IBPS Clerk vs RRB Clerk Salary, Check Details

IBPS Clerk vs RRB Clerk Salary

The salary structure varies between an IBPS Clerk and an IBPS RRB Clerk. An IBPS Clerk starts with a basic pay of Rs. 11,765, while an IBPS RRB Clerk’s basic pay ranges from Rs. 7200 initially to Rs. 19300 eventually. An IBPS Clerk receives a Dearness Allowance (DA) of Rs. 5,209.82, while an IBPS RRB Clerk gets Rs. 8049.17. Consequently, an IBPS Clerk’s gross pay amounts to Rs. 32,024.65, and an IBPS RRB Clerk’s gross pay is Rs. 37,442.65.

Salary Structure	IBPS Clerk	IBPS RRB Clerk
Basic Pay	Rs.11,765	Rs. 7200 (initial) – Rs. 19300 (final)
Dearness Allowance (DA)	5,209.82	8049.17
Gross Pay	32,024.65	37442.65
House Rent Allowance (HRA)	2,039.75	2,167.88
Special Allowance	4,118	3263.60
Cash in Hand	Rs. 28,000 – Rs. 31,000	Rs. 26,000 – Rs. 30,000 (initial phase)
Total Monthly Salary	Rs. 28,000 – Rs. 31,000	Rs. 26,000 – Rs. 30,000 (initial phase)

For IBPS RRB Clerk:

• Initial basic pay of Rs. 7200 for the first three years, with an annual increment of Rs. 400.
• Basic pay increases to Rs. 8400 after three years, with an annual increment of Rs. 500.
• The basic pay continues to increase with corresponding increments each year.

IBPS Clerk vs RRB Clerk Salary- Perks and Allowances

Here’s a table summarizing the differences in perks and allowances between IBPS Clerk and IBPS RRB Clerk:

Aspect	IBPS Clerk	IBPS RRB Clerk
Dearness Allowance	4% of Basic Pay, revised every 3 months, initial amount INR 7073	79.5% of Basic Pay
House Rent Allowance	Based on posted location: – Larger cities: 8.5% of Basic Pay – Smaller cities (population < 5 lakhs): 7.5% of Basic Pay – Rural areas: 6.5% of Basic Pay	– Urban areas: 10% of Basic Pay – Semi-urban areas: 7.5% of Basic Pay – Rural areas: 5% of Basic Pay
Special Allowance	Fixed amount: INR 1,561	7.75% of Basic Pay
Transport Allowance	Reimbursements for official tours	Reimbursed during employee transfers
Medical Allowance	Fixed amount: INR 2,200, claimed once a year	Provided to employees and their family members
Fuel Reimbursement	Not applicable	Provided based on distance traveled from the office
Gratuity on Retirement	Not applicable	Provided at retirement, calculated based on Basic Pay

IBPS Clerk vs RRB Clerk Salary – Work Opportunities

In commercial banks like those employing IBPS Clerks, there are plenty of learning opportunities across various departments like foreign exchange and digital banking. However, in Regional Rural Banks (IBPS RRB Clerk), the learning chances are limited due to a simpler rural consumer base. IBPS Clerks also enjoy greater exposure to diverse banking areas, while IBPS RRB Clerks have lesser exposure to different departments and methods.

Aspect	Commercial Banks (IBPS Clerk)	Regional Rural Banks (IBPS RRB Clerk)
Opportunities for Learning	More varied departments (e.g., foreign exchange, digital banking)	Limited chances for learning due to simpler rural consumer base
Exposure to Different Departments	Greater exposure to diverse areas of banking	Lesser exposure to a wide range of departments and methods
Instruction in Various Areas	More opportunities for instruction in different departments	Fewer chances of being instructed in a wider range of areas

IBPS Clerk vs RRB Clerk – Learning Opportunities

IBPS Clerk offers broader learning opportunities across diverse banking sectors, while IBPS RRB Clerk focuses on simpler rural banking, limiting exposure to various departments.

Aspect	Commercial Banks (IBPS Clerk)	Regional Rural Banks (IBPS RRB Clerk)
Opportunities for Learning	More varied departments (e.g., foreign exchange, digital banking)	Limited chances for learning due to simpler rural consumer base
Exposure to Different Departments	Greater exposure to diverse areas of banking	Lesser exposure to a wide range of departments and methods
Instruction in Various Areas	More opportunities for instruction in different departments	Fewer chances of being instructed in a wider range of areas

For eligibility criteria:

• IBPS Clerk: A Bachelor’s degree (Graduation) in any discipline from a university recognized by the Indian government, or any equivalent qualification recognized by the Central Government. The candidate must possess a valid Mark-sheet/Degree Certificate indicating graduation and state the percentage of marks earned.
• IBPS RRB Clerk: A Degree (Graduation) in any discipline from a University recognized by the Government of India or any equivalent qualification recognized by the Central Government. The candidate must have a valid Mark-sheet/Degree Certificate indicating graduation and state the percentage of marks obtained. Computer literacy and proficiency in the Official Language of the State/UT are also required.

IBPS Clerk vs RRB Clerk – Designation

In rural banks, you’re called an ‘Office Assistant,’ while in regular banks, you’re a ‘Clerk.’ But both jobs can also be called ‘Single-Window Assistant’ or ‘Operator.’ So, even though the names change, the roles are pretty similar.

Designation	Regional Rural Banks (IBPS RRB)	Scheduled Commercial Banks (IBPS Clerk)
Primary Designation	Office Assistant	Clerk
Alternate Designations	Single-Window Assistant, Operator	Single-Window Assistant, Operator

IBPS Clerk vs RRB Clerk – Growth Chart

IBPS Clerk finds many job choices all over the country, while RRB Clerk steadily moves up in small towns, helping them grow.

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IBPS Clerk vs RRB Clerk Salary – FAQs