The Indian Institute of Banking and Finance (IIBF) has released the CAIIB 2026 exam dates along with details of the registration process. The CAIIB exam is conducted twice a year once in May-June and again in November–December. The exams are conducted online, with four compulsory papers Advanced Bank Management (ABM), Bank Financial Management (BFM), Advanced Business & Financial Management (ABFM), and Banking Regulations and Business Laws (BRBL) followed by one elective paper. Candidates can choose an elective from Rural Banking, Human Resource Management, Information Technology & Digital Banking, Risk Management, or Central Banking. In this blog, we provide a complete schedule for CAIIB 2026, including paper-wise dates, exam cycles, and other important updates.
When is the CAIIB 2026 exam expected to be held?
The CAIIB 2026 exam will be conducted in two cycles. The May-June 2026 cycle exam will be held from 31st May 2026 to 21st June 2026, while the November-December 2026 cycle exam will take place from 6th December 2026 to 27th December 2026. The exams are conducted online and scheduled paper-wise, beginning with the four compulsory papers Advanced Bank Management (ABM), Bank Financial Management (BFM), Advanced Business & Financial Management (ABFM), and Banking Regulations & Business Laws (BRBL) and concluding with the elective paper.
| Paper / Subject | May-June 2026 | Nov-Dec 2026 |
|---|
| Advanced Bank Management (ABM) | 31st May 2026 | 6th December 2026 |
| Bank Financial Management (BFM) | 7th June 2026 | 12th December 2026 |
| Advanced Business & Financial Management (ABFM) | 13th June 2026 | 13th December 2026 |
| Banking Regulations & Business Laws (BRBL) | 14th June 2026 | 20th December 2026 |
Elective Paper (Rural Banking / HRM / IT & Digital Banking / Risk Management / Central Banking) | 21st June 2026 | 27th December 2026 |
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What are the paper-wise CAIIB 2026 exam dates for the May-June cycle?
The CAIIB 2026 May-June cycle will be conducted online from 31st May 2026 to 21st June 2026. The details of the paper wise exam dates are as follows:
| Paper / Subject | Exam Date |
|---|
| Advanced Bank Management (ABM) | 31st May 2026 |
| Bank Financial Management (BFM) | 7th June 2026 |
| Advanced Business & Financial Management (ABFM) | 13th June 2026 |
| Banking Regulations & Business Laws (BRBL) | 14th June 2026 |
Elective Paper (Rural Banking / HRM / IT & Digital Banking / Risk Management / Central Banking) | 21st June 2026 |
What are the paper-wise exam dates for the November-December 2026 CAIIB cycle?
The CAIIB 2026 November-December cycle will be conducted online from 6th December 2026 to 27th December 2026. The details of the paper wise exam dates are as follows:
| Paper / Subject | Exam Date |
|---|
| Advanced Bank Management (ABM) | 6th December 2026 |
| Bank Financial Management (BFM) | 12th December 2026 |
| Advanced Business & Financial Management (ABFM) | 13th December 2026 |
| Banking Regulations & Business Laws (BRBL) | 20th December 2026 |
Elective Paper (Rural Banking / HRM / IT & Digital Banking / Risk Management / Central Banking) | 27th December 2026 |
When is the CAIIB 2026 admit card expected to be released?
As per the CAIIB 2026 notification, the admit card for the May-June cycle will be released 10 to 15 days before the exam. Candidates can download their admit cards online from the official IIBF website once the link is activated. It is important to verify all details on the admit card, including the exam date, time, venue, and paper-wise schedule, and report any discrepancies to the IIBF immediately.
What are the eligibility criteria to appear for CAIIB exam?
The Certified Associate of Indian Institute of Bankers (CAIIB) Exam 2026 is conducted by the Indian Institute of Banking and Finance (IIBF) to enhance the professional knowledge of banking employees. As per the notification released by IIBF, to appear for the CAIIB 2026 exam, aspirants must be members of IIBF who have completed JAIIB or Part I of the Associate Examination, and their membership subscription must be up to date. Before applying, candidates must check the CAIIB Eligibility Criteria 2025, including qualification, membership requirements, and attempt limits.
1. CAIIB Educational Qualification
To be eligible for the CAIIB exam, a candidate must:
| Criteria | Details |
|---|
| Minimum Qualification | Must have passed JAIIB (Junior Associate of the Indian Institute of Bankers) |
| Educational Requirement | No specific degree required, but candidates should be employees of a banking or financial institution |
| Membership Requirement | Must be a member of IIBF (Indian Institute of Banking & Finance) |
| Employer Eligibility | Should be working in a bank or financial institution recognized by IIBF |
2. Age Limit for CAIIB Exam 2026
Unlike competitive exams, the CAIIB Exam does not have any age limit for candidates.
- There is no age limit for appearing in the CAIIB exam.
- Candidates can attempt it at any age as long as they fulfill the membership and qualification criteria.
