Salary after Clearing JAIIB and CAIIB Exams: The Indian Institute of Banking and Finance (IIBF) conducts the JAIIB (Junior Associate of the Indian Institute of Bankers) and the CAIIB (Certified Associate of India Institute of Bankers) examinations. IIBF conducts these exams for banking professionals twice a year – once in May and once in November. The exam score holds a lifetime validity.
Candidates clearing the JAIIB and CAIIB exams are eligible for promotions and an increase in their salary. These examinations assess the candidate’s knowledge of decision-making, financial and general bank management, risk management, and other aspects of banking. This article contains details on JAIIB salary and CAIIB salary, career growth, pay scale, job profile, and other important information.
Salary after Clearing JAIIB
According to the rules of PSBs (Public Sector Banks), a permanent employee who has cleared the JAIIB exam receives an increment in their salary. The increments are of two types and are according to the grade:
For Clerk Grade:
After qualifying for the JAIIB Examination – 1 increment in salary
For Officer Grade:
After qualifying for the JAIIB Examination- 1 increment in salary
Bank Clerk Pay structure
After qualifying for the JAIIB exam, the clerk grade receives the following increment JAIIB salary:
The basic pay is 11765/-
After clearing the JAIIB exam, one increment is added to the salary.
₹ 11765 + ₹ 655= ₹ 12420/-
Career Growth and Other Benefits after clearing JAIIB Exam
- The candidate receives an immediate promotion after qualifying for The JAIIB Examination.
- After having cleared JAIIB, the candidate gains knowledge of Banking and financial services, customer relations, basic accountancy, legal aspects of banking operations, banking technology, etc.
- It also proves useful in getting internal promotions.
Job Profile after qualifying JAIIB
For Clerk Grade:
The Clerks receives a promotion to the PO level with extra job responsibilities. The added responsibilities are loan documentation, dealing with cash balance, cross-checking, and others.
For PO Grade:
The PO either receives a promotion to Manager level or remains at the PO Post with added responsibilities and a salary increment. The added responsibilities include sanctioning loans and developing and promoting bank products and schemes.
Salary after clearing CAIIB
The Indian Bank Association guidelines state that a permanent bank employee from a PSU shall be given increments to their CAIIB salary after qualifying for the CAIIB examination. There are two types of increments:
For Clerk Grade:
After qualifying for the CAIIB Examination – 2 increments in salary
For Officer Grade:
After qualifying for the CAIIB Examination- 1 increment in salary
Bank Clerk Pay structure
After qualifying for the CAIIB exam, the clerk grade receives the following:
The basic pay is 11765/-
After clearing the CAIIB exam, one increment is added to the salary.
₹ 11765 (₹ 655 x3) = ₹ 13,730/-
Career Growth and Other Benefits after clearing CAIIB Exam
New avenues of increased opportunities open up for candidates who clear the CAIIB examination. Besides the promotion and increment, candidates who clear CAIIB can also get postings in different departments like foreign exchange, government business, treasury, etc. They can also try for a higher post in a private bank.
CAIIB accreditation enables the Bankers to receive advance information. This helps them in taking effective decision making in Treasury Management, Balance Sheet Management, Credit Management, risk management, economic analysis, international banking, and others.
CAIIB Salary structure
A few examples of salaries in senior management on qualifying CAIIB exam are given below:
| Company | Job Profile | Salary |
| L & T Finance | Senior Management- Operational Risk | 28,00,000/- |
| Axis Bank, Delhi | Senior Management- Centre Head Commercial Banking | 35,00,000/- |
| The Federal Bank, Delhi | Manager- Advances And General Operations | 14,00,000/- |
| IDBI Bank | Senior Management and Relationship Management | 21,00,000/- |
| Kinara Capital | Senior Management | 13,00,000/- |
| Bank Of Baroda | Senior Management- Manager Credit | 16,00,000/- |
| Leap India | Senior Manager | 15,00,000/- |
Conclusion
We hope this article has been of help in providing you with relevant and accurate details on JAIIB salary and CAIIB salary. If after going through the article you wish to and are eligible to take the JAIIB / CAIIB examination, go through the relevant blogs available online. Browse our blogs and get details of the examination syllabus, pattern, marking scheme, and other guiding information.
Salary after Clearing JAIIB and CAIIB Exams: Frequently Asked Questions
Following is the increment:
After JAIIB: 1 increment in salary
After CAIIB: 1 increment in salary
Yes, it not only gets you a promotion but also entitles you to an increment in salary.
According to the rules of the PSBs, a permanent employee who has cleared the JAIIB exam is entitled to an increment in salary. The increments are of two types and are paid according to the grade:
For Clerk Grade: After qualifying for the JAIIB Examination – 1 increment in salary
For Officer Grade: After qualifying for the JAIIB Examination- 1 increment in salary
The Indian Bank Association guidelines state that a permanent bank employee from a PSU shall be given increments after qualifying for the CAIIB examination. There are two types of increments:
For Clerk Grade: After qualifying for the CAIIB Examination – 2 increments in salary
For Officer Grade: After qualifying for the CAIIB Examination- 1 increment in salary
The JAIIB and CAIIB examination are conducted twice a year, in May and November. The exam score holds a lifetime validity.
No, the Indian Institute of Banking and Finance (IIBF) conducts the JAIIB and CAIIB examinations. These are professional qualification examinations conducted twice a year. These examinations are conducted to assess the candidate’s knowledge of decision-making, financial and general bank management, risk management, and other aspects of banking. Candidates qualifying for these examinations receive promotions and salary increments.
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I write content to help people prepare for banking exams because I have experience as an aspirant myself. My goal is to provide accurate and easy-to-understand information for candidates. I cover various topics such as exam patterns, syllabus, study techniques, and time management to support those preparing for the exams. As a former aspirant turned content writer, I want to make the information accessible and helpful for others so that they can do well in their banking and government exams and achieve their goals.
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