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CAIIB Notification 2025, Check Eligibility, Syllabus & More

Updated on Aug 19, 2025 20:41 IST

Table of Content +

CAIIB Notification 2025: The Indian Institute of Banking and Finance has released the CAIIB Notification 2025 for banking professionals aiming for career growth and salary benefits. The CAIIB exam is conducted twice a year, and the May-June 2025 cycle has already been completed. Now, the registration for the November to December 2025 cycle will begin in September 2025.

In this blog, we provide all the essential details about the CAIIB 2025 exam, including exam dates, eligibility criteria, syllabus, fees, and the registration process, to help you plan your preparation and achieve the CAIIB Certified title.

 

Why is the CAIIB Exam Conducted?

 

The Indian Institute of Banking and Finance conducts the Certified Associate of the Indian Institute of Bankers examination to provide banking and financial sector professionals with advanced knowledge essential for better decision-making. The syllabus covers areas such as Treasury Management, Risk Management, Balance Sheet Management, Credit Management, Financial Management, International Banking, Economic Analysis, Business Laws, and more.

 

When will the CAIIB 2025 December Cycle Notification be Released?

 

The CAIIB 2025 notification has been released. The registration process for the December cycle will start on 2nd September 2025 and continue until 8th September 2025, during which candidates can register by paying the basic application fee. After that, candidates can still register until 22nd September 2025, but a late fee will be applicable.

As per the notification, the CAIIB December 2025 exams will begin on 30th November and continue until 21st December 2025.

 

CAIIB Notification 2025 Overview

 

CAIIB stands for Certified Associate of the Indian Institute of Bankers. It is a professional exam conducted by the Indian Institute of Banking and Finance. The detailed overview of the CAIIB examination is as follows:

ParticularsDetails
Exam NameCAIIB (Certified Associate of Indian Institute of Bankers) 2025
Conducting BodyIndian Institute of Banking & Finance (IIBF)
CAIIB Notification 2025Released 
PurposeAdvanced knowledge for banking professionals
EligibilityIIBF Membership + JAIIB Qualified
Exam ModeOnline (CBT)
Exam FrequencyTwice a year
CAIIB Exam Date30th November to 21st December 2025
PapersABM, BFM, ABFM, BRBL and Elective Paper (Choice-based)
Elective OptionsRetail, Rural, HRM, IT, Risk Management, and more
Registration Dates2nd to 22nd September 2025
Fees (Approx.)₹2,000 - ₹6,000
BenefitsSalary increment, promotions, specialized roles
Official Websiteiibf.org.in

 

Take a Free CAIIB Mock Test Now

 

What are the Important Dates for the CAIIB December Cycle Exam?

 

The important dates related to the CAIIB 2025 December cycle exams are the registration date and exam date. The registration process will start on 2nd September and continue until 8th September without any late fee, but after that, bankers will be able to submit their applications until 22nd September with a late fee. The exam for the December cycle will start on 30th November, and the last paper will be held on 21st December 2025. Further details are provided in the table below:

EventDate
Registration Start Date2nd September 2025
Registration End Date22nd September 2025
Advanced Bank Management (ABM)30th November 2025
Bank Financial Management (BFM)7th December 2025
Advanced Business & Financial Management (ABFM)13th December 2025
Banking Regulations and Business Laws (BRBL)14th December 2025
Elective Papers (e.g., Rural Banking, HR Management, IT & Digital Banking, Risk Management, Central Banking)21st December 2025

 

CAIIB Eligibility Criteria 2025

 

Professionals serving in banks or financial institutions who wish to appear for the CAIIB examination must fulfill the eligibility criteria as specified by the IIBF. The details of the CAIIB eligibility criteria are as follows:

Eligibility ComponentRequirement
Educational QualificationPassed JAIIB (Junior Associate of the IIBF)
IIBF MembershipMust hold a valid IIBF membership
Employment StatusEmployed with a recognized bank or financial institution
Age LimitNo age restriction
Registration Validity3 years from the date of registration
Allowed AttemptsUnlimited attempts within the 3-year validity

 

What is the CAIIB Application Process 2025?

