LIC AAO Eligibility Criteria: Candidates need to fulfill certain eligibility criteria before they submit their application for LIC AAO 2025. The eligibility criteria are generally outlined by the recruiting bodies to filter eligible candidates for the role they are recruiting. There are also specific dates until which candidates need to fulfill the eligibility for LIC AAO. These dates are for educational qualification and age limit specifically. Meeting the eligibility standards is the first step toward a stable and prestigious career with LIC. Candidates are advised to double-check all requirements before submitting their application.
LIC AAO Eligibility Criteria 2025
The details of the LIC AAO Eligibility Criteria will be mentioned in the LIC AAO Notification 2025. Candidates must make sure that they fulfill all the eligibility criteria as mentioned in the notification PDF. The eligibility is based on the candidate's nationality, educational qualification, age limit, and number of times the candidate appears for the exam. Candidates also need to produce certain documents to prove their eligibility, such as Aadhar cards, 10th, 12th, and graduation/professional knowledge certificates, domicile certificates, and other such important documents, as mentioned in the notification PDF. Check the detailed LIC AAO Eligibility Criteria in the article below.
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LIC AAO Nationality
To apply for the LIC AAO 2025 exam, a candidate must be an Indian citizen. However, certain other categories of applicants are also eligible under specific conditions:
- A citizen of India, or
- A subject of Nepal or Bhutan, or
- A Tibetan refugee who came to India before 1st January 1962 with the intention of permanently settling in India, or
- A person of Indian origin (PIO) who has migrated from Pakistan, Burma, Sri Lanka, East African countries (Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia), or Vietnam with the intention of permanently settling in India.
Note: Candidates under these categories (except Indian citizens) must produce a certificate of eligibility issued by the Government of India during the document verification process.
LIC AAO Age Limit
To apply for the LIC AAO 2025 exam, candidates must meet the specified age criteria. The minimum and maximum age limits are as follows:
- Minimum Age Limit: 21 years
- Maximum Age Limit: 30 years
LIC AAO Age Relaxation
Candidates from reserved categories are eligible for age relaxation as per LIC guidelines. This relaxation varies by category and provides extended age eligibility to help more candidates apply.
| Category | Age Relaxation |
|---|
| SC/ST | 5 years |
| OBC | 3 years |
| PwBD (General) | 10 years |
| PwBD (SC/ST) | 15 years |
| PwBD (OBC) | 13 years |
| ECO/SSCO (General) | 5 years |
| ECO/SSCO (SC/ST) | 10 years |
| ECO/SSCO (OBC) | 8 years |
| Confirmed LIC Employees | Additional 5 years |
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LIC AAO Educational Qualification
To be eligible for the post of Assistant Administrative Officer (AAO) at LIC, candidates must meet specific educational qualifications based on their chosen discipline. Each specialization—generalist, IT, chartered accountant, actuarial, and Rajbhasha—requires a distinct academic background and/or professional credentials from recognized Indian or international institutions.
| Post | Educational Qualification |
|---|
| Generalist | Bachelor's Degree in any discipline from a recognized Indian university/institution. |
| AE (Civil) | B.Tech/B.E. (Civil) from an AICTE-recognized Indian University/Institution with minimum 3 years post-qualification experience in planning & execution of multi-storied building projects. |
| AE (Electrical) | B.Tech/B.E. (Electrical) from an AICTE-recognized Indian University/Institution with minimum 3 years post-qualification experience in planning & execution of multi-storied building projects. |
| AAO (Chartered Accountant) | Bachelor's Degree + Passed Final Exam of ICAI and completion of Articles. Must be an Associate Member of ICAI with valid membership number. |
| AAO (Company Secretary) | Bachelor's Degree + Qualified Member of the Institute of Company Secretaries of India (ICSI). |
| AAO (Actuarial) | Bachelor's Degree in any discipline + Passed at least 6 papers of the exam conducted by the Institute of Actuaries of India / Institute & Faculty of Actuaries, UK with valid membership number. |
| AAO (Insurance Specialist) | Bachelor's Degree in any discipline + Professional qualification in Life Insurance (Fellowship of Insurance Institute of India – Life) + Minimum 5 years' experience in Life Insurance Companies (regulated by IRDAI). |
| AAO (Legal) | Bachelor's Degree in Law (LLB) with minimum 50% marks (45% for SC/ST/PwBD) + Enrolled with Bar Council as Advocate + Minimum 2 years' post-enrolment experience as Advocate or Law Officer in bank/financial institution/statutory body/company/Government. |
LIC AAO Attempts
The LIC AAO Notification has no mention of the number of attempts for candidates. It means there is no fixed limit on how many times you can appear for the LIC AAO exam. As long as you meet all the eligibility criteria, especially the age limit for your category, you can apply. For example, general category candidates can apply up to 30 years of age, while those from reserved categories get some relaxation in age. So, you can keep trying for the exam as long as you're within the allowed age range.
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Key Takeaways for LIC AAO Eligibility Criteria 2025
Candidates must fulfill eligibility conditions related to nationality, age, education, and attempts.
Proof of eligibility through documents like Aadhaar, graduation certificates, and domicile is mandatory.
- Eligible candidates include Indian citizens, subjects of Nepal or Bhutan, Tibetan refugees (before 1 Jan 1962), and Persons of Indian Origin from specified countries, with a Government of India eligibility certificate if required.
- Minimum age to apply is 21 years and maximum is 30 years.
- Age relaxation applies: SC/ST (5 years), OBC (3 years), PwBD (10–15 years depending on category), ECO/SSCO (5–10 years), and confirmed LIC employees (5 years).
- Educational qualification varies by post: Generalist requires graduation; AE Civil/Electrical requires B.Tech/B.E. with 3 years' experience; AAO (CA) requires ICAI membership; AAO (Company Secretary) requires ICSI membership; AAO (Actuarial) requires 6 cleared Actuarial papers; AAO (Insurance Specialist) requires Life Insurance fellowship and 5 years' experience; AAO (Legal) requires LLB with minimum marks and 2 years' practice/experience.
- There is no restriction on the number of attempts; candidates can apply as long as they fall within the prescribed age limit.
