The Indian Institute of Banking & Finance (IIBF) conducts the JAIIB exam twice a year, typically in May and November. For 2025, the May cycle has already been conducted, and the JAIIB November 2025 exam is scheduled to begin on 2nd November, with subsequent papers on 8th, 9th, and 16th November 2025. The registration process for the November cycle has started, and the last date to apply is 21st August 2025.
In this blog, we have provided complete details about the JAIIB 2025 November exam, including official exam dates, the registration schedule, and other important updates for aspiring candidates.
When is the JAIIB 2025 Nov Cycle Exam Scheduled to be Held?
The JAIIB exam dates for the November 2025 cycle have already been released. Paper 1 of the JAIIB November exam, Indian Economy & Indian Financial System (IE & IFS), will be conducted on 2nd November 2025, followed by PPB on 8th November, AFM on 9th November, and RBWM on 16th November 2025.
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What are the Paper-wise IIBF JAIIB Exam Date 2025?
The paper-wise exam dates have also been released by IIBF. As per the schedule, the JAIIB Paper 1 exam (IE & IFS) will be held on 2nd November, followed by PPB on 8th November, AFM on 9th November, and RBWM on 16th November 2025.
| Exam Date | Papers |
|---|
| 2nd November 2025 | Indian Economy & Indian Financial System |
| 8th November 2025 | Principles & Practices of Banking |
| 9th November 2025 | Accounting & Financial Management for Bankers |
| 16th November 2025 | Retail Banking & Wealth Management |
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JAIIB Exam Dates Overview
Candidates can attempt the exam up to five times or within three years of their registration, whichever is early. Check out the complete overview of JAIIB Exam Date in the table below:
| Particulars | Information |
|---|
| Institution | Indian Institute of Banking & Finance (IIBF) |
| Exam Name | JAIIB 2025 (Junior Associate of Indian Institute of Bankers) |
| Exam Frequency | Twice a year (May and November Cycles) |
| Eligibility | IIBF Members Only |
| JAIIB 2025 Exam Dates | Released |
| Number of Papers | 4 |
| Exam Duration | 2 hours per paper |
| Official Website | IIBF |
Download JAIIB Exam Dates 2025 PDF
The exam conducting authority does not release the PDF for the exam dates. All the exam dates are directly released on the official website. You can check out the official information from the website, the direct link of which is given below.
Direct Link to Check Official JAIIB Exam Dates 2025
IIBF JAIIB Exam Dates Important Points
- Registration Timeline: Candidates should ensure they complete their registration within this period to avoid any last minute hassles.
- Examination Window: The JAIIB exam will take place in May 2025 and November 2025. Candidates should make sure they are well prepared for all the subjects by this time.
- Result Declaration: After the completion of exams, the results are generally announced within a month.
JAIIB Exam Pattern 2025
The JAIIB Exam is conducted by the Indian Institute of Banking and Finance (IIBF). The JAIIB Exam Pattern consists of 4 subjects with 100 questions for 100 marks for each paper. There will be no negative marking in the exam.
| Papers | Subject | Duration |
| Paper I | Indian Economy & Indian Financial System | 2 hours |
| Paper II | Accounting & Financial Management for Bankers | 2 hours |
| Paper III | Principles & Practices of Banking | 2 hours |
| Paper IV | Retail Banking & Wealth Management | 2 hours |
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What is JAIIB 2025 Passing Criteria?
To pass the JAIIB 2025 exam, candidates must meet the minimum marks set by the Indian Institute of Banking & Finance (IIBF). A candidate needs at least 50 out of 100 in each paper to clear it. However, those who score at least 45 marks in each paper and maintain an overall average of 50% across all papers will also be considered as having passed. The JAIIB passing criteria are explained in detail below:
- Minimum Passing Marks: A candidate must score at least 50 out of 100 in each paper.
- Alternative Pass Criteria: If a candidate secures at least 45 marks in each paper and achieves an aggregate of 50% across all papers in a single attempt, they will also be considered as passed.
What is the Class of Pass Criteria for JAIIB 2025?
The IIBF awards different classes of pass based on a candidate's first physical attempt at the JAIIB exam, such as Pass Class, First Class, and First Class with Distinction. Candidates who re-attempt the exam or re-enroll after exhausting the permissible number of attempts are not eligible for class awards.
| Class of Pass | Eligibility Criteria |
|---|
| First Class | Score 60% or more in aggregate, and pass all papers in the first physical attempt. |
| First Class with Distinction | Score 70% or more in aggregate and 60+ marks in each subject, all in the first attempt. |
| Pass Class | All other candidates who meet the passing marks but do not qualify for the above classes. |
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