LIC AAO 2023 Notification OUT – Apply Online Now

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LIC AAO 2023 Notification: The Life Insurance Corporation (LIC) has released the notification for the recruitment of AAO for 2023. This post is for Assistant Administrative Officers and there are a total of 300 vacancies. LIC released the notification on the 15th of January 2023. The application process for the same opens on 15th January 2023 and will close on 31st January 2023. Candidates can find more relevant details on the exam below.

About LIC AAO Exam

Established in 1956, LIC is currently the largest Insurance Company of India. LIC is an Indian state-owned Insurance Group and Investment Company. It has 8 Zonal Offices, 133 Divisional Offices, and 2048 Branch Offices with thousands of workers all across the country. Its headquarters are in Mumbai. LIC recruits Assistant Administrative Officers (also known as LIC AAO) almost every year to fill up the vacant or newly created positions in the AAO cadre.

LIC AAO 2023: Overview

OrganisationLife Insurance Corporation
Post NameAssistant Administrative Officers
Application ModeOnline
Registration Start Date15 January 2023
Registration End Date31st January 2023
Exam ModeOnline
Recruitment ProcessPrelims
SalaryRs 53,600 – to Rs 102090

LIC AAO Exam Important Dates

StagesExam Dates
Online Registrations Begins15 January 2023
Online Registrations Ends31st January 2023
Prelims Exam17 February 2023
20 February 2023
Main Exam18 March 2023

LIC AAO 2023 Vacancies

Current Year462270271122773333

LIC AAO 2023 Exam Pattern

The LIC AAO 2023 Exam will be conducted in 3 stages:

  • Preliminary Examination
  • Main Examination
  • Interview

LIC AAO 2023 Prelims Exam

SectionNo. of QuestionsMaximum MarksDuration
Reasoning Ability353520 Minutes
Quantitative Aptitude353520 Minutes
English Language303020 Minutes
Total100701 Hour

Note- English section paper will be just for qualifying nature the marks obtained would not be considered for ranking or final selection.

LIC AAO 2023 Mains Exam

SectionNo. of QuestionsMaximum MarksDuration
Insurance & Financial Awareness306020 minutes
General Knowledge & Current Affairs306020 minutes
Data Analysis & Interpretation306040 minutes
Reasoning Ability309040 minutes
Total1203002 Hours
Descriptive English (Letter Writing & Essay)22530 Minutes

*1/4 Negative Marking

LIC AAO Interview

Total Marks – 60

Marks obtained in the Main Examination only will be considered for shortlisting for interview and marks obtained in Main Examination + marks obtained in the Interview will be considered for the final merit listing of candidates.

(Note – This exam pattern is based on previous notification)

LIC AAO 2023 Syllabus

LIC AAO 2023 Prelims Syllabus


Syllogisms, Seating Arrangement, Inequalities, Machine Input-Output, Comparison, Data Sufficiency, Blood Relation, Puzzles – Box based, Floor, Calendar, Day/Months based, etc., Scheduling, Directions and Distances, Ordering and Ranking, Coding and Decoding, Coded Inequalities, Statement and Conclusion/Course of Action, Miscellaneous.

English Language

Reading Comprehension, Cloze Test, Error Spotting, Sentence Improvement, Fillers, Para Jumbles, Odd One Out, Correct Usage, Paragraph Completion, Vocabulary based questions, Synonyms/ Antonyms, Idioms and Phrases, Word Substitution, Word/Phrase Replacement.

Quantitative Aptitude

Data Interpretation (Charts and Graphs: Line Graph, Bar Graph, Pie Chart; Tabular; Caselet; Mixed DI), Simplification/Approximation, Mensuration, Mixture and Allegations, Quadratic Equation, Number Series, Miscellaneous Questions (Time, Average, Percentage, Ratio Proportion, Age, Probability, Simple and Compound Interest, Permutation and Combination, Profit and Loss), etc.

LIC AAO 2023 Mains Syllabus

Data Interpretation & Analysis

Data Interpretation based on charts and Graphs – Line Graph, Bar Graph, Pie Chart, Mixed DI, Caselets, Tabular DI, Data Sufficiency, Average Based DI, etc

English Language

Error Spotting, Cloze Test, Fillers – Single, Double, Grammar (verb, prepositions, adverbs, articles, tenses, etc.) Misspelt Words, Find the odd one out, Word Substitution, Para jumbles, Reading Comprehension, Sentence Completion, Sentence Improvement, Rearrangement of Sentences Synonyms/Antonyms.