 

Only those candidates who have successfully cleared the JAIIB 2025 exam can apply for the CAIIB exam. Since they are already registered members of IIBF, they do not need to register again.

Candidates can directly apply by filling out the CAIIB application form through their existing IIBF membership. The process involves entering personal and educational details, uploading the required documents, and paying the application fee. The complete step-by-step application process is explained in the table below.

ActionDetails
Visit Official IIBF WebsiteGo to the official site of the Indian Institute of Banking & Finance.
Access CAIIB Notification & Apply LinkNavigate to ‘Examinations/Courses', then go to ‘Flagship Courses', select CAIIB, and click on ‘Apply Online'.
Login to IIBF AccountUse your Membership Number and Password. If you're new, register to get an IIBF Membership ID.
Fill Out the CAIIB Application FormEnter personal, educational, and employment details. Select exam center, language, and elective paper.
Upload Required Documents (if asked)Upload scanned copies of ID proof, qualification, or membership documents as per guidelines.
Make Online Fee PaymentPay the CAIIB exam fee using Debit/Credit Card, Net Banking, UPI, or other online modes.
Submit & Confirm ApplicationAfter payment, submit the form. Download and save the confirmation receipt for records.

 

What are the Application Charges for the CAIIB 2025 Exam?

 

The Indian Institute of Banking and Finance has set the CAIIB 2025 examination fees based on the number of attempts. Candidates must register separately for each attempt. If candidates fill out the application form by 8th September 2025, they will not have to pay any late fee, whereas candidates submitting the application after 8th September will have to pay a late fee. For the 1st attempt, the exam fee is Rs. 5,000, whereas for further attempts, the charges are Rs. 1,300. The details of the application fees and the corresponding number of attempt-wise fee details are provided in the table below:

Registration DatesFees Payable
02 September 2025 to 08 September 2025Normal examination fees
09 September 2025 to 15 September 2025Normal examination fees + ₹100 late fee
16 September 2025 to 22 September 2025Normal examination fees + ₹200 late fee

The CAIIB exam fees based on the number of attempts are structured as follows:

AttemptFee (₹)GST Applicable
First Attempt₹5,000Yes
Second Attempt₹1,300Yes
Third Attempt₹1,300Yes
Fourth Attempt₹1,300Yes
Fifth Attempt₹1,300Yes

Note:

  • Fees are non-refundable and must be paid online via the IIBF portal.
  • Early registration helps avoid late fees.
  • Candidates are allowed a maximum of 5 attempts within 3 years from the first registration to pass the CAIIB exam.

 

What are the Subjects of CAIIB 2025 Exam?

 

The CAIIB exam consists of a total of 5 papers, with 4 compulsory papers ABM, BFM, ABFM, and BRBL along with one elective paper based on the choice of the aspirant. The details of the papers are as follows:

Paper TypeDetails
Compulsory Papers

Advanced Bank Management (ABM)

Bank Financial Management (BFM)

Advanced Business & Financial Management (ABFM)

Banking Regulations and Business Laws (BRBL)

Elective Papers (Choose Any One)

Rural Banking

Human Resources Management

Information Technology & Digital Banking

Risk Management

Central Banking

Note:

  • No exemption is granted for any subject based on prior qualifications.
  • Candidates can choose their elective based on their current job role or career interests.
  • It is recommended to select an elective paper based on your present role for better understanding and skill development.
  • Candidates may change their elective paper in any subsequent attempt if desired.

 

What is the CAIIB Exam Structure?

