The Indian Institute of Banking and Finance (IIBF) is expected to release the CAIIB exam dates soon along with details of the CAIIB registration process. The CAIIB exam is conducted twice a year once in the May-June cycle and once in the November-December cycle.
The CAIIB exam dates are released paper-wise for the four compulsory papers: Advanced Bank Management (ABM), Bank Financial Management (BFM), Advanced Business and Financial Management (ABFM), and Banking Regulations and Business Laws (BRBL), along with one elective paper chosen from subjects such as Rural Banking, Human Resource Management, Information Technology and Digital Banking, Risk Management, or Central Banking.
In this blog, we have provided complete details about the CAIIB exam dates, exam schedule, paper-wise exam timetable, and other important updates.
When is the CAIIB 2026 exam expected to be held?
Based on the exam schedule of the last CAIIB cycle, the CAIIB 2026 exam is expected to be conducted in two cycles, following the same pattern as previous years. The first cycle is likely to be held during the May-June period, while the second cycle is expected in the November-December period. The exams are conducted in online mode and are usually scheduled paper-wise, starting with compulsory subjects and ending with the elective paper on the final exam date. The exact dates will be confirmed once the official IIBF notification is released, but candidates can plan their preparation according to this expected timeline.
| Exam Cycle | Exam Dates & Subjects |
|---|
| May-June cycle | • 01 June: Advanced Bank Management (ABM) • 14 June: Bank Financial Management (BFM) • 22 June: Advanced Business & Financial Management (ABFM) • 28 June: Banking Regulations and Business Laws (BRBL) • 29 June: Elective Paper (Rural Banking / HRM / IT & Digital Banking / Risk Management / Central Banking) |
| November-December cycle | • 30 November: Advanced Bank Management (ABM) • 07 December: Bank Financial Management (BFM) • 13 December: Advanced Business & Financial Management (ABFM) • 14 December: Banking Regulations and Business Laws (BRBL) • 21 December: Elective Paper (Rural Banking / HRM / IT & Digital Banking / Risk Management / Central Banking) |
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What is paper-wise exam date for CAIIB 2026 exam?
The paper-wise exam dates for CAIIB 2026 are expected to follow the same pattern as the last exam schedule, as released by the Indian Institute of Banking and Finance (IIBF). Based on the previous cycle, the CAIIB exam is likely to be conducted in two phases May-June and November-December, with each paper held on a separate date. The four compulsory papers are usually scheduled first, followed by the elective paper on the final exam date of the cycle.
- Advanced Bank Management (ABM): Early June (May–June cycle) / Late November (November–December cycle)
- Bank Financial Management (BFM): Mid-June / Early December
- Advanced Business & Financial Management (ABFM): Late June / Mid-December
- Banking Regulations and Business Laws (BRBL): End of June / Mid-December
- Elective Paper (Rural Banking / Human Resource Management / IT & Digital Banking / Risk Management / Central Banking): Last exam date of the cycle
When is the CAIIB 2026 admit card expected to be released?
As per the dates shared in the last exam cycle notification, the CAIIB 2026 admit card is expected to be released 10 to 15 days before the start of the exam. Candidates will be able to download their admit cards online from the official IIBF website once the link is activated. It is important to check all the details on the admit card, including the exam date, time, venue, and subject-wise schedule, and report any discrepancies to the IIBF immediately.
What are the eligibility criteria to appear for CAIIB exam?
The Certified Associate of Indian Institute of Bankers (CAIIB) Exam 2026 is conducted by the Indian Institute of Banking and Finance (IIBF) to enhance the professional knowledge of banking employees. As per the notification released by IIBF, to appear for the CAIIB 2026 exam, aspirants must be members of IIBF who have completed JAIIB or Part I of the Associate Examination, and their membership subscription must be up to date. Before applying, candidates must check the CAIIB Eligibility Criteria 2025, including qualification, membership requirements, and attempt limits.
1. CAIIB Educational Qualification
To be eligible for the CAIIB exam, a candidate must:
| Criteria | Details |
|---|
| Minimum Qualification | Must have passed JAIIB (Junior Associate of the Indian Institute of Bankers) |
| Educational Requirement | No specific degree required, but candidates should be employees of a banking or financial institution |
| Membership Requirement | Must be a member of IIBF (Indian Institute of Banking & Finance) |
| Employer Eligibility | Should be working in a bank or financial institution recognized by IIBF |
2. Age Limit for CAIIB Exam 2026
Unlike competitive exams, the CAIIB Exam does not have any age limit for candidates.
- There is no age limit for appearing in the CAIIB exam.
- Candidates can attempt it at any age as long as they fulfill the membership and qualification criteria.
