CAIIB Cut Off 2025: As per the official notification released by the IIBF for the CAIIB 2025 examination, there is no official cutoff released for the exam. Professionals appearing for the CAIIB exam will be declared pass based on the criteria set by the IIBF. In this blog, we have provided all the details related to the CAIIB pass criteria, classes of pass, and more.
What is the CAIIB Passing Criteria?
To successfully clear the CAIIB exam, candidates must meet the minimum marks requirement set by the Indian Institute of Banking & Finance (IIBF). The criteria ensure that candidates have a fair balance of subject-wise knowledge as well as overall performance.
- Minimum Marks per Subject: Candidates must score at least 50 out of 100 in each subject to pass.
- Aggregate Passing Rule: If a candidate scores at least 45 marks in each subject and secures 50% aggregate marks across all subjects in a single attempt, they will also be declared as passed.
- Credit Retention: Marks secured in subjects that are cleared will be retained until the time limit for passing the exam expires.
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CAIIB Cut Off 2025 Minimum Marks Requirement
The CAIIB Cut Off 2025 defines the minimum marks candidates must secure to qualify for the Certified Associate of the Indian Institute of Bankers (CAIIB) exam conducted by IIBF. Understanding the CAIIB minimum marks requirement is crucial for banking professionals aiming to clear the exam in one attempt.
| Criteria | Minimum Marks Required |
|---|
| Passing Marks (Each Paper) | 50 out of 100 |
| Aggregate Marks (if failing in one subject) | 45% overall |
| Total Papers | 3 Compulsory + 1 Elective |
What do you Mean by Credit Retention?
Credit Retention in CAIIB means that if a candidate passes one or more subjects in an attempt, the marks of those passed subjects will be carried forward (retained) for future attempts until the overall time limit for passing the exam is over.
- The time limit is 5 attempts or 3 years, whichever comes first, starting from the date of registration.
- If a candidate does not clear all subjects within this time limit, the retained credits will no longer be valid.
- In such cases, the candidate must re-enrol afresh, and previously passed subjects will not be counted.
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What is the CAIIB "Class of Pass" Criteria?
The Indian Institute of Banking & Finance (IIBF) awards a class of pass to candidates based on their performance in the CAIIB exam. The class is decided in the first physical attempt of the candidate, meaning the very first time they actually appear for the exam. To be considered for a class, candidates must pass all subjects in the first attempt and secure the required marks.
- First Class: Awarded to candidates who score 60% or more marks in aggregate and pass all subjects in their first physical attempt.
- First Class with Distinction: Awarded to candidates who score 70% or more marks in aggregate and also secure 60 or more marks in each subject in their first physical attempt.
- Pass Class: Awarded to candidates who do not meet the above criteria, or those who re-enrol after exhausting all permissible attempts.
CAIIB Cut Off 2025 First Class Pass Criteria
Securing a First Class Pass in the CAIIB Exam 2025 is a prestigious achievement for banking professionals. The Indian Institute of Banking & Finance (IIBF) awards this distinction to candidates who meet specific scoring criteria beyond the minimum passing marks.
First Class Pass Criteria for CAIIB 2025
​To achieve a First Class distinction in the Certified Associate of the Indian Institute of Bankers (CAIIB) 2025 examination, candidates must meet the following criteria:
| Category | Minimum Marks Required |
|---|
| Passing Marks (Each Paper) | 50 out of 100 |
| First Class Pass (Aggregate) | 60% or above in all papers |
How to Achieve First Class in CAIIB?
To secure First Class or First Class with Distinction in the CAIIB 2025 Exam, follow these strategic steps:
- Focus on conceptual clarity and time management.
- Attempt mock tests and analyze previous years' cut-off trends.
- Strengthen weaker subjects to ensure high aggregate scores.
Strategy to Clear CAIIB Cut Off in Your First Attempt
Cracking the CAIIB exam on the first attempt requires a strategic approach, time management, and in-depth preparation. Meeting the CAIIB cutoff is achievable if you follow these expert-backed methods.
- Know the CAIIB Syllabus & Exam Pattern: Focus on high-scoring topics like Risk Management & Advanced Bank Management.
- Plan a Study Schedule: Divide topics, revise regularly & allocate daily study hours.
- Practice Mock Tests & PYQs: Analyze weak areas & improve speed.
- Master Case Studies: Understand practical banking applications.
- Manage Time Wisely: Attempt easy questions first, avoid wasting time.
- Stay Updated: Follow RBI updates & financial news.
- Stay Consistent & Confident: Revise well, stay motivated & ace the exam.
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