 

The CAIIB 2025 exam pattern, as prescribed by the Indian Institute of Banking and Finance (IIBF), consists of a total of five papers, four compulsory papers (ABM, BFM, ABFM, and BRBL), each conducted separately with 100 questions for 100 marks and a duration of 2 hours, and one elective paper, which candidates can choose based on their area of work or personal preference, also conducted with 100 questions for 100 marks and a duration of 2 hours. The details of the CAIIB exam structure are as follows:

PaperTypeQuestions/MarksTime Duration
Advanced Bank ManagementCompulsory100/1002 Hours
Bank Financial ManagementCompulsory100/1002 Hours
Advanced Business and Financial ManagementCompulsory100/1002 Hours
Banking Regulations and Business LawsCompulsory100/1002 Hours
Elective PaperTo Be Chosen From 5 Optional Subjects100/1002 Hours

What are the Passing Criteria for the CAIIB Exam?

 

To successfully clear the CAIIB 2025 exam, candidates must meet the minimum marks requirement set by the IIBF. The minimum qualifying marks for each paper are 50, with an aggregate of 45% in each paper and a total of 50% overall aggregate. The details of the CAIIB passing criteria are as follows:

  • Minimum Marks per Paper: 50 out of 100 marks required to pass each subject.
  • Aggregate Pass Rule: 45 marks in each paper with 50% overall aggregate (in a single attempt) also qualifies as pass.
  • Credit Retention: Marks obtained in passed subjects are retained until the expiry of the registration validity.
  • Validity Period: Credits remain valid within the 3-year period or 5 attempts allowed from the date of registration.
  • No Negative Marking: There is no penalty for wrong answers in CAIIB exams.

 

CAIIB Number of Attempts

 

The Indian Institute of Banking and Finance has laid down specific rules regarding the number of attempts and time validity for the CAIIB 2025 Exam. Candidates must complete the exam within a defined number of attempts or time period, whichever comes first. The details are as follows:

  • Candidates are allowed a maximum of 5 attempts to clear the CAIIB Exam.
  • These 5 attempts must be used within 3 years from the date of first registration—whichever comes earlier applies.
  • Attempts are counted once a candidate registers for an exam, even if they do not appear.
  • The 5 attempts do not have to be consecutive.
  • If a candidate uses all 5 attempts before 3 years, or if the 3-year period ends before all 5 attempts are used, they must re-enroll.
  • Upon re-enrolment, no credit will be given for any subject(s) passed earlier.
  • Typically, 6 exam cycles are held within a 3-year span; candidates can choose any 5 out of these.

 

CAIIB Syllabus 2025

 

The CAIIB Syllabus 2025 covers four compulsory papers: ABM, BFM, ABFM, and BRBL, along with one elective paper focusing on specialized banking areas like Retail, Rural, HRM, IT, Risk, and Central Banking. The syllabus of CAIIB is as follows:

CAIIB Compulsory Papers Syllabus

 

The details of the CAIIB Compulsory Papers Syllabus are as follows:

Paper NameMain Topics Covered
Advanced Bank Management (ABM)Economic Analysis, Business Mathematics, Human Resource Management in Banks, Credit Management, Compliance, Risk Management, Treasury, Balance Sheet Management
Bank Financial Management (BFM)International Banking, Risk Management, Treasury Operations, Balance Sheet, Forex Business, Capital Adequacy, Basel Norms, Asset Liability Management (ALM)
Advanced Business & Financial Management (ABFM)Business Strategy, Financial Management, Valuation, Investment Decisions, Mergers & Acquisitions, Corporate Governance, Ethics
Banking Regulations & Business Laws (BRBL)Banking Regulation Act, RBI Act, Negotiable Instruments Act, SARFAESI Act, Insolvency and Bankruptcy Code (IBC), Consumer Protection Act, Law of Contracts, Securities Laws, Compliance

CAIIB Elective Papers Syllabus (Choose Any One)

 

The details of the CAIIB Elective Paper Syllabus are as follows:

