Indian Overseas Bank LBO Eligibility Criteria 2025: Indian Overseas Bank (IOB) is conducting a recruitment process for the position of Local Bank Officer (LBO) in the JMGS I cadre for the year 2025. Before applying, candidates must ensure they meet the eligibility criteria specified by the bank. This article provides a detailed overview of the Indian Overseas Bank LBO Eligibility Criteria 2025.
Indian Overseas Bank LBO Eligibility Criteria 2025
Indian Overseas Bank (IOB) has set certain criteria for the selection of candidates for the Local Bank Officer (LBO) position in 2025. These criteria cover aspects such as age, educational qualification, nationality, and category-specific relaxations. Candidates must review these guidelines before applying to ensure they meet all requirements as mentioned in the Indian Overseas Bank LBO Notification 2025.
Indian Overseas Bank LBO Eligibility Criteria for Age
The age eligibility for applying for the IOB LBO 2025 post is as follows:
- Minimum Age: 20 years
- Maximum Age: 30 years
Age Calculation Date:
The cut-off date for age calculation is 1st May 2025. Candidates must have been born between 02 May 1995 and 01 May 2005 (both dates inclusive).
Age Relaxation:
- SC/ST Candidates: 5 years relaxation
- OBC (Non-Creamy Layer) Candidates: 3 years relaxation
- Persons with Benchmark Disabilities (PwBD): 10 years relaxation
- Persons affected by the 1984 riots: 5 years relaxation
- Ex-servicemen (with at least 5 years of service): 5 years relaxation
- Cumulative age relaxation applies to SC/ST/OBC candidates, with a maximum upper age limit of 50 years.
Indian Overseas Bank LBO Eligibility Criteria for Educational Qualification
The educational qualification required to apply for the IOB LBO 2025 post is as follows:
- Minimum Educational Qualification: A degree (graduation) in any discipline from a university recognized by the Government of India or any equivalent qualification recognized by the Central Government.
- Candidates must have completed their graduation by 01 May 2025 and must possess the mark sheet/degree certificate to validate their educational qualifications at the time of application. The candidate must also indicate their percentage of marks obtained in graduation during the registration process.
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Indian Overseas Bank LBO Eligibility Criteria for Nationality
Candidates must fulfill one of the following nationality requirements:
- Citizen of India
- Subject of Nepal or Bhutan
- Tibetan refugee who came to India before 1st January 1962 with the intention to permanently settle in India.
- Person of Indian Origin (PIO) who migrated from Pakistan, Burma, Sri Lanka, or East African countries (such as Kenya, Uganda, Tanzania, etc.) with the intention to settle permanently in India.
- Candidates from categories (ii), (iii), and (iv) must possess a Certificate of Eligibility issued by the Government of India.
Indian Overseas Bank LBO Eligibility Criteria for Reserved Categories
IOB provides reservations for candidates belonging to specific categories. The reservation details are outlined below:
1. Scheduled Castes (SC) / Scheduled Tribes (ST): 5 years age relaxation
2. Other Backward Classes (OBC): 3 years age relaxation for Non-Creamy Layer candidates
3. Persons with Benchmark Disabilities (PwBD): 10 years age relaxation
4. Ex-servicemen, Commissioned Officers, ECOs/SSCOs: 5 years of age relaxation for candidates who have served at least 5 years in the military.
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Indian Overseas Bank LBO Eligibility Criteria for Persons with Benchmark Disabilities (PwBD)
Persons with benchmark disabilities are eligible for reservation as per the Rights of Persons with Disabilities Act, 2016. The disabilities covered under the Act include:
- Orthopedically Challenged (OC), including - One arm affected (OA), One leg affected (OL), One arm and leg affected (OAL), Both legs affected (BL); Conditions like Cerebral Palsy, Muscular Dystrophy, and Leprosy Cured
- Visual Impairment (VI): Blindness and Low Vision
- Hearing Impairment (HI): Deaf and Hard of Hearing
- Intellectual Disability (ID): Autism Spectrum Disorder, Specific Learning Disabilities, and Mental Illness
- The PwBD candidates must provide a valid disability certificate from a designated authority. Only candidates with benchmark disabilities (i.e., disabilities greater than 40%) are eligible for this category.
Indian Overseas Bank LBO Eligibility Criteria for Economically Weaker Section (EWS)
Candidates claiming EWS status must fulfill the following criteria:
- The family's gross annual income must be below ₹8.00 lakh.
- Income includes salary, business, agriculture, etc. If the family owns assets like agricultural land above 5 acres or residential properties exceeding specified areas, the candidate is not eligible for EWS status.
- Candidates must submit an Income and Asset Certificate issued by a competent authority as proof of their EWS status.
- Note: EWS reservations are subject to change based on government directives or any pending litigations.
Indian Overseas Bank LBO Eligibility Criteria for Ex-Servicemen
- Ex-servicemen, including those with Emergency Commissioned Officers (ECOs) or Short Service Commissioned Officers (SSCOs) status, are eligible for age relaxation if they have rendered at least 5 years of military service.
- Candidates who have been discharged from the military due to misconduct or inefficiency are not eligible for age relaxation or the ex-servicemen status for this recruitment.
Important Documents for Verification
At various stages of the recruitment process, candidates must submit the following documents for verification:
- Age Proof (Birth Certificate, School Leaving Certificate, etc.)
- Educational Qualification (Mark Sheets, Degree Certificate)
- Caste Certificate (for SC/ST/OBC candidates)
- Income Certificate (for EWS candidates)
- Disability Certificate (for PwBD candidates)
- Ex-Servicemen Certificate (for ex-servicemen candidates)
- Candidates must provide original documents and photocopies as per the requirement during the personal interview.
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