CAIIB Registration 2026: The Indian Institute of Banking and Finance (IIBF) is expected to release the CAIIB 2026 notification soon on its official website. The CAIIB exam is held twice a year, usually in June and December. The registration for CAIIB 2026 is likely to begin shortly, and the online application process generally activated for around three weeks. The entire registration and application process is conducted online. In this blog, we have provided all the details related to the process of filling out the CAIIB application form, including registration, IIBF membership, application fees, late application fees, and more.
When will the CAIIB registration 2026 start?
Based on the timeline from the last exam cycles, the CAIIB registration for 2026 is expected to start between January and February 2026, soon after the official notification is released. For the previous May-June cycle, registration typically began in early March, and for the November-December cycle, it began in early September. Therefore, candidates should check the official IIBF website regularly around January-February 2026 for the exact registration opening date once the notification is published.
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CAIIB registration 2026 direct link to apply online
The IIBF CAIIB registration process for the 2026 exam cycle is expected to start soon. The registration link is activated twice a year, once for each exam cycle. Interested candidates can fill out the application form through the direct link provided below, which will be activated as soon as the registration process begins.
Direct Link to Apply for CAIIB 2026 (Link Inactive)
CAIIB Registration Dates 2026
The CAIIB 2026 registration dates will be announced soon along with the official notification PDF by the Indian Institute of Banking & Finance (IIBF). Based on previous exam cycles, the registration for the May–June exam is likely to be open from 4th to 24th March, with the normal fee applicable from 4th to 10th March, an additional ₹100 from 11th to 17th March, and an additional ₹200 from 18th to 24th March.
For the November–December exam, registration is expected from 2nd to 22nd September, with the normal fee from 2nd to 8th September, ₹100 extra from 9th to 15th September, and ₹200 extra from 16th to 22nd September. Knowing these dates will help candidates complete their applications on time and ensure a smooth registration process.
| Examination Fee (As per last exam cycle) | May–June Exam Cycle | November–December Exam Cycle |
|---|
| Normal Fee | 4th to 10th March | 2nd to 8th September |
| Normal Fee + ₹100 | 11th to 17th March | 9th to 15th September |
| Normal Fee + ₹200 | 18th to 24th March | 16th to 22nd September |
What is IIBF membership and is it important to appear for the JAIIB and CAIIB exam?
IIBF Membership simply means officially registering yourself with the Indian Institute of Banking & Finance the body that conducts banking and finance exams like JAIIB and CAIIB. For most bankers, this involves getting an Ordinary Life Membership, which is given only to employees working in recognized banks or financial institutions that are already registered with IIBF as Institutional Members.
- Type: One-time Ordinary Life Membership for bank/financial institution employees.
- Eligibility: You must be employed in a bank or financial institution that is an Institutional Member of IIBF (e.g., RBI, SBI, nationalized/private sector banks, co-operative banks, etc.).
- Fee: ₹1,770 (₹1,500 membership fee + ₹270 GST).
- Application Process: Online via the IIBF website with scanned photo, signature, employer ID proof, Aadhaar number, contact details, and payment.
- Membership ID: After verification (up to 45 days), you receive a Membership Number and a downloadable soft ID card.
Yes, IIBF Life Membership is mandatory to appear for both the JAIIB (Junior Associate of IIBF) and CAIIB (Certified Associate of IIBF) examinations. Without a valid membership number, bankers cannot register for the JAIIB and CAIIB exams.
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How to apply for CAIIB 2026?
Only those who have passed the JAIIB exam can apply for the CAIIB examination. As these candidates are already registered with the Indian Institute of Banking & Finance (IIBF), they do not need to register again. They can directly fill out the CAIIB application form using their existing IIBF membership details. The application process includes filling out the application form with personal and educational details, followed by uploading the specified documents and paying the application fees. The step-by-step application process for CAIIB 2026 are as follows:
| Action | Details |
|---|
| Visit Official IIBF Website | Go to the official site of the Indian Institute of Banking & Finance. |
| Access CAIIB Notification & Apply Link | Navigate to ‘Examinations/Courses', then go to ‘Flagship Courses', select CAIIB, and click on ‘Apply Online'. |
| Login to IIBF Account | Use your Membership Number and Password. If you're new, register to get an IIBF Membership ID. |
| Fill Out the CAIIB Application Form | Enter personal, educational, and employment details. Select exam center, language, and elective paper. |
| Upload Required Documents (if asked) | Upload scanned copies of ID proof, qualification, or membership documents as per guidelines. |
| Make Online Fee Payment | Pay the CAIIB exam fee using Debit/Credit Card, Net Banking, UPI, or other online modes. |
| Submit & Confirm Application | After payment, submit the form. Download and save the confirmation receipt for records. |
How much is the CAIIB application fee?