Elective PaperMain Topics Covered
Retail BankingRetail Products, Marketing, Customer Relationship Management (CRM), Delivery Channels, Digital Banking, Risk & Compliance
Rural BankingRural Credit, Priority Sector Lending (PSL), Financial Inclusion, NABARD, Microfinance, SHGs, Government Schemes
Human Resource Management (HRM)HRM Concepts, Leadership, Motivation, Training, Industrial Relations, Labour Laws, Grievance Handling
Information Technology & Digital BankingCore Banking Systems, Cyber Security, IT Governance, Emerging Tech, FinTech, Blockchain, Digital Banking Products
Risk ManagementTypes of Risk (Credit, Market, Operational), Risk Mitigation Techniques, Basel Framework, ICAAP, Stress Testing
Central BankingRole of RBI, Monetary Policy, Financial System Structure, Currency Management, Supervision, Developmental Functions of RBI

 

CAIIB Salary Increment

 

Clearing the CAIIB Examination not only enhances your banking knowledge but also brings significant monetary benefits. The table below provides an approximate breakdown of the salary increment received by Probationary Officers and Clerks after qualifying JAIIB and CAIIB, as per industry standards. 

CharacteristicProbationary OfficerClerk
JAIIB Increment (Approx.)₹2,000₹1,340
CAIIB Increment (Approx.)₹4,000₹2,680
Total Monthly Increment (Approx.)₹6,000₹4,020
Annual Increment (Approx.)₹72,000₹48,240

 

CAIIB Preparation Strategy 2025

 

Effective preparation is important to clear the CAIIB Exam 2025, and here are some tips to help you:

StrategyKey Focus Areas
Understand the Exam Pattern & SyllabusGo through the CAIIB 2025 syllabus, focus on compulsory & elective papers
Create a Study PlanBuild a realistic timetable, give more time to ABM, BFM, Risk & BRBL
Use Official Books & MaterialsRefer to IIBF books, use updated study material, PYQs & workbooks
Focus on Conceptual ClarityStrengthen fundamentals in banking, law, finance, risk, with real-life cases
Attempt Mock Tests & PYQsPractice CAIIB mock tests, improve accuracy & speed, analyze mistakes
Revise RegularlyPrepare short notes, revision charts, focus on RBI guidelines & key laws
Join Online Classes & GroupsAttend online coaching, join discussion forums for doubts & peer learning

 

CAIIB Admit Card 2025

 

The CAIIB Admit Card 2025 will be released by IIBF on its official website prior to the examination. It is a mandatory document to appear for the CAIIB exam. As per the released notification the CAIIB Admit Card will be released 10 to 15 days before the examination. 

How to Download CAIIB Admit Card 2025?

 

To download the CAIIB admit card, aspirants have to visit the official website, go to the exam tab, select the admit card option, and then provide the registration number and password to download the admit card. The process to download the CAIIB admit card is as follows:

  1. Visit the official IIBF website: https://www.iibf.org.in.
  2. Click on ‘Examination/ Courses' tab.
  3. Select ‘Admit Letter' under CAIIB Exam section.
  4. Login with your Membership/Registration Number and Password.
  5. Click on ‘Download Admit Card' link.
  6. Save and print the admit card for exam day.

 

CAIIB Result 2025

 

The CAIIB Result 2025 will be officially declared by IIBF (Indian Institute of Banking & Finance) on its website after the completion of the examination. Candidates can check their results online using their registration details.

 

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About the Author

Aditi Chakraborty Content Writer

Hi, I’m Aditi, a creative writer at Oliveboard and the voice behind the content you see here. I focus on making JAIIB, CAIIB, and UGC NET exam topics simple and easy to understand. My aim is to share helpful tips and clear guidance that can make your preparation less stressful and more effective. I am here to help you through the exam journey so you can feel confident and ready to take on the challenge. My focus is to support all aspirants by creating content that’s friendly, trustworthy, and designed to help you succeed with confidence.

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