Reasoning Ability

Alpha-numeric/Alphabetical Series, Analogy, Analytical Reasoning, Blood Relations, Coding-Decoding, Data Sufficiency, Direction Sense, Inequality, Input-Output, Odd one out, Puzzles & Seating, Arrangement, Ranking, Syllogism, Statement and Conclusion, Statement-Course of Action

General Knowledge & Current Affairs

Major News, Sports, Books and Authors, Awards and Honors, Abbreviations, Important Days, and International and National Organizations are some related topics, India and its Neighboring Countries pertaining to History, Culture, Geography, Economics, General Polity, Scientific Research, Science Inventions and Discoveries, Insurance, etc., Current Affairs, Static GK

Insurance & Financial Market Awareness

Banking and Finance, Banking/Financial Terms, Banking Committees, Budget, Financial Terms – for eg. GDP, GNP, MIBOR, etc. International Financial Institutions, Economic Schemes, Bancassurance, History- IRDA, Important Insurance Acts, Insurance Sector – Basics, Insurance Terms, Insurance Companies – Names, Headquarters, Taglines, etc. Insurance Abbreviations, Insurance Products, and Plans, Insurance Schemes, etc.

LIC AAO 2023 Notification: Eligibility Criteria

Age Criteria

The minimum Age shall be 21 years (completed) as of 01.01.2023. The maximum age shall not be more than 30 years (candidates must have been born not earlier than 02.01.1993 and not later than 01.01.2002 both days inclusive only are eligible )

  • Minimum: 21 years
  • Maximum: 30 years

LIC AAO 2023 Age Relaxation

 PwBD(Gen)10 YEARS
 Confirmed LIC employeesFurther Relaxation of 5 years

LIC AAO 2023: Educational Qualifications

A. For AAO (Generalist) – Bachelor’s Degree in any discipline from a recognized Indian University/Institution.

B. For AAO (IT) – Graduation degree in Engineering in Computer Science, IT or Electronics, or an MCA, or an MSC(Computer Science) from a recognized Indian University/Institution.

C. For AAO (Chartered Accountant) – Bachelor’s Degree from a recognized Indian University/Institution and Candidate should have passed the Final Examination of the Institute of Chartered Accountants of India and completion of Articles as presented by the Institute of Chartered Accountants of India. The candidate should be an Associate Member of the Institute of Chartered Accountants of India. Candidates should provide their membership number and the same will be verified with the Institute of Chartered Accountants of India.

D. For AAO (Actuarial) – Bachelor’s Degree in any discipline from a recognized Indian University/Institution and Candidates should have compulsorily passed paper CT1 and CT5 plus 4 or more other papers of the examination conducted by the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK. (Total 6 or more papers) as on the date of eligibility. Candidates should provide their membership number and the same will be verified with the Institute of Actuaries of India / Institute and Faculty of Actuaries, UK.

E. For AAO (Rajbhasha) – Post Graduate Master’s Degree in Hindi/Hindi translation with English as one of the subjects at Bachelor’s Degree level OR Post-Graduate Master’s Degree in English with Hindi as one of the subjects at Bachelor’s degree level OR Post-Graduate Master’s Degree in Sanskrit with English and Hindi as subjects at Bachelor’s degree level.

LIC AAO 2023 Notification: Online Application Process

Prerequisites for Applying Online

Before applying online, candidates should,

  • Scan their photograph and signature ensuring that both the photograph and signature adhere to the required specifications as given under “Guidelines for photograph & signature scan and upload”.
  • Have a valid personal email ID and mobile no., which should be kept active till the completion of this Recruitment Process. Bank shall send call letters for the Examination etc. through the registered e-mail ID. In case a candidate does not have a valid personal e-mail ID, he/she should create his/her new e-mail ID and mobile no. before applying online and must maintain that email account and mobile number.
  • Be prepared for biometric verification of identity at the Exam Centre at the time of the Main Examination and onwards.

Application Fees/ Intimation Charges

  • SC/ST/PWD Candidates – ₹100 + GST + Transaction Charges
  • All Other Categories – ₹600 + GST + Transaction Charges

Steps to Apply for LIC AAO 2023 Exam Online

Step 1.

Use the link “Apply Online” link to land on the Registration page.

Step 2.

Click on the link given at the top right corner that reads “Click here for New Registrations”.

Step 3.

You will be redirected to a new page. Read the instructions carefully and click on “Continue”.

Step 4.

You will see 6 tabs in front of you. The tabs will be Basic Info, Photo & Signature, Details, Preview, Uploads & Payment.

Step 5.

Tab 1 – Basic Info – Fill in your Basic Information: Name, Mobile No., Email Id, etc. Enter the security code and then press “Save & Next”.

Step 6.
Tab 2: Photo & Signature –
  • Upload a scanned copy of your Passport size photo & Signature. Keep the requirements in your mind. The file size of the Photo and Signature should be within the permissible limits as required there.
  • Photo Dimensions 200 x 230 pixels (preferred} & Size of file should be between 20 kb- 50 kb.
  • The signature Image should be in .jpg format. Dimensions 140 x 60 pixels (preferred), Size of the file should be between 10 kb – 20 kb and in black ink. The size of the scanned image should not be more than 20 kb
Step 7.