3. CAIIB Number of Attempts & Validity
Aspirants must be aware of the CAIIB exam attempt limit and validity period to ensure they clear the exam within the permitted timeframe. Below is a detailed breakdown of the number of attempts, validity, and other key rules.
| Criteria | Details |
|---|
| Maximum Attempts | 5 attempts |
| Time Validity | 3 years from registration |
| Re-Registration | Yes, a candidate will be disqualified after 5 unsuccessful attempts or 3 years from the date of registration, whichever comes earlier. |
If a candidate fails to clear CAIIB within 5 attempts (3 years), they must re-register, and previous credits will be forfeited.
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What is the CAIIB exam pattern 2026?
The CAIIB Exam Pattern is designed to assess bankers' advanced knowledge and skills required in the banking sector. The exam is conducted online and consists of five papers, four compulsory and one elective. Each paper contains 100 multiple-choice questions, carries 100 marks, and has a duration of 2 hours. There is no negative marking for incorrect answers.
| Paper | Type | Questions/Marks |
|---|
| Advanced Bank Management | Compulsory | 100/100 |
| Bank Financial Management | Compulsory | 100/100 |
| Advanced Business and Financial Management | Compulsory | 100/100 |
| Banking Regulations and Business Laws | Compulsory | 100/100 |
| Elective Paper | To Be Chosen From 5 Optional Subjects | 100/100 |
To pass, candidates must score at least 50 marks in each paper, or a minimum of 45 marks per paper with an overall aggregate of 50%.
What is the CAIIB exam syllabus?
The CAIIB Syllabus includes four compulsory papers ABM, BFM, ABFM, and BRBL along with one elective paper based on the candidate's chosen specialization. The detailed syllabus is as follows:
| Paper Name | Module Name |
|---|
| 1. Advanced Bank Management (ABM) | Module A: Statistics Module B: Human Resource Management Module C: Credit Management Module D: Compliance in Banks and Corporate Governance |
| 2. Bank Financial Management (BFM) | Module A: International Banking Module B: Risk Management Module C: Treasury Management Module D: Balance Sheet Management |
| 3. Advanced Business & Financial Management (ABFM) | Module A: Understanding Business Environment Module B: Business Strategy Module C: Financial Management Module D: Emerging Business Solutions |
| 4. Banking Regulations & Business Laws (BRBL) | Module A: Regulations and Compliance Module B: Important Acts/Laws Related to Banking Module C: Legal Aspects of Banking Operations Module D: Consumer Protection and Banking Ombudsman |
What is the CAIIB passing criteria?
To successfully clear the CAIIB exam, candidates must meet the minimum marks requirement set by the Indian Institute of Banking & Finance (IIBF). They need to score at least 50 marks out of 100 in each subject to pass. Alternatively, under the aggregate passing rule, a candidate can be declared passed if they score at least 45 marks in each subject and achieve 50% or more overall across all subjects in a single attempt. Marks obtained in subjects that have already been cleared are retained, allowing candidates to focus on the remaining subjects until the time limit for passing the exam expires. These criteria ensure a fair balance between subject-wise knowledge and overall performance.
- Minimum Marks per Subject: Candidates must score at least 50 out of 100 in each subject to pass.
- Aggregate Passing Rule: If a candidate scores at least 45 marks in each subject and secures 50% aggregate marks across all subjects in a single attempt, they will also be declared as passed.
- Credit Retention: Marks secured in subjects that are cleared will be retained until the time limit for passing the exam expires.
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Key Takeaways
| Category | Details |
|---|
| Exam Cycles | May-June 2026, November-December 2026 |
| May–June 2026 Exam Dates | 31st May – 21st June 2026 |
| Nov–Dec 2026 Exam Dates | 6th December – 27th December 2026 |
| Exam Mode | Online, paper-wise |
| Compulsory Papers | Advanced Bank Management (ABM), Bank Financial Management (BFM), Advanced Business & Financial Management (ABFM), Banking Regulations & Business Laws (BRBL) |
| Elective Papers | Choose 1: Rural Banking, Human Resource Management, IT & Digital Banking, Risk Management, Central Banking |
| Registration Dates (May–June) | 4th – 24th March 2026 |
| Registration Dates (Nov–Dec) | 1st – 21st September 2026 |
| Admit Card Release | 10–15 days before the exam; available online on IIBF website |
| Eligibility | Must have passed JAIIB / Part I of Associate Exam; valid IIBF membership; employed in a recognized bank/financial institution |
| Age Limit | None |
| Attempts & Validity | Maximum 5 attempts; valid for 3 years from registration; re-registration required after 5 attempts or 3 years |
| Exam Pattern | 5 papers (4 compulsory + 1 elective), 100 questions per paper, 100 marks, 2 hours each, no negative marking |
| Passing Criteria | Minimum 50 marks per paper OR 45 marks per paper with 50% overall aggregate; credits retained for cleared papers |
| Application Fees | First attempt: ₹5,000 + GST; Subsequent attempts: ₹1,300 + GST; Late fee: ₹100 (Week 2), ₹200 (Week 3) |
| Paper-Wise Dates May–June | ABM: 31 May, BFM: 7 Jun, ABFM: 13 Jun, BRBL: 14 Jun, Elective: 21 Jun |
| Paper-Wise Dates Nov–Dec | ABM: 6 Dec, BFM: 12 Dec, ABFM: 13 Dec, BRBL: 20 Dec, Elective: 27 Dec |
