IT / E&C / E&T / MCA
Preferred: PG in same field with min 60% marks (55% for SC/ST/PWD) |
| Experience | Minimum 10 years at middle management in BFSI / FinTech / IT services.
Out of which, 7 years in Android / iOS App development. |
IDBI SO Vendor Management IT Procurement Eligibility
This role requires deep domain knowledge in IT procurement, vendor management, and IT systems within banking or fintech ecosystems.
| Criteria | Details |
|---|
| Post | Assistant General Manager (Grade C) |
| Age Limit | 28 – 40 years |
| Educational Qualification | Graduate in CS / IT / E&C / E&T / MCA
Preferred: PG in same field with min 60% marks (55% for SC/ST/PWD)
Desirable: Certifications like OCP, SAS, Python, CCNP/CCNA, AI/ML |
| Experience | Minimum 7 years in BFSI / FinTech / IT Services.
Out of which, 4 years in vendor management or relevant IT procurement. |
IDBI SO IT Solutions Multiple Domains Eligibility
This post includes various IT solution-based roles such as Financial Inclusion, Digital Lending, AI & ML, and Data Governance. Candidates must have sound experience in specific IT domains and BFSI/FinTech exposure.
| Criteria | Details |
|---|
| Post | Assistant General Manager (Grade C) |
| Age Limit | 28 – 40 years |
| Educational Qualification | Graduate in CS / IT / E&C / E&T / MCA
Preferred: PG in same field with min 60% marks (55% for SC/ST/PWD)
Desirable: Certifications in OCP, Python, Data Science, CCNP/CCNA, AI/ML |
| Experience | Minimum 7 years in BFSI / FinTech / IT Services.
Out of which, 4 years in functional area such as Financial Inclusion, Digital Lending, Workflow, Data Lake, etc. |
IDBI SO Finacle Core Banking & Other IT Roles Eligibility
This covers multiple Manager-grade posts in Finacle Core Banking, Digital Application, AI & ML, Data Science, Full Stack Development, Cloud, and more, requiring expertise in IT systems and digital technologies.
| Criteria | Details |
|---|
| Post | Manager (Grade B) |
| Age Limit | 25 – 35 years |
| Educational Qualification | Graduate in CS / IT / E&C / E&T / MCA
Preferred: PG in same field with min 60% marks (55% for SC/ST/PWD)
Desirable: OCP, Python, Project Management, AI/ML certifications |
| Experience | Minimum 4 years in BFSI / FinTech / IT Services.
Out of which, 2 years in specific functional area (Finacle, AI/ML, Data Science, Cloud, Network, etc.) |
IDBI SO Eligibility Criteria 2025 PDF
Download the IDBI SO Eligibility Criteria 2025 PDF to get complete details on post-wise educational qualifications, age limits, and experience requirements as per the official notification (Advt. No. 01/2025-26). This PDF serves as a quick reference for aspirants to verify their eligibility before applying for the Specialist Officer posts.
Download IDBI SO Eligibility PDF 2025
