SBI Clerk Salary 2025
The salary structure for the SBI Clerk position has been revised with the release of the SBI Clerk Notification 2025. This update brings a competitive pay scale, making the role even more attractive for banking aspirants. Below, we provide a comprehensive breakdown of the SBI Clerk Salary, including allowances, in-hand salary, and career growth opportunities.
SBI Clerk Salary Structure 2025
The starting basic pay for an SBI Clerk is Rs. 26,730/- (including two advance increments for graduates). The pay scale follows this structure:
Pay Scale: Rs. 24,050-1340/3-28,070-1650/3-33,020-2000/4-41,020-2340/7-57,400-4400/1-61,800-2680/1-64,480.
The total starting emoluments, including Dearness Allowance (DA) and other benefits, amount to approximately Rs. 41,000/- per month.
SBI Clerk In-Hand Salary 2025
After deductions, the net in-hand salary for an SBI Clerk is around Rs. 41,221.79/- per month. The salary structure ensures periodic increments, with the maximum basic salary reaching up to Rs. 64,480/-.
| Component | Amount (in Rs.) |
|---|
| Basic Pay | 26,730/- |
| Dearness Allowance (DA) | 6,168.51/- |
| House Rent Allowance (HRA) | 2,862.83/- |
| Transport Allowance (TA) | 850/- |
| Special Allowance | 7,083/- |
| Special Pay | 1,200/- |
| Gross Pay | 44,894.79/- |
| Deductions | 3,673/- |
| Net Pay | 41,221.79/- |
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SBI Clerk Salary Progression Over Time
The salary of an SBI Clerk increases over time with annual increments:
- After 1st Increment: Rs. 28,070/-
- After 2nd Increment: Rs. 33,020/-
- After 3rd Increment: Rs. 41,020/-
- After 4th Increment: Rs. 57,400/-
- After 5th Increment: Rs. 61,800/-
- After 6th Increment: Rs. 64,480/-
SBI Clerk Salary After 5 and 10 Years
Check the expected SBI Clerk Salary after 5 and 10 years of service.
| Years of Service | Expected Basic Pay (Rs.) | Estimated In-Hand Salary (Rs.) |
|---|
| After 5 Years | ~32,710/- | 48,000 - 50,000/- |
| After 10 Years | ~41,660/- | 55,000 - 58,000/- |
SBI Clerk Allowances & Perks
SBI Clerks receive various allowances, making the role financially rewarding:
- Dearness Allowance (DA): Adjusted based on the Consumer Price Index.
- House Rent Allowance (HRA): Depends on the place of posting.
- Transport Allowance (TA): Monthly allowance for conveyance.
- Medical Benefits: Full medical coverage for employees and family.
- Newspaper Allowance: Monthly provision for newspaper expenses.
- Maternity & Child Education Leave: Up to 2 years for female employees.
SBI Clerk Promotion Opportunities
SBI Clerks have ample opportunities for career growth through two promotion channels:
1. Promotion Within Cadre:
- After 10 years: Senior Assistant
- After 20 years: Special Assistant
- After 30 years: Senior Special Assistant
2. Promotion to Officer Cadre:
- Fast Track Promotion: Eligible after 3 years (with JAIIB & CAIIB qualifications).
- Normal Promotion: Eligible after 6 years through an internal exam.
SBI Clerk Job Posting & Transfer Policy
The SBI Clerk transfer policy is as follow:
- SBI Clerks cannot be transferred outside their state for the first 5 years.
- Special recruitment drives for certain regions require 8 years of service before transfer eligibility.
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