Tab 3. Details – Fill in your other details as asked there, Educational Qualifications, etc. Fill these with utmost caution. Check it before you “Save & Submit” it.

Step 8.

Tab 4. Preview – This is the best way to cross-check the complete registration form once it is filled out completely. Very carefully check each and every detail that you have put up there.

Step 9.
Tab 5. Uploads –
  • It will ask you to write a declaration note in your own handwriting and upload a scanned copy for the same. Write in legible handwriting and upload the image with the permissible limits of file size.
Left thumb impression
  • The applicant has to put his left thumb impression on white paper with black or blue
  • File type: jpg/jpeg
  • Dimensions: 240 x 240 pixels in 200 DPI (Preferred for required quality) e. 3 cm * 3 cm (Width * Height)
  • File Size: 20 KB – 50 KB
Hand-written declaration

Text for Handwritten declaration –

“I,______ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true, and valid. I will present the supporting documents as and when required.”

  • The handwritten declaration should not be written in Capital Letters.
  • The applicant has to write the declaration in English clearly on white paper with black or blue.
  • The handwritten declaration should be of the applicant and not by any other person.
  • Handwritten Declaration o File type: jpg/jpeg
  • Dimensions: 800 x 400 pixels in 200 DPI (Preferred for required quality) e. 10 cm * 5 cm (Width * Height)
  • File Size: 50 KB – 100 KB
Step 10.

Tab 6. Payment Option

  • The payment can be made by using Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, and Cash Cards/ Mobile.
  • After submitting your payment information in the online application form, Please wait for the intimation from the do not press back or refresh button in order to avoid a double charge.

LIC AAO 2023: Salary and Benefits

Pay Scale: Rs. 53600/- per month in the scale of Rs. 53600- 2645(14) –90630– 2865(4) –102090

Total emoluments at the minimum of the scale inclusive of House Rent Allowance, City Compensatory Allowance, etc wherever admissible depending upon the classification of the city will be approximately Rs. 92870/- per month in ‘A’ Class city. Other benefits are Defined Contributory Pension, Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Group Insurance, Vehicle Loan (2-wheeler/4 wheeler) as per rules, meal coupon, reimbursement of the cost of Briefcase/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, etc. as per rules.

LIC AAO 2023: Job Profile

The service conditions will be applicable as per the prevalent rules of the LIC from time to time. The advertised posts are regular and selected candidates, on the appointment, are liable to be posted or subsequently transferred anywhere in India. It may be noted that most of the vacancies are in the mofussil branches of LIC. As such, after selection and successful completion of training, candidates will be posted for a minimum period of three years in mofussil branches outside their home zones. The following are a part of the LIC AAO Job Profile:

  • Studying and analyzing the policies currently in place
  • Planning and setting out new policies and schemes
  • Claim Processing (Filing and Management)
  • Client interaction and query address
  • Pan-departmental communication
  • Duties assigned by the officer-in-charge
  • Traveling for work.


A candidate after appointment shall be on probation for a period of one year from the date of joining. This period may be extended up to two years. During the period of probation, the candidates will be subjected to continuous assessment as per the Corporation’s extant policy. If any candidate fails to achieve the minimum standard stipulated his/her services may be terminated as per the policy of the Corporation in force at the material time.

Guarantee Bond:

Before joining as a Probationer, candidates will be required to give the undertaking to serve LIC for a minimum period of four years from the date of joining (including the probationary period) failing which, he/she or his /her heirs, executors, administrators will be liable to pay liquidated damages of Rs.5,00,000/-only (Rupees Five Lakhs only) + GST or the sum of amount the Executive Director (Personnel) may prescribe from time to time. GST or any other tax payable shall also be borne by the candidate. The candidate will have to submit a Deed of Indemnity and surety at his cost, duly stamped and notarized, the stamp value of which will be as applicable to the State in which the deed is executed by the candidate.

LIC AAO 2023: Frequently Asked Questions

When will the LIC AAO 2023 registration process start?

The LIC AAO 2023 registration process starts on 15 January 2023.

When will the LIC AAO 2023 registration process close?

The LIC AAO 2023 registration process will close on 31 January 2023.

How many stages are there in LIC AAO 2023 Exam?

LIC AAO 2023 exam will be conducted in 3 stages – Prelims, Mains and Interviews.

When is LIC AAO 2023 Prelims Exam?

The LIC AAO 2023 Prelims exam will be tentatively held on 17 February 2023 and 20 February 2023.

When will the LIC AAO 2023 Mains exam be held?

The LIC AAO 2023 Main exam will be held on the 18th of March 2023.

What is the basic salary of LIC AAO?

The starting basic pay of a LIC AAO is ₹53,600/-.

How long is the probation period for LIC AAO?

LIC AAO has a probationary period of 2 years.

Does LIC AAO have a guarantee bond?

Before joining as a Probationer, candidates will be required to give the undertaking to serve LIC for a minimum period of four years from the date of joining.


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