The Indian Institute of Banking and Finance has set the CAIIB examination fees (as per the last cycle of the exam) based on the number of attempts. Candidates must register separately for each attempt. If candidates submit the application form by Week 1, they will not have to pay any late fee, whereas those submitting the application after Week 1 will have to pay a late fee. For the first attempt, the exam fee is Rs. 5,000, whereas for subsequent attempts, the charges are Rs. 1,300. The details of the application fees and the corresponding attempt-wise fee details are provided in the table below:
| Registration Dates | Fees Payable |
|---|
| Week 1 | Normal examination fees |
| Week 2 | Normal examination fees + ₹100 late fee |
| Week 3 | Normal examination fees + ₹200 late fee |
The CAIIB exam fees based on the number of attempts are structured as follows:
| Attempt | Fee (₹) | GST Applicable |
|---|
| First Attempt | ₹5,000 | Yes |
| Second Attempt | ₹1,300 | Yes |
| Third Attempt | ₹1,300 | Yes |
| Fourth Attempt | ₹1,300 | Yes |
| Fifth Attempt | ₹1,300 | Yes |
What are the subjects required to appear for the CAIIB exam?
The CAIIB exam consists of a total of 5 papers, with 4 compulsory papers ABM, BFM, ABFM, and BRBL along with one elective paper based on the choice of the aspirant. The details of the papers are as follows:
| Paper Type | Details |
|---|
| Compulsory Papers | Advanced Bank Management (ABM) Bank Financial Management (BFM) Advanced Business & Financial Management (ABFM) Banking Regulations and Business Laws (BRBL) |
| Elective Papers (Choose Any One) | Rural Banking Human Resources Management Information Technology & Digital Banking Risk Management Central Banking |
Note:
- No exemption is granted for any subject based on prior qualifications.
- Candidates can choose their elective based on their current job role or career interests.
- It is recommended to select an elective paper based on your present role for better understanding and skill development.
- Candidates may change their elective paper in any subsequent attempt if desired.
What is the CAIIB exam structure?
The CAIIB exam pattern, as prescribed by the Indian Institute of Banking and Finance (IIBF), consists of a total of five papers, four compulsory papers (ABM, BFM, ABFM, and BRBL), each conducted separately with 100 questions for 100 marks and a duration of 2 hours, and one elective paper, which candidates can choose based on their area of work or personal preference, also conducted with 100 questions for 100 marks and a duration of 2 hours. The details of the CAIIB exam structure are as follows:
| Paper | Type | Questions/Marks | Time Duration |
|---|
| Advanced Bank Management | Compulsory | 100/100 | 2 Hours |
| Bank Financial Management | Compulsory | 100/100 | 2 Hours |
| Advanced Business and Financial Management | Compulsory | 100/100 | 2 Hours |
| Banking Regulations and Business Laws | Compulsory | 100/100 | 2 Hours |
| Elective Paper | To be Chosen From 5 Optional Subjects | 100/100 | 2 Hours |
What are the passing criteria for the CAIIB exam?
To successfully clear the CAIIB 2026 exam, candidates must meet the minimum marks requirement set by the IIBF. The minimum qualifying marks for each paper are 50, with an aggregate of 45% in each paper and a total of 50% overall aggregate. The details of the CAIIB passing criteria are as follows:
- Minimum Marks per Paper: 50 out of 100 marks required to pass each subject.
- Aggregate Pass Rule: 45 marks in each paper with 50% overall aggregate (in a single attempt) also qualifies as pass.
- Credit Retention: Marks obtained in passed subjects are retained until the expiry of the registration validity.
- Validity Period: Credits remain valid within the 3-year period or 5 attempts allowed from the date of registration.
- No Negative Marking: There is no penalty for wrong answers in CAIIB exams.
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Important key points for CAIIB exam
| Aspect | Key Points |
|---|
| Exam Centre | The selected exam centre cannot be changed after registration under any circumstances. |
| Application Form | Details in the submitted application form cannot be edited or modified later. |
| Examination Fees | Fees paid are non-refundable and cannot be transferred to another exam cycle. |
| IIBF Membership | Membership must be active; all pending fees or dues must be cleared before applying. |
| Number of Attempts | Maximum 5 attempts allowed within 3 years from the date of first registration. |
| Re-Enrollment | If the exam is not cleared within the allowed attempts or validity period, candidates must re-register; previously cleared papers will not be carried forward. |