3. CAIIB Number of Attempts & Validity
Aspirants must be aware of the CAIIB exam attempt limit and validity period to ensure they clear the exam within the permitted timeframe. Below is a detailed breakdown of the number of attempts, validity, and other key rules.
| Criteria | Details |
|---|
| Maximum Attempts | 5 attempts |
| Time Validity | 3 years from registration |
| Re-Registration | Yes, a candidate will be disqualified after 5 unsuccessful attempts or 3 years from the date of registration, whichever comes earlier. |
If a candidate fails to clear CAIIB within 5 attempts (3 years), they must re-register, and previous credits will be forfeited.
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What is the CAIIB exam pattern 2026?
The CAIIB Exam Pattern is designed to assess bankers' advanced knowledge and skills required in the banking sector. The exam is conducted online and consists of five papers, four compulsory and one elective. Each paper contains 100 multiple-choice questions, carries 100 marks, and has a duration of 2 hours. There is no negative marking for incorrect answers.
| Paper | Type | Questions/Marks |
|---|
| Advanced Bank Management | Compulsory | 100/100 |
| Bank Financial Management | Compulsory | 100/100 |
| Advanced Business and Financial Management | Compulsory | 100/100 |
| Banking Regulations and Business Laws | Compulsory | 100/100 |
| Elective Paper | To Be Chosen From 5 Optional Subjects | 100/100 |
To pass, candidates must score at least 50 marks in each paper, or a minimum of 45 marks per paper with an overall aggregate of 50%.
What is the CAIIB exam syllabus?
The CAIIB Syllabus includes four compulsory papers ABM, BFM, ABFM, and BRBL along with one elective paper based on the candidate's chosen specialization. The detailed syllabus is as follows:
| Paper Name | Module Name |
|---|
| 1. Advanced Bank Management (ABM) | Module A: Statistics Module B: Human Resource Management Module C: Credit Management Module D: Compliance in Banks and Corporate Governance |
| 2. Bank Financial Management (BFM) | Module A: International Banking Module B: Risk Management Module C: Treasury Management Module D: Balance Sheet Management |
| 3. Advanced Business & Financial Management (ABFM) | Module A: Understanding Business Environment Module B: Business Strategy Module C: Financial Management Module D: Emerging Business Solutions |
| 4. Banking Regulations & Business Laws (BRBL) | Module A: Regulations and Compliance Module B: Important Acts/Laws Related to Banking Module C: Legal Aspects of Banking Operations Module D: Consumer Protection and Banking Ombudsman |
What is the CAIIB passing criteria?
To successfully clear the CAIIB exam, candidates must meet the minimum marks requirement set by the Indian Institute of Banking & Finance (IIBF). They need to score at least 50 marks out of 100 in each subject to pass. Alternatively, under the aggregate passing rule, a candidate can be declared passed if they score at least 45 marks in each subject and achieve 50% or more overall across all subjects in a single attempt. Marks obtained in subjects that have already been cleared are retained, allowing candidates to focus on the remaining subjects until the time limit for passing the exam expires. These criteria ensure a fair balance between subject-wise knowledge and overall performance.
- Minimum Marks per Subject: Candidates must score at least 50 out of 100 in each subject to pass.
- Aggregate Passing Rule: If a candidate scores at least 45 marks in each subject and secures 50% aggregate marks across all subjects in a single attempt, they will also be declared as passed.
- Credit Retention: Marks secured in subjects that are cleared will be retained until the time limit for passing the exam expires.
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Key Takeaways
| Aspect | Key Takeaways |
|---|
| Exam Conducting Body | Indian Institute of Banking & Finance (IIBF) |
| Exam Frequency | Twice a year: May-June & November-December |
| Admit Card Release | 10–15 days before exam; available online on IIBF website |
| Eligibility – Membership | Must be Ordinary Member of IIBF with JAIIB/Part I completed |
| Eligibility – Education | Minimum 12th pass (10+2); clerical/supervisory staff may appear if recommended; no specific degree required |
| Eligibility – Age | No age restriction; candidates of any age can appear |
| Eligibility – Nationality & Employer | Primarily Indian citizens working in banks/financial institutions that are IIBF members |
| Eligibility – Work Experience | Must be employed in bank/financial institution; no minimum years required, but practical knowledge expected |
| Exam Pattern | 5 papers (4 compulsory + 1 elective); 100 MCQs per paper; 100 marks; 2 hours per paper; no negative marking |
| Syllabus – Elective Papers | Choose 1: Rural Banking, HRM, IT & Digital Banking, Risk Management, Central Banking |
| Passing Criteria | Minimum 50 per paper OR 45 per paper with 50% overall aggregate; marks in cleared subjects are retained |
| Exam Attempts & Validity | Maximum 5 attempts or 3 years from registration, whichever is earlier; past credits can be retained within this period; re-registration required after limit |
| Credit Retention | Passed papers remain valid only within 5 attempts/3 years; expired credits require fresh registration |
